Tag: 上海千花网


Brutus Buckeye’s Response To The Jim Harbaugh “Views From The 6” Cover Is Tremendous


first_imgHead coach Jim Harbaugh of the Michigan Wolverines listens in on an offensive huddle during the Michigan Football Spring Game.ANN ARBOR, MI – APRIL 04: Head coach Jim Harbaugh of the Michigan Wolverines listens in on an offensive huddle during the Michigan Football Spring Game on April 4, 2015 at Michigan Stadium in Ann Arbor, Michigan. (Photo by Gregory Shamus/Getty Images)Shut it down, everyone. The informal contest to see who would come up with the best college football-themed take on Drake’s Views From The 6 cover might be over just a few days in. After Jay Harbaugh put together a pretty good effort featuring his father, Ohio State mascot Brutus Buckeye posted his own version…and yeah, this is pretty mean if you’re a Michigan fan..@BleacherReport ** #VIEWS fro TSUN. **#GoBucks pic.twitter.com/u91EmgEIg0— Brutus Buckeye (@Brutus_Buckeye) April 26, 2016 Considering the score of last year’s game at Michigan Stadium, he probably could’ve left the Parental Advisory sticker in place. It was pretty appropriate.[Bleacher Report]last_img read more


Update Strike at Damens Galati Shipyard Over


first_imgzoom The workers’ strike at Damen’s Galati shipyard in Romania has ended, it has been confirmed to World Maritime News by a Damen spokesperson.The strike was staged on August 29, when a number of workers held a spontaneous demonstration in front of the company’s headquarters. The workers were dissatisfied with their wages and were reportedly asking for a pay increase.The protest resulted in a work stoppage at the yard for almost three days.The strike was ended on Thursday, August 31, and work operations are said to have been resumed.Local media informed that the strike was concluded as the company’s management agreed to the proposed wage increase terms.Talks between the company and the union are set to continue until September 15 when a final deal is expected.World Maritime News Stafflast_img read more


Top Quebec court overturns naturopaths acquittal and convicts her of manslaughter


first_imgMONTREAL – Quebec’s top court has overturned a 2015 acquittal of a Montreal-area naturopath in the death of a patient 10 years ago and convicted her of manslaughter.Mitra Javanmardi has also been ordered to stand trial on a charge of criminal negligence causing death, for which she had been acquitted.Roger Matern, 79, died after Javanmardi injected him with a contaminated substance.Javanmardi is scheduled to appear in Quebec court for sentencing on the manslaughter conviction.Matern visited Javanmardi’s clinic in June 2008 following heart surgery that reportedly did not improve his health.According to court documents, Matern wanted quick results and insisted that Javanmardi inject him with nutrients despite her telling him the procedure was not done on a first visit.She eventually acquiesced.During the injection he complained of being hot and then started shivering. His condition deteriorated rapidly while at the clinic and Javanmardi recommended he get a good night sleep.Matern’s condition worsened at home and he only went to hospital the following day, when it was too late.Police who raided Javanmardi’s office following Matern’s death seized vials containing the substance with which she injected him.Analysis discovered one of the vials contained 9.7 million bacteria when the norm for an injectable product is zero.The appeals court ruled the lower court did not properly apply the law to the facts of the case.It highlight several critical elements: the naturopath injected the medication as opposed to delivering it orally; she used the single-dose vial on two previous patients; she derogated from protocol by complying with the demands of a patient; and she didn’t send her patient to hospital despite witnessing symptoms unknown to her.“The (trial) judge therefore erred by not retaining, from the uncontested facts, that the conduct of the accused is blamable … and meets the criteria of criminal negligence,” the appeals court wrote in its ruling Thursday.last_img read more


Environment Canada Issues Cold Weather Alert for tonight and into Friday


first_imgFORT ST. JOHN, B.C. – Environment Canada says a period of very cold wind chills is expected tonight and into Friday.A brisk north wind combined with overnight temperatures near -28C will create extreme wind chill values near -40 overnight and Friday morning.Wind chill values will moderate to the mid -30s Friday afternoon. Watch for cold-related symptoms: shortness of breath, chest pain, muscle pain and weakness, numbness and colour change in fingers and toes.Remember to dress warmly. Dress in layers that you can remove if you get too warm. The outer layer should be wind resistant.Remember to cover up. Frostbite can develop within minutes on exposed skin, especially with the wind chill.last_img


Apple will support media literacy in US Europe


first_imgSan Francisco: Apple has announced a new initiative in support of non-profit organisations in the US and Europe that offer un-biased, independent media literacy programmes. To advance their efforts in empowering young minds, Apple will support the US-based News Literacy Project (NLP) and Common Sense organisations, along with the Italy-based Osservatorio Permanente Giovani-Editori, the company said in a blog-post on Wednesday. “News literacy is vital to sustaining a free press and thriving democracy, and we are proud to be collaborating with organisations on the front lines of this effort,” said Apple CEO Tim Cook. Also Read – Swiggy now in 500 Indian cities, targets 100 more this year Cook acknowledged the work being done by these organisations in empowering young people to be active and engaged citizens. “Apple News is committed to presenting quality journalism from trusted sources,” said Lauren Kern, Editor-In-Chief of Apple News. “We’re thrilled that Apple is supporting these important organizations to train the next generation on how to seek out accurate and reliable information amid an increasingly complicated news landscape.”last_img read more


Urban Meyer Buckeye offensive line one of the best in the country


Redshirt-senior left tackle Jack Mewhort blocks a defender during a game against Penn State at Ohio Stadium. OSU won, 63-14.Credit: Shelby Lum / Photo editorJunior quarterback Braxton Miller and senior running back Carlos Hyde were the offensive stars for Ohio State (8-0, 4-0) once again in the Buckeyes’ 63-14 win against Penn State (4-3, 1-2). However, five players who, on paper, appear to have made less of a dent in the win, also played a crucial role in OSU’s 686-yard offensive performance against the Nittany Lions. So well, in fact, that even a former Buckeye was impressed.Miller (252 passing yards, 68 rushing yards) and Hyde (147 rushing yards) accounted for 467 yards, or 68.1 percent, of OSU’s total offense in the victory.But in order to achieve that success, they needed effective blocking from the offensive line.The starting five offensive linemen — redshirt-senior left tackle Jack Mewhort, senior left guard Andrew Norwell, redshirt-senior center Corey Linsley, redshirt-senior right guard Marcus Hall and sophomore right tackle Taylor Decker — were praised by their coaches and teammates following Saturday’s win.“I see an offensive line that’s one of the best in the country,” coach Urban Meyer said during a post-game press conference. “I’ll take my offensive line anywhere. Those guys are playing very well.”That offensive line led an effort that amassed 32 first downs, averaged 8.9 yard gains per offensive play and converted seven of 10 third downs.“Offensive line did a hell of a job,” Miller said of the unit’s performance Saturday.Miller said the offensive line was “aggressive throughout the week of practice,” and offensive line coach Ed Warinner said the way OSU’s offensive linemen have practiced has led to their success this season.“When you practice the same way — high level — your fundamentals get better, your technique, your understanding and just the whole cohesiveness up front,” Warinner said.Through its first eight games, the OSU offense ranks eighth in the Football Bowl Subdivision in total offense with an average of 517.3 yards per game and fifth nationally with a average 47.3 points scored per game.That offensive success has been a team effort, Warinner said.“(The offense) has the ability to horizontally stretch the field in the run game, and we do it in the pass game, and then vertically stretch you and so we’re putting defenses in a bind,” Warinner said. “They don’t know exactly where to try to load their defense. When you have good players at a lot of positions playing at a high level, which we do right now at receiver, quarterback, running back, O-line, tight end … we can be explosive. We are an explosive outfit right now.”The OSU rushing offense ranks ninth nationally with an average of 295.6 rushing yards per game. Miller said the offensive line’s ability to block on the perimeter has played a key role in OSU’s success running the ball, much like Hall did on a Miller scramble early in the game where he leveled a Penn State defender.“Getting guys the ball on the outside frees up the inside,” Miller said.Warinner said OSU’s success as a rushing offense has been a “credit to a lot of people.”“Running the football is important to us as a program, as a team,” Warinner said. “So that makes it important to the running backs, the O-line and all perimeter guys as well. And then we have the ability to run the ball outside as well as inside and we’re throwing the ball well so we’re just keeping people off-balance.”Norwell said the offensive linemen have “great chemistry” with one another.“We’re all on the same page,” Norwell said. “Coach Meyer knows how many reps we need to get in practice, and we just went hard every play.”One reason for that chemistry might be the experience the offensive linemen have with playing with one another. Mewhort and Norwell are both third-year starters on the offensive line. Hall came into the season with 18 career starts, while Linsley is also a second-year starter.Warinner said he thinks the experience of the offensive line has helped that unit play as well as they have this season.“That it’s helped us a lot, because we can lean on those guys when we need to and they can be productive when they need to,” Warinner said.Warinner said Decker, the only new starter on the offensive line, has fit in well.“His talent level is really high,” Warinner said. “Experience and confidence were the two things he lacked. Now that he’s played eight games and played well these last three or four games, his confidence level is high along with talent level.”Mewhort, Norwell, Linsley, Hall and Decker have each started all eight games for the Buckeyes this season, but with the result of Saturday’s game well in hand by the middle of the third quarter, OSU was able to get playing time for many of its backups, including the offensive line. Warinner said there were 11 offensive linemen in total who received playing time for the OSU offense Saturday.Current OSU coaches and players are not the only Buckeyes impressed by the play of OSU’s offensive line this season. Orlando Pace, who played left tackle at OSU from 1994-96 and was honored on the field during Saturday’s game for being selected to the College Football Hall of Fame, said the OSU offensive line plays “really well together as a unit.”“Those guys, they do a great job in protecting Braxton, and they run the ball well,” Pace said at halftime Saturday.Pace said he expects Mewhort to follow in his footsteps from being an OSU left tackle to playing in the NFL, in which Pace played for 13 seasons.“You’re definitely going to see him play on Sundays,” Pace said. “He moves well, footwork and hand placement and all those things, I think he’ll be fine.”OSU will be looking for another impressive effort from its offensive line when it plays Purdue (1-6, 0-3) Saturday at noon in West Lafayette, Ind. read more


Marco Silva is happy at Everton but wants more


first_imgThe English Premier League manager wants his team to get out of the 11th position and start climbing in the 2018-2019 seasonEverton Football Club is currently sitting in the 11th position with 12 points.The club has been able to beat three English Premier League rivals while drawing with other three and losing twice.And its manager Marco Silva believes his team can do more, although he also admitted being enjoying time at the club.“Am I enjoying it? Of course. I am really happy. Believe me!” he told The Liverpool Echo.Daniel Fark, Norwich City, Premier LeagueDaniel Farke, From mid-table in the Championship to the Premier League Manuel R. Medina – September 14, 2019 Norwich City manager, Daniel Farke, has taken his team from the middle of the table in the English Championship to play with the big boys in the Premier League.“Normally I can adapt fast and easy to the position wherever I am. But I am really happy, here. I know what I want, I know what the club wants but I don’t like to lose my focus if we win 3-0 or if the result wasn’t the best.”“It’s not easy to see big differences between the two. It’s my way and the players know that as well,” he added.“Inside Finch Farm, I am a little bit different with them. In some moments they can see a little bit more from the coach.”“I am happier with them sometimes, but I am really enjoying it here at the club,” he concluded.last_img read more


Furniture showroom car gutted in Ctg fire


first_imgA furniture showroom and a car were gutted as a fire broke out at the showroom in AK Khan Gate area in Chittagong city on Sunday night, reports UNB.Kamal Uddin Bhuiyan, assistant director (acting) of Chittagong Division Fire Service, said that the fire broke out in the showroom named Medalian Furniture around 10:30pm.On information, 11 vehicles of five firefighting units from different fire stations rushed to the spot and doused the flame after one hour of frantic efforts.The fire gutted the furniture showroom and a parked car there.The affected shop owner said that entire showroom, where imported furnitute were showcased, burnt to ashes.The fire halted vehicular movement from AK Khan Gate to Ispahani Rail Gate for one hour due to huge gathering.last_img


SB Player Spotlight on Taylor Roby


first_img The University of Louisville Softball Player Spotlight series features short interviews with each of the Cardinals’ players. Episode three features redshirt freshman Taylor Roby.  Episode 3:  Taylor RobyThe Roby FileNumber: 8Full name: Taylor RobyClass: Redshirt freshmanPosition: RHPBats/Throws: R/RHometown: Mt. Washington, Ky.High School: Bullitt EastTravel Team: Louisville SluggersMajor: Exercise ScienceFun Fact: Was named Metro Louisville Softball Player of the Year and met Peyton Manning at the Kentuckiana Sports Awards Banquet.   Print Friendly Version Story Linkslast_img


Using tellurium nanoparticles to achieve plasmoniclike and alldielectric properties when exposed to


first_img Citation: Using tellurium nanoparticles to achieve plasmonic-like and all-dielectric properties when exposed to sunlight (2018, August 13) retrieved 18 August 2019 from https://phys.org/news/2018-08-tellurium-nanoparticles-plasmonic-like-all-dielectric-properties.html As the search for renewable resources continues, some in the field have turned to studying the possibility of adding materials to water to make it easier to produce steam for driving a turbine. Several years ago, one team of researchers discovered that adding nanoparticles to water could cause it to produce steam when exposed to sunlight. Since that time, scientists have continued experimenting with adding nanomaterials. Meanwhile, other experiments have suggested that plasmonics could play a role in photothermal conversion. In this new effort, the researchers have found a material that allows nanoparticles to offer the benefits of both approaches.The work by the team in China was straightforward. They created nanoparticles made out of tellurium and then mixed them into a container filled with water and tested the result to see what changes it might have wrought.The researchers report that adding the nanoparticles improved the evaporation rate by a factor of three. Testing showed that they could raise its temperature from 29°C to 85°C in just 100 seconds by shining sunlight on it. The researchers found that this improvement was possible because the nanoparticles behaved like plasmonic nanoparticles—but only when smaller sized nanoparticles (less than 120 nanometers) were involved. Nanoparticles that were larger than 120 nanometers behaved like an all-dielectric. Mixing nanoparticles of both sizes into the same container of water allowed the sample to take on both characteristics—the team claims the resultant material is the first to demonstrate both properties.The researchers acknowledge that commercialization of their technique would be problematic because of the difficulty in manufacturing the different sized nanoparticles in sufficient quantities. They note that they are looking into ways to make them using another approach. But they also note that if they succeed, the concept has other applications, such as creating new kinds of extremely small antennas or sensors. © 2018 Phys.org Explore further More information: Churong Ma et al. The optical duality of tellurium nanoparticles for broadband solar energy harvesting and efficient photothermal conversion, Science Advances (2018). DOI: 10.1126/sciadv.aas9894AbstractNanophotonic materials for solar energy harvesting and photothermal conversion are urgently needed to alleviate the global energy crisis. We demonstrate that a broadband absorber made of tellurium (Te) nanoparticles with a wide size distribution can absorb more than 85% solar radiation in the entire spectrum. Temperature of the absorber irradiated by sunlight can increase from 29° to 85°C within 100 s. By dispersing Te nanoparticles into water, the water evaporation rate is improved by three times under solar radiation of 78.9 mW/cm2. This photothermal conversion surpasses that of plasmonic or all-dielectric nanoparticles reported before. We also establish that the unique permittivity of Te is responsible for the high performance. The real part of permittivity experiences a transition from negative to positive in the ultraviolet-visible–near-infrared region, which endows Te nanoparticles with the plasmonic-like and all-dielectric duality. The total absorption covers the entire spectrum of solar radiation due to the enhancement by both plasmonic-like and Mie-type resonances. It is the first reported material that simultaneously has plasmonic-like and all-dielectric properties in the solar radiation region. These findings suggest that the Te nanoparticle can be expected to be an advanced photothermal conversion material for solar-enabled water evaporation. This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only.center_img Journal information: Science Advances Typical morphology and structure characterization results of Te nanoparticles prepared by ns-LAL. Credit: Science Advances (2018). DOI: 10.1126/sciadv.aas9894 How gold nanoparticles could improve solar energy storage A team of researchers at Sun Yat-sen University in China has created a material with dual solar properties by adding tellurium nanoparticles to water—it showed both plasmonic-like and all-dielectric properties when exposed to sunlight. In their paper published in the journal Science Advances, the group describes their material and its possible uses.last_img read more


Journeys and bonds


first_imgPavitra Bandhan is a journey of two strangers Aashima and Girish, who are not suppose to meet by any means but destiny brings them not only under the same roof but also binds them in a relationship of lifetime. Aashima is a small town girl, born and brought up in a middle class nuclear family. Her father is a mill worker and he had to struggle his entire life to make two ends meet. Aashima loves her family and follows her family values religiously. She is young, kind hearted and generous girl for whom her family is the priority. She wants to share the burden of her father and wants to build a home for him.  Also Read – ‘Playing Jojo was emotionally exhausting’On the other hand Girish Roy Chowdhury is the owner of saree mill in which Aashima’s father is an employee. Girish hails from an influential family in Murshidabad and has built his empire with his own hard work and persistence. His principles are based on the experiences of the life. Though Aashima and Girish belong to different worlds , are different personalities but similarity between them is they live for their families. As the story unfolds we will see the journey of these two strangers, with their share of trials and tribulations , coming from different worlds, different mindsets but as destiny has it but will always be bonded by the thread of love , sacrifice and devotion that is why it will hold the title of being a Pavitra Bandhan- Do Dilon Ka. Yash Tonk, Hritu Dudhani, Yamini Thakur, Shabnam Sayeed, Shailley Kaushik, Munni Jha, Shalini Arora, Rajat Dahiya are main cast in this serial.The serial will be aired every Monday-Friday, 9 September onwards at 8.30 PM only on DD National.last_img read more


Having Trouble Hiring the Right Employees Maybe Its Your Techs Fault


first_img Register Now » 3 min read Growing a business sometimes requires thinking outside the box. Free Webinar | Sept. 9: The Entrepreneur’s Playbook for Going Globalcenter_img August 3, 2017 Are you having trouble hiring employees? Well, it’s probably your fault.In today’s world, with the help of technology, it’s become easier than ever to get business done through email or over the internet. While technology has helped make processes more efficient, depending on it too much can have its downsides. Especially when it comes to the hiring process.Related: The 3 Most Common — and Costly — Hiring MistakesA recent report by global staffing and HR services provider Randstad U.S. surveyed 1,200 people 18 and older to uncover the perceptions, attitudes and expectations that job seekers have on the job search process. And while most agree technology is helpful during the process, many are frustrated when too much tech is involved.From shaking someone’s hand to actually reading through a candidate’s cover letter and resume — many employers are bypassing important aspects of the hiring process, much to applicants’ chagrin. Eighty-two percent of survey participants said they are frustrated with an overly automated job search experience, and 87 percent of respondents said that technology has made the job search more impersonal.Related: 3 Prudent Hiring Practices to Acquire the Best TalentHowever, that doesn’t mean technology should get the boot from your hiring process. To give candidates the most ideal experience, strike a balance between tech and a human touch. Nearly every survey participant agreed that technology should be used as an “aid” in the hiring process, not replace it.In the study, respondents identified “the degree of personal, human interaction during the process” and “the recruiter/hiring manager I worked with” as the top two aspects that contributed to a positive experience during their last job search. To the contrary, the top two reasons companies leave negative impressions on job seekers are “the length of the hiring process” and “the communication level throughout the selection process.”“The findings reinforce what we’ve believed for quite some time, that successful talent acquisition lies at the intersection between technology and human touch,” said Randstad U.S. CEO Linda Galipeau. “If done correctly, the right combination of personal interaction with the power of today’s intelligent machines can create an experience that is inherently more human.”Related: Hiring Your First Employee? 5 Things You Need to Know.As an employer, it’s important to not burn bridges or miss opportunities because many of these applicants won’t give you another shot. One-third of candidates who had negative experiences during the job search process will never re-apply to that organization, and will never refer a friend or family member to the company.last_img read more


Rep Kahle to host local office hours


first_imgNo appointments are necessary to attend office hours. Those unable to attend may contact Rep. Kahle’s office at (517) 373-1706 or BronnaKahle@house.mi.gov. 07Mar Rep. Kahle to host local office hours Categories: Kahle News Tags: #SB center_img State Rep. Bronna Kahle invites Lenawee County residents to join her for office hours on Friday, March 10 from 10 a.m. to noon at the Lenawee District Library, 4459 W. US Highway 223 in Adrian. “I welcome the opportunity to connect with people to learn what matters most to them,” Rep. Kahle said. “I look forward to listening to my neighbors, addressing their concerns and working toward solutions for the people of Lenawee County.” last_img


Spains football league has named Mediapro as its


first_imgSpain’s football league has named Mediapro as its agent for the international rights to matches of the country’s first and second division teams, following a change in rules that meant all rights are now negotiated centrally rather than by individual teams.Mediapro previously held rights to 38 of the 42 teams in the first and second divisions. Under the new agreement, it will act as international agent for the rights.La Liga president Javier Tebas said he expected the international rights to deliver €600 million, €400 million than under the previous contracts.The Spanish league last week rejected a reported €450 million a year offer for the international rights from Telefónica.The agreement between the league and Mediapro comes against the background of a renewed ‘soccer war’ in Spain, potentially aligning Mediapro and Al Jazeera-backed beIN Sport on one side against Telefónica, which holds the domestic rights to key clubs including Barcelona, on the other. BeIN Sport is expected to launch in Spain soon, replacing the GolT channel operated by Medipro.last_img read more


Editors note Agora founder Bill Bonner has never


first_imgEditor’s note: Agora founder Bill Bonner has never done anything like this before… If you haven’t heard, he recently committed to invest $5 million of his own family’s trust in the stock recommendations of just one of his analysts: expert value investor Chris Mayer. Chris has one of the best track records in the business. Over a 10-year span, he safely beat the markets by three-to-one and outperformed some of the world’s best investors, including Warren Buffett. And now, until tonight only, you can invest alongside Bill with a subscription to Chris’ brand-new service Bonner Private Portfolio. But, as Bill points out in today’s special essay, this service isn’t for everyone… By Bill Bonner, editor, The Bill Bonner Letter Today, we address a reader’s objection (shared by many, we suspect) about the new advisory from Chris Mayer we’ve been promoting, Bonner Private Portfolio: $1,950 is a lot of money for a few books and a couple of stock picks. I appreciate that you want to expand your asset base to benefit your descendants, but you’ll need to do it without my participation. When one of our affiliate groups published Chris’ research, they priced it at $49. Other readers have noticed, too: There’s a big jump from $49 to $1,950. Why? Are we just greedy? “Elasticity of demand” is what economists call it. We noticed it, too. You price something at $49, you get a lot of buyers. You set the price at $1,950, you get a lot fewer. If the elasticity is perfect… you get the same amount of money almost no matter what price you put on it. So, from a cash flow point of view, it made little difference (at least, in theory… but also backed by substantial experience) which price we put on Chris’ new service. “Greed” or “expanding our asset base” had nothing much to do with the choice of the price. Of course, we always want to expand our asset base; our company is not a nonprofit. But there’s more to the story… 10-Year Test We’ve been in this business for 36 years. We think… and hope… we’ve gotten better at what we do. Not only have we made progress in understanding how the investment world works, but also we understand better how our readers and customers react to it. Initially, we didn’t know whether Chris would succeed in making his readers money. It took 10 years to find out. During that time, readers could test him themselves – for less than the price of a newspaper subscription. And since neither we nor Chris’ readers knew exactly what we had, probably neither of us got the full value of his research. Subscribers came. And went. They bought. They sold. Nobody – maybe not even Chris – understood how valuable his recommendations were or what to do with them. But now we see that Chris is an excellent long-term, value-oriented investor. As we’ve been telling you, over a 10-year period, Chris’ recommendations beat the overall market three-to-one… beat Warren Buffett’s Berkshire Hathaway two-to-one… and turned every $10,000 into nearly $50,000. But you can’t make much money trading in and out of his recommendations. You have to buy and hold. And you have to be willing to sit through periods of substantial drawdowns. Recommended Links Rickards: “Don’t Buy A Single Ounce Of Gold…” **This is an URGENT warning from Jim Rickards.** If you’ve seen the writing on the wall, like me, you know that gold could soon hit $10,000 per ounce. However, today I’m urging you NOT to buy a single ounce of gold till you read what I have to say. Click here for access to my urgent gold announcement. – [EXPIRES TONIGHT] What Bill Bonner Discovered in Vancouver Will Shock You At a private meeting on a boat in Vancouver, Bill discovered an opportunity so impressive, he’s putting $5 million of his family trust money toward it. To find out how to join him, click this link before tonight at 11:59 p.m. — Sticking With It Most investors – and we use the term loosely – do not expect that from a $49 service. They want big ideas. They want speculations. They want to trade. They want more immediate gratification. Putting the average investor together with Chris is not good for either. Bonner Private Portfolio is for more serious, long-term family investors. It requires readers who understand how value investing works… and are willing to stick with it. It’s not exciting. There’s not much to talk about. There are few occasions for bragging about your results (unless, that is, you have plenty of patience). So, for Bonner Private Portfolio, we did not want a lot of readers; we only wanted the few who were suited to it. That’s why we deliberately put the price high: to discourage casual subscribers or those who had not enough money to make it worthwhile. We want serious subscribers who understand and appreciate the service. You can’t just “try it out for a few months.” You have to stick with it. Serious Bargain Is $1,950 the right price? Too much? Too little? We don’t know. But judging from the results, it might have been too low. We have more subscribers than we expected. That may be because the serious investor compares this service – as he should – with a managed account. If he puts his money with a value-oriented manager, he will pay upward of 2% a year (if you’re lucky). With $500,000 invested, that works out as $10,000 a year. The serious investor with serious money sees that Bonner Private Portfolio is a bargain at $1,950. Almost every investment approach works sometime for someone. But none work all the time for everybody. Some are meant for serious, long-term wealth building. Others give traders and speculators the adrenaline rush they look for. Some are good for sophisticated investors with a lot of money. Others are more appropriate for people with little money and little experience. Putting the right people together with the right service is still hit or miss. But we’re getting better at it. And pricing Chris’ new service at $1,950 is a step in the right direction. If the advice turns out to be good, no one will complain. If not… well, we will have learned something. Editor’s note: Right now, you can sign up for Bonner Private Portfolio—and get in on Chris’ recommendations 48 hours before Bill does—for $1,000 off the normal price. Chris releases his newest stock pick later today—an iconic company trading at a rare bargain. So act soon—this offer ends at midnight tonight. Click here to learn more.last_img read more


A young disabled woman was told that she had been


first_imgA young disabled woman was told that she had been evicted from her residential home while she lay critically ill in hospital.The care home in Barking, east London, run by the company Sahara Care, had originally issued the eviction notice to Lakhvinder Kaur (pictured) in a letter on 6 April, just days after she had made an allegation of physical abuse against a member of staff at the home.In the same letter in which the company told her that it had referred her abuse allegation to the care watchdog, the local council and the police, it also told her that it was giving her 28 days’ notice to leave the home, Sahara Parkside.Several weeks later, Kaur, who has spinal muscular atrophy, was rushed to hospital with blood poisoning.Just days after she was admitted, on 28 May, and while still fighting for her life, the care company told her she would not be allowed to return to Sahara Parkside when she was released from hospital.Kaur has been trying since last year to find accessible accommodation that will allow her to live independently and safely with the support she needs.And because her local authority Newham council has not been able to find somewhere safe and appropriate for her to live, the hospital that treated her has itself told the council that it needs to evict her because she has now recovered from the blood poisoning.She told the council in an email: “My current situation worries me because each time I am admitted to ICU [the intensive care unit] my chance of recovery is reduced and increases my risk of death.“This risk could be better managed if my housing and care package was addressed.”She also told her social worker: “I believe I have valid reasons to express my deep and worrying concerns about my hospital discharge particularly when there is so much uncertainty and unknowns around my housing and support package.”She has now been told that she will have to move temporarily into a hotel room when she leaves hospital.Her case highlights once again the drastic shortage of accessible housing across the country.The Equality and Human Rights Commission said only last month that disabled people had been left “demoralised and frustrated” by the housing system and faced a “chronic shortage” of accessible homes.Kaur has been trying to persuade the council that she needs a two-bed flat to provide the space she needs to comply with employment law for her personal assistants, and to ensure her own health and safety, as well as her need for privacy, and space to store vital medication and equipment.She believes that the continuing struggle to ensure the support she needed at Sahara Parkside contributed to the illness that left her in intensive care.A spokeswoman for Newham council said: “We are working to find an interim property for Laki to move in to when she is discharged from hospital so Laki can get the support she needs. This is whilst we find her a permanent home.”She said the council “recognises there is a chronic shortage of housing across the country”.But when asked if the council accepted that the continuing failure to find her accessible housing and provide the support she needs were breaches of her rights under article six (on disabled women) and article 19 (on independent living) of the UN Convention on the Rights of Persons with Disabilities, the spokeswoman denied that the council “has any direct responsibility for the implementation of any of the rights” under the convention.She said: “Even if it did have such responsibilities, in its view there have been no breaches by the council of articles 6 or 19.“The issue in this case is the shortage of properties, particularly in London.”She added: “The borough in which the safeguarding issue arose investigates the complaint.“As Sahara Homes is based in Barking and Dagenham, it would be for that local authority to carry out the investigation. Newham is chasing for the outcome of this investigation.”Kaur has been trying for eight years to secure a proper care package that will keep her safe, and allow her to live in her own home, manage her own support, and enjoy the typical social life of a woman in her 20s.Instead, she has had to move from one inappropriate care home and supported living setting to another.  Last November, Disability News Service reported how she had been left been unable to leave Sahara Parkside for nearly three weeks because its managers were trying to evict her for complaining about her care, and for her attempts to enjoy a proper social life.Managers at the home even threatened to change the security code on the entrance if she left the building, and they tried twice – unsuccessfully – to persuade the police to evict her.Sahara said this week that it could not discuss individual cases.last_img read more


Millennial Millionaires and Their Prenups What They Need to Be Thinking About


first_img Add to Queue Millennial Millionaires and Their Prenups — What They Need to Be Thinking About Learn from renowned serial entrepreneur David Meltzer how to find your frequency in order to stand out from your competitors and build a brand that is authentic, lasting and impactful. 6 min read –shares Guest Writer Divorce Opinions expressed by Entrepreneur contributors are their own. Next Article November 2, 2018 Bringing up the ‘P’ word before you marry may be awkward. But you can always tell your intended, ‘My lawyer made me do it.’ Fireside Chat | July 25: Three Surprising Ways to Build Your Brand Image credit: fizkes | Getty Images Enroll Now for $5 Copyrighter at Cross Marketing Kristen Gray There are those who say prenups (prenuptial agreements) kill the romance. But would you still think the same if you had a lot to lose should your marriage end in divorce?Related: How Will ‘Brangelina’ Divide Their Millions? And Who Gets the Winery?Over the past 20 years, the use of prenups has increased by a factor of five for millennials, according to the American Academy of Matrimonial Lawyers ( which defines millennials as those ages 18 to 34). From celebs like Kylie Jenner and Justin Bieber — who just signed premarital agreements with their partners — to Travis Scott, and Hailey Baldwin, and the many, many young marrieds active in the startup world, premarital agreements are trending, and for all the right reasons.That’s the view of Bay Area celebrity divorce lawyers Anne Cochran Freeman and Monica Mazzei, who practice family law at Sideman & Bancroft LLP. The two lawyers say they believe that with prenups, today’s entrepreneurs can best protect what they have worked so hard for.“What we are seeing today is an influx of up-and-coming millennials and entrepreneurs,” Mazzei told me. “These people are waiting longer to say, ‘I do,’ which means they typically have more assets, accumulated wealth from a 401(k) and stock options and possibly real-estate ventures.”They could potentially have a lot to lose if a prenup is not put in place. Who is to know that their assets could increase tenfold?”What many people don’t realize is that they also need to protect their intellectual property, not just their tangible assets. After all, people can launch several businesses during the course of a marriage. And, to some founders, a business is something they believe should be solely theirs no matter what.In that case, the very idea of a business has to be protected. “One of our clients simply had a business concept, a company that had not come into fruition. Her fiancé agreed to any future property or assets from said company being hers. The company is now worth $300 million,” Freeman said.In the case of Kylie Jenner and her makeup line, Kylie Cosmetics, the reality star opted to protect what assets she has now and those she will accumulate throughout her marriage, ensuring that her business will not be communal property. Because there are no exceptions to this clause, Jenner is 100 percent protected.Related: 6 Guidelines for Helping Your Business Survive a DivorceHow your startup comes into the mixCompanies today are also opting more and more for agreements where the board comes to an arrangement to protect assets among the partners in case divorces among them occur. “Stock options are a company’s property until an employee leaves the firm or [the company goes] public,” Freeman said. “But what if this employee gets a divorce before leaving, or what if they IPO? Adopting another partner to split stock options is never ideal.”Think of it this way: Every married couple is granted a prenup. This means either an agreement that the partners decide together, or that your state decides for you. Sure, you can always create a postnuptial agreement, but that option tends to become a bit messy should things ever go south.“Its best to arrange for a prenup while you still like one another,” said Mazzei. With millennials’ love of customization, it should be a no-brainer to opt for formulating a prenup with their partners.“A marriage is a two-person team; therefore, a couple needs to carve out some partnership in their marriage,” said Freeman. “This is commonly the family home or the greater salary, while investment properties are best left undivided, but the decision is yours. That’s the beauty of it.”How to bring up the “P” wordConvinced, but not sure how to bring up the topic? The “P” word can be daunting. “Love is in the air and the subject can be awkward, but it doesn’t have to be. Many of our clients blame their parents or their estate planner. It’s better this than to say it’s something you want to have,” said Freeman.Should you decide a prenup is a wise choice for you and your soon-to-be spouse, here are the guidelines to take note of:Make sure you attorney has business knowledge. “They must be business savvy and understand how to best plan for future contingencies,” said Freeman.”Both parties also need to have their own separate attorney for a prenup to be valid.”Plan ahead with a prenup. “It is advised to not start arranging for a prenup less than one month before your marriage,” Mazzei said. “You should get the ball rolling at least three to four months out, especially if you have a lot of property and assets. Our longest prenuptial agreement took a year and a half to finalize because of corporate counsel, working with people outside of the country, an estate-planning attorney, a tax attorney and family business.Pay attention to the details. Does your  partner have offshore accounts? Where will you be living? These questions may require tax attorneys and estate attorneys to partner up on what will happen with your valuable assets. “Many of our clients are techies who are originally from China or India, and who now live in the Bay Area: Their agreements involve international attorneys, which increases the amount of time to draft an agreement,” Freeman said.Recognize that no two prenups are alike, because no two couples are alike. “Clients come to see us with examples of a friend’s ironclad contract, but agreements are not one size fits all,” Mazzei said. “There are many variables to consider, and they are unique to each relationship. Are there children involved, or will there ever be? How do children affect financial decisions? There are psychological aspects, and where you plan to live matters, too.”Prepare for the future. “Imagine,” said Freeman, “being divorced from your spouse, who took care of the children and home, and not having a nanny to come to the rescue. After a divorce, many of our Silicon Valley clients who once had their partner handle dinner arrangements, vacation planning and child-rearing while they were at the office, are left with the question, ‘Now, what?'”Related: Shark Tank’s Kevin O’Leary Says Married Entrepreneurs Must Do This or Risk DivorceExperiencing a divorce is a trying time no matter how much or how little money you have, and a breakup causes a ripple effect. You can’t call your ex-wife or secretary, so you turn to someone you trust: your lawyer. If this professional is both a oncierge-level specialist and a personal counsel to you in all the meaning of that word, you just may get back to living your best life — in one piece.last_img read more


US Top Court Rejects Challenge to Debit Card Swipe Fees Rules


first_img The U.S. Supreme Court on Tuesday declined to hear a challenge to controversial debit card “swipe fee” rules, dealing a blow to retailers, grocers and restaurant owners who argued the charges were unfairly high.Businesses pay the fees to banks when customers use debit cards to purchase goods or services. The fees reimburse banks for costs involved in offering debit cards.The high court’s refusal to hear the case keeps intact a March 2014 ruling by the U.S. Court of Appeals for the District of Columbia Circuit that found the fees set by the Federal Reserve at 21 cents per transaction were appropriate.The dispute between banks and merchants centers around swipe, or interchange, fees that are determined by Visa Inc (V.N), MasterCard Inc(MA.N) and other card networks.Before Congress intervened, retailers paid as much as 44 cents per transaction, which they said made it hard for small businesses to accept debit cards.In 2010, lawmakers ordered the Fed to cap the fees in hopes that would reduce prices for consumers. Banks said lower fees might not cover all of the costs in providing cards, such as monitoring for fraudulent purchases.”Consumers must come first in this process, not the bottom-line of retailers,” said Richard Hunt, president of the Consumer Bankers Association. “This drawn-out fight should put on notice those members of Congress who insist upon interfering with the free market.”The fee cap was included in the 2010 Dodd-Frank law in a provision known as the “Durbin amendment,” after its chief supporter, Democratic Senator Richard Durbin of Illinois. After the law passed, the Fed capped fees at 21 cents per transaction.The National Retail Federation, whose members include Wal-Mart (WMT.N) and JCPenney (JCP.N), the National Restaurant Association and other groups were expecting a much lower cap. They criticized the Fed’s interpretation of Dodd-Frank and, in 2011, sued the regulator.A U.S. district court in July 2013 agreed that lawmakers wanted much lower fees and overturned the Fed’s rule.But the appeals court disagreed, saying in 2014 that Dodd-Frank’s language was sufficiently ambiguous to give regulators leeway to set a higher fee cap.The high court’s decision not to hear the case “means retailers will keep paying billions of dollars more than they should, and that fee-hungry banks will continue to rake in unearned profits that ultimately come out of consumers’ pockets,” said the National Retail Federation’s general counsel, Mallory Duncan.Fed spokeswoman Susan Stawich declined to comment.The case is NACS v. Board of Governors of the Federal Reserve System, U.S. Supreme Court, No. 14-200.(Editing by Will Dunham) –shares Next Article January 20, 2015 3 min read Register Now » Swipe Fees Add to Queue U.S. Top Court Rejects Challenge to Debit Card ‘Swipe Fees’ Rules Learn how to successfully navigate family business dynamics and build businesses that excel. Reuters This story originally appeared on Reuters Free Webinar | July 31: Secrets to Running a Successful Family Businesslast_img read more


Law Firm Press – Video Press Release Solution Aimed At Revolutionizing How


first_imgAccording to Forbes, after 2018, more than 80% of consumer internet traffic will come from video contents. To address this growing trend, GVATE launched a custom-made video news wire services for large, medium and small scale law firms to enlarge their reach and increase ROI both locally and nationally. The name of the solution is Law Firm Press.Why is law firm press unique?CAN YOUR PRESS RELEASE MAKE THE HEADLINES TODAY, TOMORROW AND FOR THE NEXT 10+ years? What was once impossible is now a reality.More businesses are realizing the importance of PR distribution services. It’s beyond a newsflash or a database for journalists to cherry-pick news for their editorials. It is now an effective marketing tool deployed by informed business owners to promote news about their businesses and attract big investors or clients to their doorsteps.With a single optimized press release, you can reach hundreds of potential clients and millions of interested readers. With optimized video press releases, you wield the commercial power to continuously convert leads into long-term clients. In addition, SEO experts continuously optimize the video and your web page by building backlinks to your content every month. With every view comes an increase in authority and voice within your industry.Marketing Technology News: Captify and Publicis Media Release New Research Revealing Global Beauty Trends That Will Transform The Larger FMCG EcosystemWhat are some of the features of law firm press video press release?Many of the current crops of PR distribution services are generic in nature and do not offer premium services for law firms like Law Firm Press.Unlike some of the press release out there, law firm press aims to automate growth that is hard to find with standard press release without taking away the human touch of having a professional marketing expert available to address any of your creative needs.Marketing Technology News: iQIYI Launches World’s First Professional Interactive Video Guideline and Video Platform to Standardize Interactive Content CreationSome of the features that the solutions have to offer comprise of the following:Dedicated digital marketing managerVisual digital analytics dashboardMainstream and downstream national media coverageUnlimited word count for press releasesOngoing Search Engine Optimization (research, analysis, and audit)Priority video advertising5% discount off every additional within a 30 day periodOptimized video press releasesYouTube and Vimeo links embeddedPremium News NetworkSocial Media AdvertisingOngoing Backlinks generationIncreased ROIMarketing Technology News: Arvind Fashions Partners With Nucleus Vision to Create a More Seamless and Personalized Shopping Experience Law Firm Press – Video Press Release Solution Aimed At Revolutionizing How Law Firm Press Release Works PRNewswireMay 15, 2019, 7:55 pmMay 15, 2019 custom-made videoForbesGVATELaw Firm PressMarketing TechnologyNewsvideo contents Previous ArticleSoulmates.AI’s new Social ROI Reporter Measures the Real Value of Social Media MarketingNext ArticleUberall Study: Over 20% Using Voice Search Every Weeklast_img read more