Tag: 上海龙凤419


10 months agoRoma wing-back Florenzi: Champions League qualification our goal


first_imgAbout the authorCarlos VolcanoShare the loveHave your say Roma wing-back Florenzi: Champions League qualification our goalby Carlos Volcano10 months agoSend to a friendShare the loveAS Roma wing-back Alessandro Florenzi says their target is Champions League qualification.Florenzi admits trophies are on the agenda.He said, “The Coppa Italia could be a very important objective for Roma. We mustn’t take dreams out of our minds.“Even if we know Serie A is impossible, we have another objective, which is the Champions League.“I’m not saying it’s a utopia, but it would really be a dream to retrace what we did last season and improve on it, even if it won’t be easy.“I don’t think we lack malice. Sometimes we haven’t been clinical enough. I’m not just talking about the strikers but rather everyone, myself included.“We’re lacking a bit in this regard, similar to how we’re lacking in desire to not concede goals.“I’m not just talking about the defenders but rather the whole team. These are things that we had last season and we have to find them again.” last_img read more


Spooked businesses shift headquarters out of Catalonia


first_imgBARCELONA, Spain – As separatists in Catalonia jockeyed Friday to elude court rulings and find ways to deliver on their promise to declare independence, business giants hit back with plans to relocate their headquarters elsewhere in Spain amid the increasing political uncertainty.Caixabank, Spain’s third lender in global assets, said Friday that it was moving from Barcelona to the eastern city of Valencia, “given the current situation in Catalonia.” It said it wants to remain in the eurozone and under the supervision of the European Central Bank — two things that would not happen if Catalonia did manage to secede.The region’s separatist government has vowed to use a pro-independence victory in a disputed referendum last weekend to go ahead with secession, while calling for Spain’s central government to accept a dialogue.But the government of Spain’s conservative Prime Minister Mariano Rajoy has rejected any negotiations unless the separatists drop their secession bid. Rajoy urged Puigdemont to cancel plans for declaring independence in order to avoid “greater evils.”“In order to dialogue, you must stay within the legal framework,” Spanish cabinet spokesman Inigo Mendez de Vigo told reporters Friday, blaming the secessionists for breaking Spain’s constitutional order.“Coexistence is broken” in Catalonia, he said, warning Catalans that a parliamentary declaration of independence “is not enough” and that the international community needs to recognize independent nations.No country has openly said it would support secession and the European Union says an independent Catalonia would be kicked out of the bloc and forced to stop using the common euro currency. The EU says Catalonia would have to apply to rejoin, a lengthy, uncertain process.The prospect of an exit has sent shivers among business heavyweights, including lender Banco Sabadell and energy giant Gas Natural, who were among the firms to greenlight relocations of their registered address.The companies are moving only their official address and so far that does not affect jobs or investments. It doesn’t, however, send a message of confidence in the government of Catalan regional President Carles Puigdemont.Cava-maker Freixenet and Codorniu, two household names in the region’s famed sparkling wine, are also considering a move.Caixabank’s relocation was possible after central authorities approved a decree allowing executives to bypass shareholder approval for moving a company’s registered address.“It’s very sad what we are seeing,” Economy Minister Luis de Guindos said Friday. “This is the result of an irresponsible policy that is causing uneasiness in the business community.”The prospects for an independence declaration remained up in the air after a constitutional Court suspended a Catalan parliament session next week during which separatist lawmakers wanted to bring up the secession plan.Puigdemont is now set to address the regional parliament on Tuesday “to report on the current political situation” in Catalonia.Regional opposition parties said that Puigdemont will be grilled by lawmakers, without any vote expected. But a lawmaker with the far-left separatist CUP group said pro-independence parties were working on introducing a last-minute vote to declare independence.The Catalan government on Friday submitted to parliament the final results of the Oct. 1 disputed referendum.Spain’s central authorities have deemed the referendum illegal and a constitutional Court suspended it. But the Catalan government has declared a landslide victory for the ‘Yes’ despite the fact that only 43 per cent of the region’s 5.3 million eligible voters turned out amid strong police pressure to shut down the vote.The top Spanish official in Catalonia, Enric Millo, who is in charge of security, said Friday he regretted that hundreds of people were injured Sunday in the police crackdown on the vote — the first statement by a Spanish official lamenting the injuries.“I can only say sorry” for the injuries, Millo told Catalonia’s TV3 television.Yet he tempered the apology by saying the Catalan government was responsible for the situation by encouraging people to vote.Spain has defended police actions, saying there were firm and proportionate, but videos on Sunday saw police yanking people by their hair and kicking and hitting them. Catalan authorities say about 900 people were treated for injuries.In Madrid, Spain’s National Court unconditionally released two senior officers of Catalonia’s regional police force and the leaders of two pro-independence civic groups being investigated for sedition in connection with the referendum. The four are to be questioned again later.The case is linked to Sept. 20-21 demonstrations in Barcelona, when Spanish police arrested several Catalan officials and raided offices in a crackdown on referendum preparations.The four are Catalan police chief Josep Lluis Trapero, Catalan police Lt. Teresa Laplana, Jordi Sanchez, the head of the Catalan National Assembly, and Jordi Cuixart, president of separatist group Omnium Cultural.While Trapero and Sanchez were questioned, Laplana declined to testify for medical reasons and Cuixart refused to testify, saying he didn’t recognize the court’s capacity to question him for a crime he didn’t commit.Carles Campuzano, the spokesman for the Democratic Party of Catalonia, described the hearing Friday as an outrage.“It’s just another expression of the absolutely mistaken, authoritarian, repressive response by the (Spanish) state to the pacific, democratic and civic demand of Catalan society,” he told reporters.___Giles reported from Madrid. Frank Griffiths contributed from London.last_img read more


Japan announces Rs 22 lakh for Kolkata museum


first_imgKolkata: The Japanese government on Monday announced a donation of some Rs 22 lakh ($31,800) to the Rabindra Bharati Museum here in a bid to strengthen historical and cultural ties with India. To refurbish the Japan Gallery of the museum, a MoU will be signed between the Consul General of Japan in Kolkata, Masayuki Taga, and the Vice Chancellor of Rabindra Bharati University, Sabyasachi Basu Ray Chaudhury, on Wednesday. The renovated and refurbished Japan Gallery in the Jorasanko Thakurbari campus of the University will go a long way to commemorate Rabindranath Tagore’s contribution in the Japan-India relations, the statement issued by the University said. Tagore, Asia’s first Nobel Prize recipient, visited Japan in 1916, 1924 and 1929, renewing relations between the countries as India’s leading cultural ambassador.last_img read more


Exports up 244 in Feb trade deficit narrows


first_imgNew Delhi: Marginal 2.44 per cent increase in exports as well as lower imports of gold and petroleum products in February significantly narrowed the country’s trade deficit to $9.6 billion, according to data released by the commerce ministry Friday. India’s merchandise exports rose to $26.67 billion in February from $26.03 per cent in the year-ago month mainly on account of higher shipments in sectors such as pharmaceutical, engineering and electronics. Also Read – Ensure strict implementation on ban of import of e-cigarettes: revenue to CustomsImports declined by 5.4 per cent to $36.26 billion in the last month, narrowing the trade deficit to $9.6 billion. The gap between imports and exports was $12.3 billion in February 2018, and $14.73 billion in January 2019. As per the data, the decline in imports was mainly on account of sharp decline in inward shipments of gold and petroleum products. While the import of gold fell by about 11 per cent to $2.58 billion in February as against $2.89 billion in the corresponding month last fiscal, inward shipments of petroleum products were down by nearly 8 per cent to $9.37 billion. Also Read – Coking coal shipments rise 15 pc to 29 MT at 12 state-run ports in Apr-SepDuring the April-February period of the current fiscal year, exports grew 8.85 per cent to $298.47 billion, while imports rose by 9.75 per cent to $464 billion. The trade deficit has widened to $165.52 billion during the 11 months of the current fiscal from $148.55 billion compared to the year-ago period, the data said. Non-petroleum and non-gems and jewellery exports in February 2019 stood at $19.87 billion, as compared to $18.90 billion in year-ago month. Non-petroleum and non-gems and jewellery exports in April-February 2018-19 were $217.43 billion, as against $201.95 billion in the comparative period last fiscal. Oil imports in April-February 2018-19 were $128.72 billion, which was 31.98 per cent higher over the same period last fiscal. The global Brent price (USD/bbl) decreased by 1.97 per cent in February 2019 compared to the same month previous year. Commenting on the trade data, President of exporters’ body FIEO Ganesh Kumar Gupta said that exporters have managed to do well despite increasing protectionism, tough global conditions and constraints on the domestic front. He said economies across Asia specially China and South East Asian nations have been showing signs of sluggishness with contraction in manufacturing due to slowdown in the global trade and fragile world economy. Gupta said 18 out of 30 major product groups were in positive territory, with most of them with marginal growth during the month. “However, with this trend, we will be able to achieve merchandise exports of about $330 billion, the highest ever exports for a fiscal,” he added. Meanwhile, the RBI said services exports in January 2019 were $17.75 billion, registering a negative growth of 1.02 per cent over December 2018. The imports stood at $11.03 billion, down 3.07 per cent over December 2018. Taking merchandise and services together, overall trade deficit for April-February 2018-19 is estimated at $93.32 billion as compared to $82.46 billion in year-ago period.last_img read more


All PM does is tell lies Rahul


first_imgWayanad/Alathur: Launching a blistering attack on Narendra Modi, Congress Chief Rahul Gandhi said all that the Prime Minister “does is tell lies and steal from the poor people.”Gandhi, who addressed three election rallies in his Wayanad Lok Sabha constituency, spread over the districts of Wayanad, Malappuram and Kozhikode and campaigned in Thirthala in Palakkad district, attacked Modi and RSS and touched on corruption. “All the PM does is tell lies and steal from the poor people. Also Read – Uddhav bats for ‘Sena CM’Six airports were given to his friend Adani on the day the Pulwama attack took place. And he (Modi) says they were fighting black money. Modi said demonetisation was to fight black money, but it destroyed the Indian economy. Fifty lakh people lost their jobs after demonetisation,” the Congress chief said while winding off his campaign at Thrithala this evening. All praise for Wayanad, the second constituency from where Gandhi is contesting for which he was attacked by Modi and BJP, Gandhi said he wanted to represent the remote district as the “beautiful place” symbolises different ideas and cultures. Also Read – Farooq demands unconditional release of all detainees in J&KAddressing a rally in Nagpur last week, BJP president Amit Shah had chided Congress president Rahul Gandhi for selecting his second seat in north Kerala, saying “when a procession is taken out there, it is difficult to make out whether it is India or Pakistan.” Shah was referring to the IUMLs green flags during Rahul Gandhis road show in Wayanad on April 4 after filing his papers. Gandhi also said the saffron party was arrogant and believed that they can re-define Indian history. “Only the Indian people can define, decide about the country. It does not matter that Uttar Pradesh is much bigger than Nagaland. The voice of all Indians matter. This is the fight that is taking place. Why do these people want to define India ?. The entire goal to re-define India is to steal from India. The entire idea is to create two Indias. One India for the Ambanis, Adanis, Nirav Modis, Mehul Choksies, Vijay Mallyas and one for others”, Gandhi said lashing out at the Prime minister. He also said poor farmers who took meagre loans of around Rs 20,000 were behind bars for non-repayment while the rich who availed loans over Rs 35,000 crore were walking free. Continuing his tirade against Modi and the RSS, Gandhi said issues of Kerala should be decided by the people and not by Modi or the RSS chief. In the three rallies in Wayanad, Gandhi tore into the BJP-led NDA government and said the saffron party was only interested in imposing its ideology on people of the country. “Who is Mohan Bhagwat to teach us about culture and history? Kerala should be run by the people of Kerala. This is the same sentiment in state after state,” he said.last_img read more


No changes needed in citizenship bill if Clause 6 implemented properly Sonowal


first_imgGuwahati: The citizenship bill does not require any changes if Clause 6 of the Assam Accord is implemented properly, says Assam Chief Minister Sarbananda Sonowal about the proposed legislation which the top BJP leadership has vowed to bring back if voted back to power. In an interview to PTI, the student leader-turned politician said the bill will be brought after arriving at a consensus with all stakeholders. “It (amending the Act) is not a new thing as amendments were taken up nine times before this also. This is a continuous process since 1950,” he said, adding the BJP will ensure constitutional safeguards to Northeast’s political, cultural, social and linguistic identity. Also Read – Uddhav bats for ‘Sena CM’ When asked if the Assam government will request the Centre to make necessary changes in the existing bill to allay apprehensions of the people here, Sonowal said that is not needed if the Clause 6 of the Assam Accord is implemented properly. The Clause 6 of the Assam Accord, which was signed in 1985 after the Assam Agitation of 1979-85, envisages that appropriate constitutional, legislative and administrative safeguards, should be provided to protect, preserve and promote the cultural, social, linguistic identity and heritage of the people of Assam. Also Read – Farooq demands unconditional release of all detainees in J&K “If Clause 6 is implemented in letter and spirit, then the indigenous people of Assam are well guarded and protected. That was the agenda ought to be taken up on priority by earlier governments, but it was never seriously considered, Sonowal said. “Now the prime minister has taken up the matter with sincerity, commitment and dedication. So, I believe once it is implemented, we have nothing to worry. If Clause 6 is implemented, we have no issue with the citizenship bill, even if it comes in the current form, he added. Several groups and parties have opposed the bill, which was passed by the Lok Sabha on January 8 but was not tabled in Rajya Sabha and seeks to provide Indian citizenship to Hindus, Jains, Christians, Sikhs, Buddhists and Parsis from Bangladesh, Pakistan and Afghanistan after six years of residence in India even if they do not possess any document. Interestingly, though the BJP top brass has been talking about the citizenship bill in poll rallies, the state leaders have not raised the issue in their meetings and speeches. State minister Himanta Biswa Sarma had earlier said that the citizenship bill was a non-issue in the state and the people are more concerned about national issues. Sonowal also took a dig at the proposed ‘mahagathbandhan’ of opposition parties saying the ambitious grouping is dreaming of dethroning Prime Minister Narendra Modi but will “collapse soon” as it does not have any policy on patriotism, integration and service to the nation. He claimed the constituents of this ‘grand alliance’ are together during the ongoing Lok Sabha elections only for their vested interests. “They do not have any policy of integration, service to nation and patriotism. The ‘mahagathbandhan’ is mainly just to get power. They are all with vested interest,” he said. The members usually stay different, but sometimes they come on the same platform but with different self interests, he added. “So, there is no national interest in it. I have not seen any national interest within themselves. That is why, I firmly believe that it will collapse soon,” he asserted. Sonowal was once president of the influential All Assam Students’ Union (AASU), which has been at the forefront of the protests against the citizenship bill across the Northeast in the past several months. When told out that the concerns raised by people of Assam and the Northeast were not taken into account while drafting the bill, he disagreed and said the Clause 6 has been taken at the highest level for the first time in the history. “It is Modi ji who has taken it up and ultimately constituted a high-level committee by the Union Cabinet comprising only Assamese people from different fields. It was given very clear terms of references. The committee has been asked to prepare a report on how Constitutional safeguards can be ensured in best possible manner,” he added. The existence of the nine-member committee is in a lurch with its fifth member and chairman M P Bezbaruah withdrawing from it in January. The other four members refused to be a part of it in protest of the Citizenship Bill, are a representative of the AASU, eminent litterateurs Nagen Saikia and Rong Bong Terang along with educationist Mukunda Rajbongshi. On resignation of the eminent personalities from the high-level committee, the chief minister said, “It is because of chaos and unnecessary false propaganda by Congress, Leftists and some section intellectuals and media.” Asked about the BJP’s prospects in Assam in this Lok Sabha elections, Sonowal claimed the saffron party along with its allies AGP and BPF will bag at least 12 seats out of 14 in the state. In 2014, the BJP won seven out of 14 Lok Sabha seats in Assam, the Congress and the AIUDF had three MPs each and one member was an Independent. The two BJP allies, BPF and AGP, had no representation in the Lower House of Parliament. Sonowal strongly refuted allegation of Modi failing to fulfill the promises made in 2014 elections, especially on deporting the illegal infiltrators from Assam, and claimed that update work of the National Register of Citizens (NRC) and steps to implement the Assam Accord are being done to accomplish the task.last_img read more


Video games affect girls more than boys


first_imgDear parents, please take note. When it comes to video gaming, girls in the 6-12 age group are at a heightened risk of developing less social competence than boys, warn researchers. The researchers found that 10-year-old girls who played games frequently had less social competence than 12-year-olds than girls who played less frequently. The study by the Norwegian University of Science and Technology (NTNU), NTNU Social Research, the University of California, Davis, and St. Olav’s Hospital in Norway, however, found that playing video games is generally not harmful to boys’ social development. “Our study may mitigate some concerns about the adverse effects of gaming on children’s development,” said Beate Wold Hygen, post-doctoral fellow at the NTNU and NTNU Social Research. The popularity of interactive video games has sparked concern among parents, educators and policymakers about how the games affect children and adolescents. The new study, conducted in Norway, looked at how playing video games affects the social skills of 6- to 12-year-olds. It found that playing the games affected youth differently by age and gender. For the study, the researchers studied 873 Norwegian youth from a range of socioeconomic backgrounds every two years for six years when the children were aged 6 to 12. The findings suggested that girls who spent more time playing video games at age 10 developed weaker social skills two years later than girls who spent less time playing games.last_img read more


Gallery Ohio State vs Michigan


OSU football coach Urban Meyer high-fives fans as the team enters Ohio Stadium for the team’s game against Michigan on Nov. 26. The Buckeyes won 30-27. Credit: Mason Swires | Assistant Photo Editor The Ohio State Buckeyes game against the Michigan Wolverines took two overtime periods for a team to come out victorious. OSU junior H-back Curtis Samuel scored the game-winning touchdown in the second overtime to give the Buckeyes a 30-27 win.


Pressure on to get Barbuda people back home


first_img August 30th – One Year since Hurricane Irma named Facebook Twitter Google+LinkedInPinterestWhatsApp#Barbuda, October 10, 2017 – Barbuda, which had to evacuate the entire island population following its decimation by Hurricane Irma is now faced with the 1,800 residents crying to go back home.    Reports online confirm that while these islanders are homesick, their island is still sick and in no shape to take them in.Residents say they are determined to rebuild their lives in #Barbuda but the Government says the return home is not advisable at this stage.   It was also reported in the update, that the healthcare, schools, and social services systems in Antigua are considerably overwhelmed by the addition of the Bardudians who had to move to their country’s main island after their bout with #HurricaneIrma in early September.#MagneticMediaNewsPhoto credit: UN Recommended for you FortisTCI announces bid to hike electricity bills, cites record $42m response to hurricanes as destabilizing Related Items:#Barbud, #HurricaneIrma, #magneticmedianews Facebook Twitter Google+LinkedInPinterestWhatsApp New, stringent posture on illegal construction makes fines, personal demolition and possible deportation legal says PDM Minister, law now passedlast_img read more


Two DC Schools Win 5000 in National Verizon App Contest


first_imgTwo schools in the District of Columbia are $5,000 richer and even more money may be forthcoming. Verizon named Howard University Middle School of Mathematics and Science and the School Without Walls winners of the ‘Best in State’ in the telecom company’s Innovative Learning App Challenge. The schools could win another $15,000 and partner with MIT Media Lab experts to make their app a reality — if they secure the company’s Fan Favorite award. Public voting began Jan. 23 and ends Valentine’s Day. Verizon will announce the winners Feb. 15. Each student will also receive a tablet.The contest involved six teams of middle- and high-school students being tasked with creating an idea for an app centered on resolving a community issue. Howard’s DriveSafe app would use a cell phone’s Bluetooth connectivity to cut off its texting and application capabilities when its user is driving more than 15 miles per hour.  Meanwhile, the School Without Walls drew up plans for an intercom app that would list key school notifications, reserve a place for school news and add a menu with morning announcements, club information, an events list and Metro delays. Verizon Innovative Learning, Verizon’s education arm, launched the annual challenge with the MIT Media Lab and Technology Student Association to spur interest in science, technology, engineering and math. Verizon selected the winners out of more than 1,800 entries nationwide. To vote for your favorite, text the code next to the team’s entry at www.verizon.com/appchallenge/vote and text it to 22333.last_img read more


DRI seizes exotic birds smuggled from Bangladesh


first_imgKolkata: The Directorate of Revenue Intelligence (DRI) has seized exotic birds which were smuggled from Bangladesh into West Bengal, an agency statement said today. Acting on a specific input, DRI officials intercepted a vehicle at a place along Kalyani Expressway near here and found three red and blue macaws, three eclectus parrots, eight pygmy falcons and seven white ducks, it said. The birds were found badly crammed up in plastic bags kept in the boot of the car, the statement said. Also Read – Heavy rain hits traffic, flights These birds were illegally brought into the country from Bangladesh through Indo-Bangla border in North 24 Parganas district, it said. The probe agency said it immediately contacted the office of the principal chief conservator of forests, West Bengal and also the director of Alipore zoo, Kolkata. The birds were handed over by the DRI to the zoo. In March this year, the agency had seized 214 Indian star tortoise in Kolkata. Less than a month back, two hollock gibbons, an endangered species under the Wild life Protection Act, 1972 and two palm civets, another endangered species, along with a variety of exotic birds, which had been smuggled into the country from Bangladesh seized by the DRI. “There is an urgent need to step up the fight against wild life crime, which has environmental, social and economic impact and a concerted effort is needed by all the law enforcement agencies in combating the same,” the agency said.last_img read more


Supportive spouses boost wellbeing


first_imgPeople with supportive spouses may experience more personal growth, happiness, psychological well-being, and better relationships, a study suggests. Researchers at Carnegie Mellon University in the US found that people with supportive spouses were more likely to take on potentially rewarding challenges. “We found support for the idea that the choices people make at these specific decision points — such as pursuing a work opportunity or seeking out new friends — matter a lot for their long-term well-being,” said Brooke Feeney, lead author of the study published in the journal Personality and Social Psychology Bulletin. Also Read – Add new books to your shelfThe researchers brought 163 married couples into the lab and gave one member of each couple a choice: either solve a simple puzzle, or they were given an opportunity to compete for a prize by giving a speech. They then recorded the couples’ interactions as they decided whether to take on the challenge.Participants with more encouraging partners were substantially more likely to decide to compete for the prize, while those with partners who discouraged them or expressed a lack of confidence more often chose the simple puzzle.last_img read more


CMS Battle for Beginners WordPress vs Joomla vs Drupal Infographic


first_imgApril 7, 2017 Free Webinar | Sept. 9: The Entrepreneur’s Playbook for Going Global Prior to the 1990s, networking required business owners to put on their business attire, shove on dress shoes, drive to a pre-determined location at a pre-determined time, walk into a room full of people who didn’t know each other, go through introductions, explain their business, hand out business cards and hope people remembered to call later.  Building relationships required handshakes, eye contact and, at minimum, picking up the phone and having a conversation.  While a strong argument can be made that these steps still must be taken in order to build strong relationships with other business owners, a new form of networking has catapulted its way to the top.Shoving face-to-face interactions and business cards out of the way, websites have taken center stage and become the way for small business owners to gain exposure, explain their business and make sure that products and services are memorable. No longer are there pre-determined locations at pre-determined times. Google has helped take the work out of networking by connecting potential customers to potential business owners twenty-four hours a day, seven days a week.Related: How Do I Launch a Membership-Based Website?In the twenty-first century, there is no way a business owner can sustain a profitable business without having some way to advertise and communicate to their customer base through the internet. This means that there are a lot of small business owners who find themselves in a tough situation: They have to create a good without any experience with web design or five figures (or more) to invest in a website.Yet, for many businesses, their website is the face of the company. First impressions are created and potential customers and clients make decisions in a matter of seconds when scanning a website. For small business owners who must move forward with building their own websites, there are a few key elements they must consider.Related: 5 Things That Belong on the Front Page of Your WebsiteWhat’s the Purpose?Define the main purpose of the website being built. Is the goal to build an email list? Focus on products? Share more information about the company?  No matter what purpose the website serves, it must be clear to the website visitor in just a matter of seconds. Tony Haile, author of Time’s “What You Think You Know About the Web Is Wrong,” shares his surprising statistic that 55 percent of website visitors spend fewer than 15 seconds actively on a page.  Therefore, with just a few seconds to catch a visitor’s attention, the purpose of the website must be clear.Web Address and Web HostingThe most memorable domains, or web addresses, are the most simplistic ones.  For instance, Nike.com is simpler than NikeShoes.com or NikeAthleticShoes.com. Small business owners tend to overthink their domain names rather than just focusing on something that is easy to remember for their clients and potential customers.Websites must be hosted and stored on a server. Small business owners are fortunate enough to have easy access to web host providers. According to Freeservers.com, “There are literally thousands of web hosting services available today, ranging from free services with limited options to expensive, specialized business web hosting services. Which option you choose depends primarily on how you plan to use your website and how much you want to spend.”Cheap doesn’t mean better, and taking the time to compare signup versus renewal pricing will pay off in the long run. In their article, “Low-Cost Hosting Guide: Find Cheap Web Host That Doesn’t Suck,” Web Hosting Secrets Revealed points out that “Some budget hosting companies now allow customers to lock in at low renewal price upon signup.”Related: The Difference Between Websites and AppsContent ManagementThe last website decision is which content management system to use. Often times the most user-friendly systems are also the most limiting. On the other end of the spectrum the most versatile systems require a larger learning curve.Joomla, WordPress, and Droopal make up 58.4 percent of the market share of content management systems. Make A Website Hub created an in-depth info graphic to show the pros and cons of each.CMS Comparison – WordPress vs Joomla vs DrupalWebsites are no longer optional for the small business owner. Customers and clients expect to be able to find companies on the web. Although in-depth sites can require a large investment from the budget, most small business owners are able to create a more affordable solution with a website that starts small and is able to grow with the company. Growing a business sometimes requires thinking outside the box. 4 min read Register Now » Opinions expressed by Entrepreneur contributors are their own.last_img read more


PATA India Chapter conducts 4th Update Outlook Meeting in Delhi


first_imgPacific Asia Travel Association (PATA) India Chapter recently concluded its 4th Update & Outlook Meeting with the Ministry of Tourism for its members. Held at The Claridges, New Delhi, the meeting was addressed by Vinod Zutshi, Secretary and Suman Billa, Joint Secretary, Ministry of Tourism.Zutshi provided an exhaustive update on the progressive strides made by the Ministry to build on FTAs to India. FTAs in Q1 2016 were 10% higher than the previous year with forex earnings growing by 15.9% for the same period.As a game changer for Indian tourism, 300,000 Electronic Tourist Visas (eTVs) were issued in Q1 2016, much higher than the number last year. An average of 100,000 eTV arrivals is further expected every month. The eTV policy and procedure has undergone several reforms on an inter-ministerial platform. These include new dimensions which would cover eMedical Visa, increase in permissible stay from 30 to 60 days, eTV for MICE and eTV for Business Travellers.The events calendar for the current financial year that was shared with the membership was dotted with significant events related to tourism arrivals and infrastructure- the proposed Investor Summit in September, 2016 will be followed by the Buddhist Conclave in October. WTM will herald India as a Partner Country in 2016. 2017 will commence with The Global Travel Mart followed by the 1st DRV Convention in India and India will forge a partnership with ITB Berlin for 2018. A Visit India year might also be considered in the near future.last_img read more


Rep VanSingel helps state House approve more money for road improvements


first_img Plan helps Lake, Oceana and Newaygo countiesState Rep. Scott VanSingel on Wednesday voted in favor of a plan to invest an additional $175 million into road repairs across Michigan as soon as possible.“Lake, Oceana and Newaygo counties will see a significant amount of money for their road repairs,” said VanSingel, of Grant.  “This plan will help our local communities and give them the resources they need to improve our roads.”The money included in the bill approved this week comes in addition to previous changes that provide more funding for road and bridge projects in Michigan.The new bill includes money for counties, cities and villages throughout Michigan.Some of the estimated local allocations include Lake County ($300,233), Oceana County ($383,144), Newaygo County ($536,471), Baldwin ($12,185), Fremont ($35,102), Grant ($7,483), Hart ($16,607), Hesperia ($9,589), Luther ($6,592), New Era ($5,531), Newaygo ($19,581), Pentwater ($10,217), Rothbury ($4,926), Walkerville ($4,254) and White Cloud ($12,835).The money is left over from a previous state government budget cycle and is already available, meaning no budget cuts or additional fees are required for the investment.House Bill 4321 advances to the Senate for further consideration.### 22Feb Rep. VanSingel helps state House approve more money for road improvements Categories: VanSingel Newslast_img read more


This years ANGA COM exhibition in Cologne recorde


first_imgThis year’s ANGA COM exhibition in Cologne recorded 17,000 participants by the end of the show, with visitor numbers up 1.5% year-on –year and congress attendees up 15% to over 2,000.This year saw ANGA COM team with state-supported regional media conference the Medienforum NRW to create a joint offering. Other partners include industry associations Bitkom, Breko, Deutsche TV-Plattform, DVB, SCTE, VATM, VPRT, and ZVEI.Next year, ANGA COM will be held from June 9-11 at the Cologne Messe.last_img


Sponsor Advertisement


first_img Sponsor Advertisement The HUI opened in the green, but despite the fact that gold spent most of the New York trading day in positive territory, there was someone there to sell gold shares.  The HUI finished almost on its low of the day, down 1.63%. The highs for the day in platinum and palladium came in early morning Far East trading.  The HFT boys showed up in platinum immediately, and by 11:30 a.m. in New York, the low was in.  The subsequent rally didn’t get far.  Palladium didn’t get the same treatment until shortly before 9 a.m. EST.  It should be obvious, that the HFT boys were all over these two precious metals yesterday.  Here are the charts. You won’t have to ask if “this is it” or not, as it will be self-evident From a net volume perspective, it was a very quiet trading day yesterday, so not too much of anything should be read into yesterday’s price action in gold.  Ditto for silver. The tiny rally in early Far East trading wasn’t allowed to bet far, and from there it got sold down to its low of the day, which came at, or just before, the London a.m. gold fix. From there it rallied until precisely 12 o’clock noon in New York, and then chopped quietly sideways into the 5:15 p.m. EST electronic close. The low and high were reported by the CME at $1,279.60 and $1,290.80 in the December contract. Gold closed at $1,290.40 spot, up $3.10 from Thursday’s close.  Net volume was fumes and vapours at only 76,000 contracts. The silver shares chopped around either side of unchanged for the entire New York trading session, and Nick Laird’s Intraday Silver Sentiment Index closed down a tiny 0.13%. The silver price didn’t do much until early afternoon in Hong Kong trading, and then got sold down to its low of the day which came shortly after the London open.  The subsequent rally got capped about twenty minutes after the Comex open, and the silver price did little of anything after that. The CME recorded the low and high as $20.55 and $20.82 in the December contracts. Silver finished the Friday session at $20.78 spot, up 3.5 cents from Thursday.  Net volume was a miniscule 20,500 contracts.center_img The CME’s Daily Delivery Report showed that zero gold and one silver contract were posted for delivery on Tuesday. There were no reported changes in GLD, but there was a small amount of silver added to SLV, as an authorized participant deposited 385,264 troy ounces. There was no sales report from the U.S. Mint. There was very little in/out gold activity over at the Comex-approved depositories on Thursday.  395 troy ounces were reported received, and nothing shipped out the door. As always, it was an entirely different story in silver, as 801,444 troy ounces were reported received, and 751,562 ounces were shipped out.  The link to that activity is here. Yesterday’s Commitment of Traders Report pretty much lived up to its advance billing, especially in gold.  But silver wasn’t all that bad, either; although I was hoping/expecting slightly better numbers. The Commercial net short position in silver decreased by 16.0 million ounces, and is now down to 113.1 million ounces.  Not surprisingly, the technical funds loaded up on the short side and sold some longs as well, as the high frequency traders in the Commercial category set prices lower at the start of the reporting week, and the technical funds followed the script like the brain-dead sheep that Ted Butler says they are. The Commercial traders stood by and happily did the opposite.  The big surprise for me, was the substantial increase in the long position in the Nonreportable/small trader category.  One would have thought they they would have mirrored the actions of the technical funds, but that was not the case.  They increased their net long position by a chunky 2,662 contracts, or 13.3 million ounces.  I’ve never seen that before on any price decline, and neither Ted nor myself are sure of what to make of it. The other surprise in silver was that Ted felt that JPMorgan’s short-side corner in silver didn’t decline by much, if at all, and still sits very close to his revised 75 million ounces based on the data from the latest Bank Participation Report that came out on Monday.  But, just doing the math, JPMorgan still holds about two thirds of the entire Commercial net short position in silver all by itself.  How’s that for concentration? In gold the Commercials traders decreased their net short position by an eye-watering 2.81 million [Comex paper] ounces, and all at the expense of the technical funds that sit in front of their computer screens buying and selling on the moving averages.  The Commercials played them like a fiddle again last week. The Commercial net short position is down to 6.58 million ounces.  This is not the lowest it has ever been, but it’s darn close. In the process, the non-Commercials sold 4,969 long contracts and bought an astounding 24,815 short contracts, for a total of 2.98 million [Comex paper] troy ounces.  The Commercial traders happily did precisely the opposite.  But, as in silver, the small traders in gold also ended the week increasing their net long position.  It wasn’t much, only 1,669 contracts, but it should have been a decrease as well.  I’ve never once mentioned copper in my COT comments, but I will today, as Ted Butler has mentioned it in his report from time to time, and it was the same story there as well.  The Commercials tricked the tech funds into selling longs and buying short positions, while JPMorgan et al loaded up on the long side.  The Noncommercial/small trader went long for the reporting week as well. I look forward to hearing what Ted has to say about all this in his weekly report to his paying subscribers later today, and if I find something I think you might be interested in, I’ll steal it for my Tuesday column. Here’s Nick Laird’s “Days of World Production to Cover Short Positions” chart for all physical commodities traded on the Comex, updated with yesterday’s COT data. The dollar index closed on Thursday in New York at 81.03.  The price traded sideways in Far East trading up until 3 p.m. Hong Kong time.  The subsequent rally topped out at 81.15 about 9:40 a.m. in London, and then by 9:15 a.m in New York, the index had fallen down to the  80.81 mark.  The smallish rally after that didn’t last, and the index closed at 80.84, which was down 19 basis points from Thursday. Since JPMorgan has a long-side corner in the Comex futures market in gold, their positions won’t be found on this chart. The important take-away from this chart is the monstrous short positions held in all four precious metals, along with the fact that the four largest traders hold the lion’s share of the short position in all, to the point where the holdings of the next ‘5 through 8’ traders are almost immaterial. I have a decent number of stories for your weekend reading pleasure, including a few that I’ve been saving for today’s column. The deliberate nature of the current price decline is good news for future performance because it provides the explanation for why we have dropped so much in silver. We went down in price this year because JPMorgan and other commercial traders tricked the technical funds into selling on progressively lower prices on numerous occasions. The technical funds did well for some time early in the year as prices continued to fall, benefiting initial sales, but the choppy price action over the past few months has hurt the tech funds. But tech fund performance is moot; what is important is that Comex positioning caused the price decline, as is confirmed in COT and Bank Participation Report data. The reason this is also good news is because not only does it explain the decline, it rules out other reasons that would have been much more problematic. Let’s face it, had the big silver price decline been due to widespread investment selling, or collapsing industrial demand or a dramatic surge in mine or recycling output, that would temper future bullish expectations. But as far as I can tell, none of those things occurred; the clearest and most plausible explanation for the silver price decline was the rigging of price on the Comex. – Silver Analyst Ted Butler: 13 November 2013 Today’s pop ‘blast from the past’ is 37 years young, hailing from 1976.  It’s amazing where all the times goes.  This pop classic was a one-hit wonder for a singer/song-writer named Henry Gross; but what a hit it was!  The astonishing story behind this song was that he wrote it about the death of Beach Boy Carl Wilson’s Irish Setter of the same name.  You couldn’t make this stuff up! The link is here. Camille Saint-Saëns composed Carnival of the Animals in 1886 shortly after his disastrous concert tour of 1885/86.  It’s a humorous musical suite of fourteen movements, and was written for private performance by an ad hoc ensemble of two pianos and other instruments. Saint-Saëns was adamant that the work would not be published in his lifetime, seeing it as detracting from his “serious” composer image. He relented only for the famous cello solo The Swan, which forms the penultimate movement of the work, and which was published in 1887 in an arrangement by the composer for cello and solo piano. Most of the time you hear this played as an encore piece when there’s a cellist as featured soloist, along with the harpist from the symphony orchestra involved.  But for purists, the piano/cello duet is the only version worth your while.  It’s a miniature masterpiece, and everyone has heard it in one form or another sometime in their lives.  The link to the youtube.com video is here.  Enjoy! There’s not much to discuss regarding yesterday’s price action in both gold and silver, but there was obvious price interference going on in both platinum and palladium. But as the Commitment of Traders Report so admirably showed, JPMorgan has covered as many short positions as they can in silver, and Ted Butler’s raptors are drowning in their almost-record long positions, and JPMorgan et al are also massively long the gold market, and in copper as well. But where we go from here, and the timing of that event, is only known to a handful of people.  Until then, nothing will be allowed to happen price-wise.  But the moment that policy changes, it will become immediately obvious in the price, and you won’t have to ask if “this is it” or not, as it will be self-evident. So all we can do until then is twiddle our thumbs and wait it out.  That’s all I’m doing. I have nothing else for you today, and I’ll see you here on Tuesday. Celebrate Thanksgiving with Sprott Money’s Thanksgiving Sale! For 2 weeks only (November 15 – 28), enjoy FREE shipping & insurance when you buy $4,999 or more at Sprott Money! Owned and managed by Eric Sprott, Sprott Money Ltd. is a leading precious metals dealer selling gold, silver and platinum coins and bullion bars online and over the phone. Don’t miss your chance! Place your order now at http://store.sprottmoney.com/ or call us at 1-888-861-0775! No coupon code required. Since its inception, Sprott Money has prided itself on superior customer relations, providing its clients with only the highest quality bullion products in addition to delivering them discreetly and on time. Sprott Money also offers allocated, segregated, private and non-bank storage services in the US and in Canada. “In the sea of financial assets and currencies that are being decimated the world over, the one true safe haven continues to be gold.” – Eric Sprottlast_img read more


Editors note Agora founder Bill Bonner has never


first_imgEditor’s note: Agora founder Bill Bonner has never done anything like this before… If you haven’t heard, he recently committed to invest $5 million of his own family’s trust in the stock recommendations of just one of his analysts: expert value investor Chris Mayer. Chris has one of the best track records in the business. Over a 10-year span, he safely beat the markets by three-to-one and outperformed some of the world’s best investors, including Warren Buffett. And now, until tonight only, you can invest alongside Bill with a subscription to Chris’ brand-new service Bonner Private Portfolio. But, as Bill points out in today’s special essay, this service isn’t for everyone… By Bill Bonner, editor, The Bill Bonner Letter Today, we address a reader’s objection (shared by many, we suspect) about the new advisory from Chris Mayer we’ve been promoting, Bonner Private Portfolio: $1,950 is a lot of money for a few books and a couple of stock picks. I appreciate that you want to expand your asset base to benefit your descendants, but you’ll need to do it without my participation. When one of our affiliate groups published Chris’ research, they priced it at $49. Other readers have noticed, too: There’s a big jump from $49 to $1,950. Why? Are we just greedy? “Elasticity of demand” is what economists call it. We noticed it, too. You price something at $49, you get a lot of buyers. You set the price at $1,950, you get a lot fewer. If the elasticity is perfect… you get the same amount of money almost no matter what price you put on it. So, from a cash flow point of view, it made little difference (at least, in theory… but also backed by substantial experience) which price we put on Chris’ new service. “Greed” or “expanding our asset base” had nothing much to do with the choice of the price. Of course, we always want to expand our asset base; our company is not a nonprofit. But there’s more to the story… 10-Year Test We’ve been in this business for 36 years. We think… and hope… we’ve gotten better at what we do. Not only have we made progress in understanding how the investment world works, but also we understand better how our readers and customers react to it. Initially, we didn’t know whether Chris would succeed in making his readers money. It took 10 years to find out. During that time, readers could test him themselves – for less than the price of a newspaper subscription. And since neither we nor Chris’ readers knew exactly what we had, probably neither of us got the full value of his research. Subscribers came. And went. They bought. They sold. Nobody – maybe not even Chris – understood how valuable his recommendations were or what to do with them. But now we see that Chris is an excellent long-term, value-oriented investor. As we’ve been telling you, over a 10-year period, Chris’ recommendations beat the overall market three-to-one… beat Warren Buffett’s Berkshire Hathaway two-to-one… and turned every $10,000 into nearly $50,000. But you can’t make much money trading in and out of his recommendations. You have to buy and hold. And you have to be willing to sit through periods of substantial drawdowns. Recommended Links Rickards: “Don’t Buy A Single Ounce Of Gold…” **This is an URGENT warning from Jim Rickards.** If you’ve seen the writing on the wall, like me, you know that gold could soon hit $10,000 per ounce. However, today I’m urging you NOT to buy a single ounce of gold till you read what I have to say. Click here for access to my urgent gold announcement. – [EXPIRES TONIGHT] What Bill Bonner Discovered in Vancouver Will Shock You At a private meeting on a boat in Vancouver, Bill discovered an opportunity so impressive, he’s putting $5 million of his family trust money toward it. To find out how to join him, click this link before tonight at 11:59 p.m. — Sticking With It Most investors – and we use the term loosely – do not expect that from a $49 service. They want big ideas. They want speculations. They want to trade. They want more immediate gratification. Putting the average investor together with Chris is not good for either. Bonner Private Portfolio is for more serious, long-term family investors. It requires readers who understand how value investing works… and are willing to stick with it. It’s not exciting. There’s not much to talk about. There are few occasions for bragging about your results (unless, that is, you have plenty of patience). So, for Bonner Private Portfolio, we did not want a lot of readers; we only wanted the few who were suited to it. That’s why we deliberately put the price high: to discourage casual subscribers or those who had not enough money to make it worthwhile. We want serious subscribers who understand and appreciate the service. You can’t just “try it out for a few months.” You have to stick with it. Serious Bargain Is $1,950 the right price? Too much? Too little? We don’t know. But judging from the results, it might have been too low. We have more subscribers than we expected. That may be because the serious investor compares this service – as he should – with a managed account. If he puts his money with a value-oriented manager, he will pay upward of 2% a year (if you’re lucky). With $500,000 invested, that works out as $10,000 a year. The serious investor with serious money sees that Bonner Private Portfolio is a bargain at $1,950. Almost every investment approach works sometime for someone. But none work all the time for everybody. Some are meant for serious, long-term wealth building. Others give traders and speculators the adrenaline rush they look for. Some are good for sophisticated investors with a lot of money. Others are more appropriate for people with little money and little experience. Putting the right people together with the right service is still hit or miss. But we’re getting better at it. And pricing Chris’ new service at $1,950 is a step in the right direction. If the advice turns out to be good, no one will complain. If not… well, we will have learned something. Editor’s note: Right now, you can sign up for Bonner Private Portfolio—and get in on Chris’ recommendations 48 hours before Bill does—for $1,000 off the normal price. Chris releases his newest stock pick later today—an iconic company trading at a rare bargain. So act soon—this offer ends at midnight tonight. Click here to learn more.last_img read more


A young disabled woman was told that she had been


first_imgA young disabled woman was told that she had been evicted from her residential home while she lay critically ill in hospital.The care home in Barking, east London, run by the company Sahara Care, had originally issued the eviction notice to Lakhvinder Kaur (pictured) in a letter on 6 April, just days after she had made an allegation of physical abuse against a member of staff at the home.In the same letter in which the company told her that it had referred her abuse allegation to the care watchdog, the local council and the police, it also told her that it was giving her 28 days’ notice to leave the home, Sahara Parkside.Several weeks later, Kaur, who has spinal muscular atrophy, was rushed to hospital with blood poisoning.Just days after she was admitted, on 28 May, and while still fighting for her life, the care company told her she would not be allowed to return to Sahara Parkside when she was released from hospital.Kaur has been trying since last year to find accessible accommodation that will allow her to live independently and safely with the support she needs.And because her local authority Newham council has not been able to find somewhere safe and appropriate for her to live, the hospital that treated her has itself told the council that it needs to evict her because she has now recovered from the blood poisoning.She told the council in an email: “My current situation worries me because each time I am admitted to ICU [the intensive care unit] my chance of recovery is reduced and increases my risk of death.“This risk could be better managed if my housing and care package was addressed.”She also told her social worker: “I believe I have valid reasons to express my deep and worrying concerns about my hospital discharge particularly when there is so much uncertainty and unknowns around my housing and support package.”She has now been told that she will have to move temporarily into a hotel room when she leaves hospital.Her case highlights once again the drastic shortage of accessible housing across the country.The Equality and Human Rights Commission said only last month that disabled people had been left “demoralised and frustrated” by the housing system and faced a “chronic shortage” of accessible homes.Kaur has been trying to persuade the council that she needs a two-bed flat to provide the space she needs to comply with employment law for her personal assistants, and to ensure her own health and safety, as well as her need for privacy, and space to store vital medication and equipment.She believes that the continuing struggle to ensure the support she needed at Sahara Parkside contributed to the illness that left her in intensive care.A spokeswoman for Newham council said: “We are working to find an interim property for Laki to move in to when she is discharged from hospital so Laki can get the support she needs. This is whilst we find her a permanent home.”She said the council “recognises there is a chronic shortage of housing across the country”.But when asked if the council accepted that the continuing failure to find her accessible housing and provide the support she needs were breaches of her rights under article six (on disabled women) and article 19 (on independent living) of the UN Convention on the Rights of Persons with Disabilities, the spokeswoman denied that the council “has any direct responsibility for the implementation of any of the rights” under the convention.She said: “Even if it did have such responsibilities, in its view there have been no breaches by the council of articles 6 or 19.“The issue in this case is the shortage of properties, particularly in London.”She added: “The borough in which the safeguarding issue arose investigates the complaint.“As Sahara Homes is based in Barking and Dagenham, it would be for that local authority to carry out the investigation. Newham is chasing for the outcome of this investigation.”Kaur has been trying for eight years to secure a proper care package that will keep her safe, and allow her to live in her own home, manage her own support, and enjoy the typical social life of a woman in her 20s.Instead, she has had to move from one inappropriate care home and supported living setting to another.  Last November, Disability News Service reported how she had been left been unable to leave Sahara Parkside for nearly three weeks because its managers were trying to evict her for complaining about her care, and for her attempts to enjoy a proper social life.Managers at the home even threatened to change the security code on the entrance if she left the building, and they tried twice – unsuccessfully – to persuade the police to evict her.Sahara said this week that it could not discuss individual cases.last_img read more


Millennial Millionaires and Their Prenups What They Need to Be Thinking About


first_img Add to Queue Millennial Millionaires and Their Prenups — What They Need to Be Thinking About Learn from renowned serial entrepreneur David Meltzer how to find your frequency in order to stand out from your competitors and build a brand that is authentic, lasting and impactful. 6 min read –shares Guest Writer Divorce Opinions expressed by Entrepreneur contributors are their own. Next Article November 2, 2018 Bringing up the ‘P’ word before you marry may be awkward. But you can always tell your intended, ‘My lawyer made me do it.’ Fireside Chat | July 25: Three Surprising Ways to Build Your Brand Image credit: fizkes | Getty Images Enroll Now for $5 Copyrighter at Cross Marketing Kristen Gray There are those who say prenups (prenuptial agreements) kill the romance. But would you still think the same if you had a lot to lose should your marriage end in divorce?Related: How Will ‘Brangelina’ Divide Their Millions? And Who Gets the Winery?Over the past 20 years, the use of prenups has increased by a factor of five for millennials, according to the American Academy of Matrimonial Lawyers ( which defines millennials as those ages 18 to 34). From celebs like Kylie Jenner and Justin Bieber — who just signed premarital agreements with their partners — to Travis Scott, and Hailey Baldwin, and the many, many young marrieds active in the startup world, premarital agreements are trending, and for all the right reasons.That’s the view of Bay Area celebrity divorce lawyers Anne Cochran Freeman and Monica Mazzei, who practice family law at Sideman & Bancroft LLP. The two lawyers say they believe that with prenups, today’s entrepreneurs can best protect what they have worked so hard for.“What we are seeing today is an influx of up-and-coming millennials and entrepreneurs,” Mazzei told me. “These people are waiting longer to say, ‘I do,’ which means they typically have more assets, accumulated wealth from a 401(k) and stock options and possibly real-estate ventures.”They could potentially have a lot to lose if a prenup is not put in place. Who is to know that their assets could increase tenfold?”What many people don’t realize is that they also need to protect their intellectual property, not just their tangible assets. After all, people can launch several businesses during the course of a marriage. And, to some founders, a business is something they believe should be solely theirs no matter what.In that case, the very idea of a business has to be protected. “One of our clients simply had a business concept, a company that had not come into fruition. Her fiancé agreed to any future property or assets from said company being hers. The company is now worth $300 million,” Freeman said.In the case of Kylie Jenner and her makeup line, Kylie Cosmetics, the reality star opted to protect what assets she has now and those she will accumulate throughout her marriage, ensuring that her business will not be communal property. Because there are no exceptions to this clause, Jenner is 100 percent protected.Related: 6 Guidelines for Helping Your Business Survive a DivorceHow your startup comes into the mixCompanies today are also opting more and more for agreements where the board comes to an arrangement to protect assets among the partners in case divorces among them occur. “Stock options are a company’s property until an employee leaves the firm or [the company goes] public,” Freeman said. “But what if this employee gets a divorce before leaving, or what if they IPO? Adopting another partner to split stock options is never ideal.”Think of it this way: Every married couple is granted a prenup. This means either an agreement that the partners decide together, or that your state decides for you. Sure, you can always create a postnuptial agreement, but that option tends to become a bit messy should things ever go south.“Its best to arrange for a prenup while you still like one another,” said Mazzei. With millennials’ love of customization, it should be a no-brainer to opt for formulating a prenup with their partners.“A marriage is a two-person team; therefore, a couple needs to carve out some partnership in their marriage,” said Freeman. “This is commonly the family home or the greater salary, while investment properties are best left undivided, but the decision is yours. That’s the beauty of it.”How to bring up the “P” wordConvinced, but not sure how to bring up the topic? The “P” word can be daunting. “Love is in the air and the subject can be awkward, but it doesn’t have to be. Many of our clients blame their parents or their estate planner. It’s better this than to say it’s something you want to have,” said Freeman.Should you decide a prenup is a wise choice for you and your soon-to-be spouse, here are the guidelines to take note of:Make sure you attorney has business knowledge. “They must be business savvy and understand how to best plan for future contingencies,” said Freeman.”Both parties also need to have their own separate attorney for a prenup to be valid.”Plan ahead with a prenup. “It is advised to not start arranging for a prenup less than one month before your marriage,” Mazzei said. “You should get the ball rolling at least three to four months out, especially if you have a lot of property and assets. Our longest prenuptial agreement took a year and a half to finalize because of corporate counsel, working with people outside of the country, an estate-planning attorney, a tax attorney and family business.Pay attention to the details. Does your  partner have offshore accounts? Where will you be living? These questions may require tax attorneys and estate attorneys to partner up on what will happen with your valuable assets. “Many of our clients are techies who are originally from China or India, and who now live in the Bay Area: Their agreements involve international attorneys, which increases the amount of time to draft an agreement,” Freeman said.Recognize that no two prenups are alike, because no two couples are alike. “Clients come to see us with examples of a friend’s ironclad contract, but agreements are not one size fits all,” Mazzei said. “There are many variables to consider, and they are unique to each relationship. Are there children involved, or will there ever be? How do children affect financial decisions? There are psychological aspects, and where you plan to live matters, too.”Prepare for the future. “Imagine,” said Freeman, “being divorced from your spouse, who took care of the children and home, and not having a nanny to come to the rescue. After a divorce, many of our Silicon Valley clients who once had their partner handle dinner arrangements, vacation planning and child-rearing while they were at the office, are left with the question, ‘Now, what?'”Related: Shark Tank’s Kevin O’Leary Says Married Entrepreneurs Must Do This or Risk DivorceExperiencing a divorce is a trying time no matter how much or how little money you have, and a breakup causes a ripple effect. You can’t call your ex-wife or secretary, so you turn to someone you trust: your lawyer. If this professional is both a oncierge-level specialist and a personal counsel to you in all the meaning of that word, you just may get back to living your best life — in one piece.last_img read more