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Minor girl murdered after rape


first_imgA minor girl was killed after she was suspected to be raped by unidentified persons at Gachhabari village in Tangail’s Madhupur upazila on Friday, reports UNB.The deceased was identified as Liza Akhter, daughter of Mizanur Rahman of the village.Locals said Liza had been missing since Friday afternoon after she went to take bath in a nearby river.Later in the night, locals spotted the body in the bush beside her house and informed police.On the next morning, police recovered the body and sent it to Tangail General Hospital for autopsy.Liza could have been raped before being murdered, said Shafiqul Islam, officer-in-charge of Madhupur police station.A murder case was filed with the police station in this regard, said the OC.last_img


Bad Times at the El Royale Tops Studios TV Ad Spending


first_imgIn this week’s edition of the Variety Movie Commercial Tracker, powered by the TV advertising attention analytics company iSpot.tv, Twentieth Century Fox claims the top spot in spending with “Bad Times at the El Royale.”Ads placed for the thriller had an estimated media value of $5.16 million through Sunday for 721 national ad airings on 28 networks. (Spend figures are based on estimates generated from Sept. 17-23. Estimates may be updated after the chart is posted as new information becomes available.) Twentieth Century Fox focused on reaching a male-skewing, football-loving audience, spending heavily across programming including NFL Football, College Football and South Park, and on networks such as NBC, Fox and CBS. Just behind “Bad Times at the El Royale” in second place: Universal Pictures’ “First Man,” which saw 471 national ad airings across 24 networks, with an estimated media value of $5.02 million. $4.37M – Night School $5.02M – First Man TV ad placements for Universal’s “The House With a Clock in Its Walls” (EMV: $4.43 million) and “Night School” ($4.37 million), along with Amazon Studios’ “Life Itself” ($3.98 million), round out the chart. Notably, “First Man” has the best iSpot Attention Index (104) in the ranking, getting 4% fewer interruptions than the average movie ad (interruptions include changing the channel, pulling up the guide, fast-forwarding or turning off the TV). ×Actors Reveal Their Favorite Disney PrincessesSeveral actors, like Daisy Ridley, Awkwafina, Jeff Goldblum and Gina Rodriguez, reveal their favorite Disney princesses. Rapunzel, Mulan, Ariel,Tiana, Sleeping Beauty and Jasmine all got some love from the Disney stars.More VideosVolume 0%Press shift question mark to access a list of keyboard shortcutsKeyboard Shortcutsplay/pauseincrease volumedecrease volumeseek forwardsseek backwardstoggle captionstoggle fullscreenmute/unmuteseek to %SPACE↑↓→←cfm0-9Next UpJennifer Lopez Shares How She Became a Mogul04:350.5x1x1.25×1.5x2xLive00:0002:1502:15 Impressions: 223,406,767Attention Score: 88.42Attention Index: 68National Airings: 721Networks: 28Most Spend On: NBC, FOXCreative Versions: 7Est. Lifetime TV Spend: $8.77MStudio: Twentieth Century FoxStarted Airing: 09/04/18 $3.98M – Life Itself $4.43M – The House With a Clock in Its Walls Top Movie Commercials by Weekly TV SpendData provided by iSpot.tvcenter_img Popular on Variety Impressions: 212,376,460Attention Score: 92.43Attention Index: 104National Airings: 471Networks: 24Most Spend On: NBC, FOXCreative Versions: 9Est. Lifetime TV Spend: $10.65MStudio: Universal PicturesStarted Airing: 06/08/18 Impressions: 390,547,682Attention Score: 91.93Attention Index: 98National Airings: 1,179Networks: 44Most Spend On: ESPN, NBCCreative Versions: 34Est. Lifetime TV Spend: $21.31MStudio: Universal PicturesStarted Airing: 07/13/18 $5.16M – Bad Times at the El Royale 1 Movie titles with a minimum spend of $100,000 for airings detected between 09/17/2018 and 09/23/2018.* TV Impressions – Total TV ad impressions delivered for the brand or spot.* Attention Score – Measures the propensity of consumers to interrupt an ad play on TV. The higher the score, the more complete views. Actions that interrupt an ad play include changing the channel, pulling up the guide, fast-forwarding or turning off the TV.* Attention Index – Represents the Attention of a specific creative or program placement vs the average. The average is represented by a score of 100, and the total index range is from 0 through 200. For example, an attention index of 125 means that there are 25% fewer interrupted ad plays compared to the average.Variety has partnered with iSpot.tv, the real-time TV ad measurement company with attention analytics from more than eight million smart TVs, to bring you this weekly look at what studios are spending to market their movies on TV. Learn more about the iSpot.tv platform and methodology. Impressions: 252,730,499Attention Score: 91.55Attention Index: 94National Airings: 763Networks: 31Most Spend On: NBC, ESPNCreative Versions: 23Est. Lifetime TV Spend: $14.28MStudio: Universal PicturesStarted Airing: 06/05/18 Impressions: 272,807,309Attention Score: 92.01Attention Index: 99National Airings: 738Networks: 22Most Spend On: NBC, CBSCreative Versions: 26Est. Lifetime TV Spend: $13.32MStudio: Amazon StudiosStarted Airing: 03/13/18last_img read more


Using tellurium nanoparticles to achieve plasmoniclike and alldielectric properties when exposed to


first_img Citation: Using tellurium nanoparticles to achieve plasmonic-like and all-dielectric properties when exposed to sunlight (2018, August 13) retrieved 18 August 2019 from https://phys.org/news/2018-08-tellurium-nanoparticles-plasmonic-like-all-dielectric-properties.html As the search for renewable resources continues, some in the field have turned to studying the possibility of adding materials to water to make it easier to produce steam for driving a turbine. Several years ago, one team of researchers discovered that adding nanoparticles to water could cause it to produce steam when exposed to sunlight. Since that time, scientists have continued experimenting with adding nanomaterials. Meanwhile, other experiments have suggested that plasmonics could play a role in photothermal conversion. In this new effort, the researchers have found a material that allows nanoparticles to offer the benefits of both approaches.The work by the team in China was straightforward. They created nanoparticles made out of tellurium and then mixed them into a container filled with water and tested the result to see what changes it might have wrought.The researchers report that adding the nanoparticles improved the evaporation rate by a factor of three. Testing showed that they could raise its temperature from 29°C to 85°C in just 100 seconds by shining sunlight on it. The researchers found that this improvement was possible because the nanoparticles behaved like plasmonic nanoparticles—but only when smaller sized nanoparticles (less than 120 nanometers) were involved. Nanoparticles that were larger than 120 nanometers behaved like an all-dielectric. Mixing nanoparticles of both sizes into the same container of water allowed the sample to take on both characteristics—the team claims the resultant material is the first to demonstrate both properties.The researchers acknowledge that commercialization of their technique would be problematic because of the difficulty in manufacturing the different sized nanoparticles in sufficient quantities. They note that they are looking into ways to make them using another approach. But they also note that if they succeed, the concept has other applications, such as creating new kinds of extremely small antennas or sensors. © 2018 Phys.org Explore further More information: Churong Ma et al. The optical duality of tellurium nanoparticles for broadband solar energy harvesting and efficient photothermal conversion, Science Advances (2018). DOI: 10.1126/sciadv.aas9894AbstractNanophotonic materials for solar energy harvesting and photothermal conversion are urgently needed to alleviate the global energy crisis. We demonstrate that a broadband absorber made of tellurium (Te) nanoparticles with a wide size distribution can absorb more than 85% solar radiation in the entire spectrum. Temperature of the absorber irradiated by sunlight can increase from 29° to 85°C within 100 s. By dispersing Te nanoparticles into water, the water evaporation rate is improved by three times under solar radiation of 78.9 mW/cm2. This photothermal conversion surpasses that of plasmonic or all-dielectric nanoparticles reported before. We also establish that the unique permittivity of Te is responsible for the high performance. The real part of permittivity experiences a transition from negative to positive in the ultraviolet-visible–near-infrared region, which endows Te nanoparticles with the plasmonic-like and all-dielectric duality. The total absorption covers the entire spectrum of solar radiation due to the enhancement by both plasmonic-like and Mie-type resonances. It is the first reported material that simultaneously has plasmonic-like and all-dielectric properties in the solar radiation region. These findings suggest that the Te nanoparticle can be expected to be an advanced photothermal conversion material for solar-enabled water evaporation. This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only.center_img Journal information: Science Advances Typical morphology and structure characterization results of Te nanoparticles prepared by ns-LAL. Credit: Science Advances (2018). DOI: 10.1126/sciadv.aas9894 How gold nanoparticles could improve solar energy storage A team of researchers at Sun Yat-sen University in China has created a material with dual solar properties by adding tellurium nanoparticles to water—it showed both plasmonic-like and all-dielectric properties when exposed to sunlight. In their paper published in the journal Science Advances, the group describes their material and its possible uses.last_img read more


A new quasi2D superconductor that bridges a ferroelectric and an insulator


first_img , Nature Materials © 2019 Science X Network The idea of forming a quasi-2-D superconducting layer at the interface between two different compounds has been around for several years. One past study, for instance, tried to achieve this by creating a thin superconducting layer between two insulating oxides (LaAlO3 and SrTiO3) with a critical temperature of 300mK. Other researchers observed the thin superconducting layer in bilayers of an insulator (La2CuO4) and a metal (La1.55Sr0.45CuO4), neither of which is superconducting in isolation.”Here we put forward the idea that thin charged layer on the interface between ferroelectric and insulator is formed in order to screen the electric field,” Viktor Kabanov and Rinat Mamin, two researchers who carried out the study, told Phys.org via email. “This thin layer may be conducting or superconducting depending on the properties of the insulator. In order to get a superconducting layer, we chose La2CuO4 – an insulator that becomes a high Tc superconductor when it is doped by carriers.”The heterostructure fabricated by Kabanov, Mamin and their colleagues consists of a ferroelectric magnetron sputtered on the surface of the parent compound of high Tc superconductor La2CuO4. At the interface between these two components, the researchers observed the appearance of a thin superconducting layer, which attains its superconductivity at temperatures below 30K. The researchers detected the layer’s superconducting properties by measuring its resistivity and via the Meissner effect. They found that a finite resistance is created when applying a weak magnetic field perpendicular to the interface, which confirms the quasi-2-D quality of the layer’s superconductive state. “The key advantage of our technique is the relative simplicity of the creation of the heterostructure, because the requirements for the roughness of the surface are not so stringent,” Kabanov and Mamin said. “On the other hand, the changing the polarization in the ferroelectric allows to control the properties of the conducting layer.” Kabanov, Mamin and their colleagues are the first ever to observe superconductivity on the interface between a ferroelectric and an insulator. In the future, their approach and the superconductors they fabricated could inform the design of new electronic devices with a ferroelectrically controlled superconductivity. “As far as plans for the future are concerned, we would like to learn how we can control the superconducting properties of the interface by rotating the polarization of the ferroelectric,” Kabanov and Mamin said. “Another idea is to try to control the properties of the interface by laser illumination. This is basically the direction we are working on now.” Researchers at the Zavoisky Physical-Technical Institute and the Southern Scientific Center of RAS, in Russia, have recently fabricated quasi-2-D superconductors at the interface between a ferroelectric Ba0.8Sr0.2TiO3 film and an insulating parent compound of La2CuO4. Their study, presented in a paper published in Physical Review Letters, is the first to achieve superconductivity in a heterostructure consisting of a ferroelectric and an insulator. This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. More information: Dmitrii P. Pavlov et al. Fabrication of High-Temperature Quasi-Two-Dimensional Superconductors at the Interface of a Ferroelectric Ba0.8Sr0.2TiO3 Film and an Insulating Parent Compound of La2CuO4, Physical Review Letters (2019). DOI: 10.1103/PhysRevLett.122.237001 Jian-Feng Ge et al. Superconductivity above 100 K in single-layer FeSe films on doped SrTiO3, Nature Materials (2014). DOI: 10.1038/nmat4153High-temperature interface superconductivity between metallic and insulating cuprates. arXiv:0810.1890 [cond-mat.supr-con]. arxiv.org/abs/0810.1890 Journal information: Physical Review Letters The schematic structures of Ba0.8Sr0.2TiO3/La2CuO4 (a) with q2DEG (shown in red); AFM image of the La2CuO4 single crystal surface without the film (b) illustrates the inhomogeneity of the interface. The temperature dependence of the magnetic susceptibility (c), and the temperature dependence of the resistivity (d) of La2CuO4 single crystal (without ferroelectric film). Credit: Dmitrii P. Pavlov et al., arXiv:1804.05519 [cond-mat.supr-con] Electric-field-controlled superconductor-ferromagnetic insulator transition Citation: A new quasi-2D superconductor that bridges a ferroelectric and an insulator (2019, June 27) retrieved 18 August 2019 from https://phys.org/news/2019-06-quasi-2d-superconductor-bridges-ferroelectric-insulator.html Explore furtherlast_img read more


DRI seizes exotic birds smuggled from Bangladesh


first_imgKolkata: The Directorate of Revenue Intelligence (DRI) has seized exotic birds which were smuggled from Bangladesh into West Bengal, an agency statement said today. Acting on a specific input, DRI officials intercepted a vehicle at a place along Kalyani Expressway near here and found three red and blue macaws, three eclectus parrots, eight pygmy falcons and seven white ducks, it said. The birds were found badly crammed up in plastic bags kept in the boot of the car, the statement said. Also Read – Heavy rain hits traffic, flights These birds were illegally brought into the country from Bangladesh through Indo-Bangla border in North 24 Parganas district, it said. The probe agency said it immediately contacted the office of the principal chief conservator of forests, West Bengal and also the director of Alipore zoo, Kolkata. The birds were handed over by the DRI to the zoo. In March this year, the agency had seized 214 Indian star tortoise in Kolkata. Less than a month back, two hollock gibbons, an endangered species under the Wild life Protection Act, 1972 and two palm civets, another endangered species, along with a variety of exotic birds, which had been smuggled into the country from Bangladesh seized by the DRI. “There is an urgent need to step up the fight against wild life crime, which has environmental, social and economic impact and a concerted effort is needed by all the law enforcement agencies in combating the same,” the agency said.last_img read more


More new bookings equal more bonuses with new Sandals Resorts incentive


first_img Travelweek Group << Previous PostNext Post >> Tuesday, January 23, 2018 Share More new bookings equal more bonuses with new Sandals Resorts incentivecenter_img TORONTO — Agents can earn up to US$85 for every new booking with a just-released booking incentive bonus from Sandals Resorts – and there’s no limit to how much agents can earn.The bonus is “in appreciation of the continued support from the travel agent community [and] just in time for the all-important winter season,” says Sandals Resorts.Effective immediately, agents who book their clients now through March 15, 2018 (and for travel anytime) will receive a bonus payment, based on length of stay and room category for each new booking:Butler SuiteUS$35 bonus for 6-night stayUS$85 for 7 nights or moreClub / Concierge SuiteUS$25 bonus for 6-night stayUS$55 for 7 nights or moreLuxury / Deluxe RoomUS$15 bonus for 6-night stayUS$30 for 7 nights or moreAll bookings must be registered on Sandals’ travel agent portal taportal.sandals.com within 30 days of making the booking.The incentive booking bonus payments will be made within 10-14 business days after travel.More news:  Air Canada’s global sales update includes Managing Director, Canada & USA SalesFor more information, travel agents are asked to contact their local Business Development Manager, call Inside Sales at 1-800-545-8283 or visit taportal.sandals.com. Tags: Agent Incentives, Sandals Resorts Posted bylast_img read more


Rep Miller receives Legislative Advocacy Award


first_img Categories: Miller News 10Apr Rep. Miller receives Legislative Advocacy Award PHOTO INFORMATION: Rep. Miller receives the Legislative Advocacy Award from the School-Community Health Alliance of Michigan. Presenting the award was the Board President of SCHA-MI and Superintendent of Oakridge Public Schools, Tom Livezey, and Associate Director of SCHA-MI, Renee Edmondson.center_img Representative Aaron Miller, of Sturgis, today was presented with the Legislative Advocacy Award by the School-Community Health Alliance of Michigan at the state capital.The Legislative Advocacy Award is given to the legislator who best exemplifies hard work and dedication towards supporting child and adolescent health centers in Michigan. The representative was selected, in part, for his efforts in shepherding Senate Bill 149 through the Michigan House as part of a budget supplemental last fall. Moreover, Rep. Miller has been a consistent advocate for both community resources in schools and health centers and has demonstrated a particular commitment to ensuring that rural communities have health services.“The School-Community Health Alliance has been a tremendous partner and to receive this recognition from them is very humbling,” Rep. Miller said. “I am proud of the work we have done together and look forward to building on our success in the future.”The School-Community Health Alliance of Michigan supports over 124 child and adolescent health centers in Michigan. These centers help kids learn and stay in school by providing primary care, mental health, and dental services to kids in need.###last_img read more


German cable operators Kabel BW and Unitymedia hav


first_imgGerman cable operators Kabel BW and Unitymedia have unified the pay TV packages they offer to subscribers.Earlier this year Liberty Global completed the merger of the two cable companies that operate in North Rhine-Westphalia, Hesse and Baden-Württemberg. Kabel BW has begun marketing the DigitalTV Allstars package at €15 per month and the DigitalTV Highlights package at €7, bringing its offering in line with Unitymedia’s. The packages replace its Mein TV offering.Kabel BW has also added new channels to its line-up, including RTL Crime, ProSieben Fun, Passion, PenthouseTV, Nautical Channel and Unitel Classica.Like Unitymedia, Kabel BW is also now offering a HD option for €4 that includes ProSieben Fun HD, Kinowelt HD and RTL Crime HD.last_img


Technology company iWedia is deploying its Linuxb


first_imgTechnology company iWedia is deploying its Linux-based Teatro-3.0 solution for IP-connected set-top boxes on the German HD+ retail market in a 4K set-top designed and manufactured by Kudelski-owned SmarDTV.For HD+, the solution has been ported on a dual-tuner UHD DVB-S/S2 STB from SmarDTV based on the Broadcom BCM7251 system-on-a-chip. The software has been customised to fulfill HD+ specifications and integrated with Nagra Guard Conditional Access System. Its architecture has received Nagra NASC 3.0 Tier #4 certification.The solution features navigation tools including service list, zapping banner, flat and grid TV guides as well as DVR and timeshift over a USB storage device. A picture browser and player is provided. Fast zapping and HbbTV apps are supported.“With its software architecture recognized highly secure by third party experts, Teatro-3.0 is ideally suited for connected Pay TV STB running Linux,” said Sunghoon Kim, VP sales at iWedia. “Moreover, it supports HTML5 for both the resident app and remote web services which allows for visually catchy UI,” he added. “We are very proud that German viewers may now enjoy this solution and we are preparing further deployments”.The announcement was made at TV Connect 2017, which is being held in London from Tuesday, March 28th through to Thursday, March 30th. iWedia is demonstrating the solution on stand B54.Teatro-3.0, a software solution for IP-connected STB, is based on Linux with a UI built in HTML5 which uses specific JavaScript APIs allowing access to digital TV features.Separately, iWedia has integrated its software solution for set-top box operated under Android TV with the home automation system of OBLO Living, a provider of world hardware and software solutions for home automation.The OBLO product portfolio is made of an end-to-end software solution for home automation including client apps for Android/iOS, gateway software and cloud services combined with in-house developed devices such as gateway, smart wall plug, door/window sensor, smart dimmer, smart outlet and complementary nodes from third parties including Qubino, Philio and Leedarson. Applications include home comfort, lightning, security and energy management.Both the OBLO gateway software and Teatro-3.5 embed an “If This Then That” (IFTTT) service. IFTTT is then used as a public cloud service for workflow management. The user defines IFTTT applets to describe the interaction between OBLO and Teatro-3.5. Applications include simple use cases where a message is displayed on the TV screen when for example a door opens.“It is important for an HA solution to include in its ecosystem the main screen in the living room,” said Nikola Smiljkovic, VP Marketing at OBLO Living. “And it is equally important for the user to be able to use public cloud services to define the HA workflow; we had these two objectives in mind when entering into this integration project with iWedia and they have been fully accomplished.”“We see the TV screen as the ideal device to display real-time notifications triggered by a web based workflow management platform like IFTTT,” said Hervé Creff, VP marketing at iWedia. “And especially for events raised by HA nodes; this is what we have achieved with this successful integration with OBLO”.last_img read more


The Noose Around Your Wealth Is Tightening O


first_img The Noose Around Your Wealth Is Tightening Out-of-control taxes… investment controls… predatory lawsuits… the risks to your capital are growing by the day. And the unfortunate truth is the more of your wealth you have in your home country, the greater the risk. That’s why it’s critical to internationalize as much of your hard-earned assets as you can – as fast as possible. Going Global 2013 will help you do just that. Featuring investment experts Doug Casey, Peter Schiff, Mike Maloney, and more, this must-see webinar will reveal offshore strategies you can easily implement to protect what’s rightfully yours. Click here for details. The silver price was much more ‘volatile’, as it traded in a two percent price range through Far East and London trading.  It also had the New York rally at the same time as gold…and it ended at the same time as gold, just before 11:00 a.m. EDT. According to Kitco, the high at that point was $22.13 spot, but got sold down back below the $22 spot price almost immediately. Silver closed at $21.79 spot…up 11 cents from Tuesday’s close.  Net volume was very light at only 22,000 contracts. (Click on image to enlarge) Maybe the 20-day moving average is being defended…but I’m speculating on that one. However, as I’ve mentioned on countless occasions, the dollar index is not much of a factor as far as the precious metals are concerned…and if there is much correlation, it’s usually when the index is rallying, as it becomes a cover for “da boyz” as they hit the p.m. prices…and the main stream media is always quick to jump on that particular bandwagon.  And as you can see lately, even though the dollar index is down sharply, the precious metals aren’t up at all…as there’s always a seller of last resort waiting in the wings the moment that occurs…the last three trading days being a case in point. I note in overnight trading in the Far East, that the Japanese stock markets got crushed for over 6 percent…and gold and silver’s attempts to break above the $1,400 and $22 price ceilings ran into a seller of last resort around 11:00 a.m. Hong Kong time on their Thursday morning.  After that, they both traded flat into the London open. But once London began to trade, all four precious metals got sold down a bit…and all are trading below their New York closes yesterday as I hit the ‘send’ button on today’s column at 5:10 a.m. EDT. Volumes are pretty decent in gold and silver already.  The dollar index is down another 21 basis points. That’s it for another day…and I’ll see you here tomorrow. The gold stocks rallied right from the open…and at their high of the day, just before noon in New York, they were up 2.5 percent…but then faded [along with the gold price] as the trading day progressed…and the HUI finished up only 0.91%. Another day when there aren’t that many stories…and I hope there a few in here that catch your eye. [The] gold mining industry, for the most part, is dumber than the rocks it digs out of the ground.  Too dumb to defend itself, purporting to be represented by the World Gold Council, which exists only to make sure that there never is a real world gold council. – Chris Powell, GATA…04 April 2013 It was another day where there wasn’t much volume…and not a lot of price action either.  However, it’s obvious the $1,400 price mark in gold…and $22 silver is still being vigorously defended.  By whom…and for what reason…is unknown. There’s certainly a scarcity of gold and silver-related stories at the moment…and I even checked some of the websites myself and there was nothing.  The only event of any importance coming up is the COT Report tomorrow…a lifetime away at the moment. I’ve noted that since the dollar index high/gold-silver low of May 20th, the dollar index has declined from 84.3 down to 80.7…and the gold price has been capped at the $1,400 mark…and every close above that price, no matter how brief, has been sold down to below the $1,400 price ceiling. During that dollar index decline of 370 basis points…4.4 percent…the gold price has not been allowed to reflect that decline…and is basically trading unchanged from its May 20th price.  Here’s the 30-day dollar index chart. It’s obvious the $1,400 price mark in gold…and $22 silver is still being vigorously defended. The gold price did nothing in the Far East and most of the London trading day on their Wednesday.  The New York low came at the 9:30 a.m. EDT open of the equity markets, just like it has for the last three days in a row. The subsequent rally got cut off at the knees shortly before 11:00 a.m. in New York…and a few minutes before the London close…just as it was about to get a sniff of the $1,400 price mark.  The high tick at that point was $1,395.80 spot.  From there it traded sideways into the Comex close…and then got sold down a bit in the New York Access Market. The gold price closed at $1,388.40 spot…up $10.20 on the day.  Gross volume wasn’t overly heavy at 121,000 contracts. But the silver stocks finished slightly in the red…as Nick Laird’s Intraday Silver Sentiment Index closed down 0.19%. Here’s the 30-day gold chart, with the 20 and 50-day moving averages shown. (Click on image to enlarge) The CME’s Daily Delivery Report was another non-event on Wednesday, as only 3 gold and 17 silver contracts were posted for delivery within the Comex-approved depositories on Friday. We’re getting on in the June delivery month, so unless there are some big surprised between now and June 30th, we shouldn’t expect big deliveries, as most are done within the first week of the delivery month. There were no reported changes in either GLD or SLV yesterday…and there was no sales report from the U.S. Mint, either. Over at the Comex-approved depositories on Tuesday, they reported receiving 99,690 troy ounces of silver…and didn’t ship any out.  The link to that activity is here. In gold on Tuesday, these same depositories didn’t report receiving any, but did ship out 45,371 troy ounces of the stuff…all out of Brink’s, Inc.  The link to that activity is here. No charts or graphs again today…but here’s your ‘cute quota’… Sponsor Advertisement It was obvious to me that if a willing seller hadn’t shown up in the Comex gold and silver markets just before 11:00 a.m. in New York, both metals would have closed materially higher. The dollar index closed at 81.05 late on Tuesday afternoon…and began to rally slightly right from the open in Far East trading on their Wednesday morning.  The high tick of the day…81.30…came at 8:00 a.m. EDT right on the button. From there it got sold down to its low tick…80.78…which came just before noon in New York.  The subsequent rally didn’t make it back above the 81.00 level…and closed at 80.91…down 14 basis points on the day.last_img read more


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first_img Sponsor Advertisement The HUI opened in the green, but despite the fact that gold spent most of the New York trading day in positive territory, there was someone there to sell gold shares.  The HUI finished almost on its low of the day, down 1.63%. The highs for the day in platinum and palladium came in early morning Far East trading.  The HFT boys showed up in platinum immediately, and by 11:30 a.m. in New York, the low was in.  The subsequent rally didn’t get far.  Palladium didn’t get the same treatment until shortly before 9 a.m. EST.  It should be obvious, that the HFT boys were all over these two precious metals yesterday.  Here are the charts. You won’t have to ask if “this is it” or not, as it will be self-evident From a net volume perspective, it was a very quiet trading day yesterday, so not too much of anything should be read into yesterday’s price action in gold.  Ditto for silver. The tiny rally in early Far East trading wasn’t allowed to bet far, and from there it got sold down to its low of the day, which came at, or just before, the London a.m. gold fix. From there it rallied until precisely 12 o’clock noon in New York, and then chopped quietly sideways into the 5:15 p.m. EST electronic close. The low and high were reported by the CME at $1,279.60 and $1,290.80 in the December contract. Gold closed at $1,290.40 spot, up $3.10 from Thursday’s close.  Net volume was fumes and vapours at only 76,000 contracts. The silver shares chopped around either side of unchanged for the entire New York trading session, and Nick Laird’s Intraday Silver Sentiment Index closed down a tiny 0.13%. The silver price didn’t do much until early afternoon in Hong Kong trading, and then got sold down to its low of the day which came shortly after the London open.  The subsequent rally got capped about twenty minutes after the Comex open, and the silver price did little of anything after that. The CME recorded the low and high as $20.55 and $20.82 in the December contracts. Silver finished the Friday session at $20.78 spot, up 3.5 cents from Thursday.  Net volume was a miniscule 20,500 contracts.center_img The CME’s Daily Delivery Report showed that zero gold and one silver contract were posted for delivery on Tuesday. There were no reported changes in GLD, but there was a small amount of silver added to SLV, as an authorized participant deposited 385,264 troy ounces. There was no sales report from the U.S. Mint. There was very little in/out gold activity over at the Comex-approved depositories on Thursday.  395 troy ounces were reported received, and nothing shipped out the door. As always, it was an entirely different story in silver, as 801,444 troy ounces were reported received, and 751,562 ounces were shipped out.  The link to that activity is here. Yesterday’s Commitment of Traders Report pretty much lived up to its advance billing, especially in gold.  But silver wasn’t all that bad, either; although I was hoping/expecting slightly better numbers. The Commercial net short position in silver decreased by 16.0 million ounces, and is now down to 113.1 million ounces.  Not surprisingly, the technical funds loaded up on the short side and sold some longs as well, as the high frequency traders in the Commercial category set prices lower at the start of the reporting week, and the technical funds followed the script like the brain-dead sheep that Ted Butler says they are. The Commercial traders stood by and happily did the opposite.  The big surprise for me, was the substantial increase in the long position in the Nonreportable/small trader category.  One would have thought they they would have mirrored the actions of the technical funds, but that was not the case.  They increased their net long position by a chunky 2,662 contracts, or 13.3 million ounces.  I’ve never seen that before on any price decline, and neither Ted nor myself are sure of what to make of it. The other surprise in silver was that Ted felt that JPMorgan’s short-side corner in silver didn’t decline by much, if at all, and still sits very close to his revised 75 million ounces based on the data from the latest Bank Participation Report that came out on Monday.  But, just doing the math, JPMorgan still holds about two thirds of the entire Commercial net short position in silver all by itself.  How’s that for concentration? In gold the Commercials traders decreased their net short position by an eye-watering 2.81 million [Comex paper] ounces, and all at the expense of the technical funds that sit in front of their computer screens buying and selling on the moving averages.  The Commercials played them like a fiddle again last week. The Commercial net short position is down to 6.58 million ounces.  This is not the lowest it has ever been, but it’s darn close. In the process, the non-Commercials sold 4,969 long contracts and bought an astounding 24,815 short contracts, for a total of 2.98 million [Comex paper] troy ounces.  The Commercial traders happily did precisely the opposite.  But, as in silver, the small traders in gold also ended the week increasing their net long position.  It wasn’t much, only 1,669 contracts, but it should have been a decrease as well.  I’ve never once mentioned copper in my COT comments, but I will today, as Ted Butler has mentioned it in his report from time to time, and it was the same story there as well.  The Commercials tricked the tech funds into selling longs and buying short positions, while JPMorgan et al loaded up on the long side.  The Noncommercial/small trader went long for the reporting week as well. I look forward to hearing what Ted has to say about all this in his weekly report to his paying subscribers later today, and if I find something I think you might be interested in, I’ll steal it for my Tuesday column. Here’s Nick Laird’s “Days of World Production to Cover Short Positions” chart for all physical commodities traded on the Comex, updated with yesterday’s COT data. The dollar index closed on Thursday in New York at 81.03.  The price traded sideways in Far East trading up until 3 p.m. Hong Kong time.  The subsequent rally topped out at 81.15 about 9:40 a.m. in London, and then by 9:15 a.m in New York, the index had fallen down to the  80.81 mark.  The smallish rally after that didn’t last, and the index closed at 80.84, which was down 19 basis points from Thursday. Since JPMorgan has a long-side corner in the Comex futures market in gold, their positions won’t be found on this chart. The important take-away from this chart is the monstrous short positions held in all four precious metals, along with the fact that the four largest traders hold the lion’s share of the short position in all, to the point where the holdings of the next ‘5 through 8’ traders are almost immaterial. I have a decent number of stories for your weekend reading pleasure, including a few that I’ve been saving for today’s column. The deliberate nature of the current price decline is good news for future performance because it provides the explanation for why we have dropped so much in silver. We went down in price this year because JPMorgan and other commercial traders tricked the technical funds into selling on progressively lower prices on numerous occasions. The technical funds did well for some time early in the year as prices continued to fall, benefiting initial sales, but the choppy price action over the past few months has hurt the tech funds. But tech fund performance is moot; what is important is that Comex positioning caused the price decline, as is confirmed in COT and Bank Participation Report data. The reason this is also good news is because not only does it explain the decline, it rules out other reasons that would have been much more problematic. Let’s face it, had the big silver price decline been due to widespread investment selling, or collapsing industrial demand or a dramatic surge in mine or recycling output, that would temper future bullish expectations. But as far as I can tell, none of those things occurred; the clearest and most plausible explanation for the silver price decline was the rigging of price on the Comex. – Silver Analyst Ted Butler: 13 November 2013 Today’s pop ‘blast from the past’ is 37 years young, hailing from 1976.  It’s amazing where all the times goes.  This pop classic was a one-hit wonder for a singer/song-writer named Henry Gross; but what a hit it was!  The astonishing story behind this song was that he wrote it about the death of Beach Boy Carl Wilson’s Irish Setter of the same name.  You couldn’t make this stuff up! The link is here. Camille Saint-Saëns composed Carnival of the Animals in 1886 shortly after his disastrous concert tour of 1885/86.  It’s a humorous musical suite of fourteen movements, and was written for private performance by an ad hoc ensemble of two pianos and other instruments. Saint-Saëns was adamant that the work would not be published in his lifetime, seeing it as detracting from his “serious” composer image. He relented only for the famous cello solo The Swan, which forms the penultimate movement of the work, and which was published in 1887 in an arrangement by the composer for cello and solo piano. Most of the time you hear this played as an encore piece when there’s a cellist as featured soloist, along with the harpist from the symphony orchestra involved.  But for purists, the piano/cello duet is the only version worth your while.  It’s a miniature masterpiece, and everyone has heard it in one form or another sometime in their lives.  The link to the youtube.com video is here.  Enjoy! There’s not much to discuss regarding yesterday’s price action in both gold and silver, but there was obvious price interference going on in both platinum and palladium. But as the Commitment of Traders Report so admirably showed, JPMorgan has covered as many short positions as they can in silver, and Ted Butler’s raptors are drowning in their almost-record long positions, and JPMorgan et al are also massively long the gold market, and in copper as well. But where we go from here, and the timing of that event, is only known to a handful of people.  Until then, nothing will be allowed to happen price-wise.  But the moment that policy changes, it will become immediately obvious in the price, and you won’t have to ask if “this is it” or not, as it will be self-evident. So all we can do until then is twiddle our thumbs and wait it out.  That’s all I’m doing. I have nothing else for you today, and I’ll see you here on Tuesday. Celebrate Thanksgiving with Sprott Money’s Thanksgiving Sale! For 2 weeks only (November 15 – 28), enjoy FREE shipping & insurance when you buy $4,999 or more at Sprott Money! Owned and managed by Eric Sprott, Sprott Money Ltd. is a leading precious metals dealer selling gold, silver and platinum coins and bullion bars online and over the phone. Don’t miss your chance! Place your order now at http://store.sprottmoney.com/ or call us at 1-888-861-0775! No coupon code required. Since its inception, Sprott Money has prided itself on superior customer relations, providing its clients with only the highest quality bullion products in addition to delivering them discreetly and on time. Sprott Money also offers allocated, segregated, private and non-bank storage services in the US and in Canada. “In the sea of financial assets and currencies that are being decimated the world over, the one true safe haven continues to be gold.” – Eric Sprottlast_img read more


Editors note Agora founder Bill Bonner has never


first_imgEditor’s note: Agora founder Bill Bonner has never done anything like this before… If you haven’t heard, he recently committed to invest $5 million of his own family’s trust in the stock recommendations of just one of his analysts: expert value investor Chris Mayer. Chris has one of the best track records in the business. Over a 10-year span, he safely beat the markets by three-to-one and outperformed some of the world’s best investors, including Warren Buffett. And now, until tonight only, you can invest alongside Bill with a subscription to Chris’ brand-new service Bonner Private Portfolio. But, as Bill points out in today’s special essay, this service isn’t for everyone… By Bill Bonner, editor, The Bill Bonner Letter Today, we address a reader’s objection (shared by many, we suspect) about the new advisory from Chris Mayer we’ve been promoting, Bonner Private Portfolio: $1,950 is a lot of money for a few books and a couple of stock picks. I appreciate that you want to expand your asset base to benefit your descendants, but you’ll need to do it without my participation. When one of our affiliate groups published Chris’ research, they priced it at $49. Other readers have noticed, too: There’s a big jump from $49 to $1,950. Why? Are we just greedy? “Elasticity of demand” is what economists call it. We noticed it, too. You price something at $49, you get a lot of buyers. You set the price at $1,950, you get a lot fewer. If the elasticity is perfect… you get the same amount of money almost no matter what price you put on it. So, from a cash flow point of view, it made little difference (at least, in theory… but also backed by substantial experience) which price we put on Chris’ new service. “Greed” or “expanding our asset base” had nothing much to do with the choice of the price. Of course, we always want to expand our asset base; our company is not a nonprofit. But there’s more to the story… 10-Year Test We’ve been in this business for 36 years. We think… and hope… we’ve gotten better at what we do. Not only have we made progress in understanding how the investment world works, but also we understand better how our readers and customers react to it. Initially, we didn’t know whether Chris would succeed in making his readers money. It took 10 years to find out. During that time, readers could test him themselves – for less than the price of a newspaper subscription. And since neither we nor Chris’ readers knew exactly what we had, probably neither of us got the full value of his research. Subscribers came. And went. They bought. They sold. Nobody – maybe not even Chris – understood how valuable his recommendations were or what to do with them. But now we see that Chris is an excellent long-term, value-oriented investor. As we’ve been telling you, over a 10-year period, Chris’ recommendations beat the overall market three-to-one… beat Warren Buffett’s Berkshire Hathaway two-to-one… and turned every $10,000 into nearly $50,000. But you can’t make much money trading in and out of his recommendations. You have to buy and hold. And you have to be willing to sit through periods of substantial drawdowns. Recommended Links Rickards: “Don’t Buy A Single Ounce Of Gold…” **This is an URGENT warning from Jim Rickards.** If you’ve seen the writing on the wall, like me, you know that gold could soon hit $10,000 per ounce. However, today I’m urging you NOT to buy a single ounce of gold till you read what I have to say. Click here for access to my urgent gold announcement. – [EXPIRES TONIGHT] What Bill Bonner Discovered in Vancouver Will Shock You At a private meeting on a boat in Vancouver, Bill discovered an opportunity so impressive, he’s putting $5 million of his family trust money toward it. To find out how to join him, click this link before tonight at 11:59 p.m. — Sticking With It Most investors – and we use the term loosely – do not expect that from a $49 service. They want big ideas. They want speculations. They want to trade. They want more immediate gratification. Putting the average investor together with Chris is not good for either. Bonner Private Portfolio is for more serious, long-term family investors. It requires readers who understand how value investing works… and are willing to stick with it. It’s not exciting. There’s not much to talk about. There are few occasions for bragging about your results (unless, that is, you have plenty of patience). So, for Bonner Private Portfolio, we did not want a lot of readers; we only wanted the few who were suited to it. That’s why we deliberately put the price high: to discourage casual subscribers or those who had not enough money to make it worthwhile. We want serious subscribers who understand and appreciate the service. You can’t just “try it out for a few months.” You have to stick with it. Serious Bargain Is $1,950 the right price? Too much? Too little? We don’t know. But judging from the results, it might have been too low. We have more subscribers than we expected. That may be because the serious investor compares this service – as he should – with a managed account. If he puts his money with a value-oriented manager, he will pay upward of 2% a year (if you’re lucky). With $500,000 invested, that works out as $10,000 a year. The serious investor with serious money sees that Bonner Private Portfolio is a bargain at $1,950. Almost every investment approach works sometime for someone. But none work all the time for everybody. Some are meant for serious, long-term wealth building. Others give traders and speculators the adrenaline rush they look for. Some are good for sophisticated investors with a lot of money. Others are more appropriate for people with little money and little experience. Putting the right people together with the right service is still hit or miss. But we’re getting better at it. And pricing Chris’ new service at $1,950 is a step in the right direction. If the advice turns out to be good, no one will complain. If not… well, we will have learned something. Editor’s note: Right now, you can sign up for Bonner Private Portfolio—and get in on Chris’ recommendations 48 hours before Bill does—for $1,000 off the normal price. Chris releases his newest stock pick later today—an iconic company trading at a rare bargain. So act soon—this offer ends at midnight tonight. Click here to learn more.last_img read more


A young disabled woman was told that she had been


first_imgA young disabled woman was told that she had been evicted from her residential home while she lay critically ill in hospital.The care home in Barking, east London, run by the company Sahara Care, had originally issued the eviction notice to Lakhvinder Kaur (pictured) in a letter on 6 April, just days after she had made an allegation of physical abuse against a member of staff at the home.In the same letter in which the company told her that it had referred her abuse allegation to the care watchdog, the local council and the police, it also told her that it was giving her 28 days’ notice to leave the home, Sahara Parkside.Several weeks later, Kaur, who has spinal muscular atrophy, was rushed to hospital with blood poisoning.Just days after she was admitted, on 28 May, and while still fighting for her life, the care company told her she would not be allowed to return to Sahara Parkside when she was released from hospital.Kaur has been trying since last year to find accessible accommodation that will allow her to live independently and safely with the support she needs.And because her local authority Newham council has not been able to find somewhere safe and appropriate for her to live, the hospital that treated her has itself told the council that it needs to evict her because she has now recovered from the blood poisoning.She told the council in an email: “My current situation worries me because each time I am admitted to ICU [the intensive care unit] my chance of recovery is reduced and increases my risk of death.“This risk could be better managed if my housing and care package was addressed.”She also told her social worker: “I believe I have valid reasons to express my deep and worrying concerns about my hospital discharge particularly when there is so much uncertainty and unknowns around my housing and support package.”She has now been told that she will have to move temporarily into a hotel room when she leaves hospital.Her case highlights once again the drastic shortage of accessible housing across the country.The Equality and Human Rights Commission said only last month that disabled people had been left “demoralised and frustrated” by the housing system and faced a “chronic shortage” of accessible homes.Kaur has been trying to persuade the council that she needs a two-bed flat to provide the space she needs to comply with employment law for her personal assistants, and to ensure her own health and safety, as well as her need for privacy, and space to store vital medication and equipment.She believes that the continuing struggle to ensure the support she needed at Sahara Parkside contributed to the illness that left her in intensive care.A spokeswoman for Newham council said: “We are working to find an interim property for Laki to move in to when she is discharged from hospital so Laki can get the support she needs. This is whilst we find her a permanent home.”She said the council “recognises there is a chronic shortage of housing across the country”.But when asked if the council accepted that the continuing failure to find her accessible housing and provide the support she needs were breaches of her rights under article six (on disabled women) and article 19 (on independent living) of the UN Convention on the Rights of Persons with Disabilities, the spokeswoman denied that the council “has any direct responsibility for the implementation of any of the rights” under the convention.She said: “Even if it did have such responsibilities, in its view there have been no breaches by the council of articles 6 or 19.“The issue in this case is the shortage of properties, particularly in London.”She added: “The borough in which the safeguarding issue arose investigates the complaint.“As Sahara Homes is based in Barking and Dagenham, it would be for that local authority to carry out the investigation. Newham is chasing for the outcome of this investigation.”Kaur has been trying for eight years to secure a proper care package that will keep her safe, and allow her to live in her own home, manage her own support, and enjoy the typical social life of a woman in her 20s.Instead, she has had to move from one inappropriate care home and supported living setting to another.  Last November, Disability News Service reported how she had been left been unable to leave Sahara Parkside for nearly three weeks because its managers were trying to evict her for complaining about her care, and for her attempts to enjoy a proper social life.Managers at the home even threatened to change the security code on the entrance if she left the building, and they tried twice – unsuccessfully – to persuade the police to evict her.Sahara said this week that it could not discuss individual cases.last_img read more


Millennial Millionaires and Their Prenups What They Need to Be Thinking About


first_img Add to Queue Millennial Millionaires and Their Prenups — What They Need to Be Thinking About Learn from renowned serial entrepreneur David Meltzer how to find your frequency in order to stand out from your competitors and build a brand that is authentic, lasting and impactful. 6 min read –shares Guest Writer Divorce Opinions expressed by Entrepreneur contributors are their own. Next Article November 2, 2018 Bringing up the ‘P’ word before you marry may be awkward. But you can always tell your intended, ‘My lawyer made me do it.’ Fireside Chat | July 25: Three Surprising Ways to Build Your Brand Image credit: fizkes | Getty Images Enroll Now for $5 Copyrighter at Cross Marketing Kristen Gray There are those who say prenups (prenuptial agreements) kill the romance. But would you still think the same if you had a lot to lose should your marriage end in divorce?Related: How Will ‘Brangelina’ Divide Their Millions? And Who Gets the Winery?Over the past 20 years, the use of prenups has increased by a factor of five for millennials, according to the American Academy of Matrimonial Lawyers ( which defines millennials as those ages 18 to 34). From celebs like Kylie Jenner and Justin Bieber — who just signed premarital agreements with their partners — to Travis Scott, and Hailey Baldwin, and the many, many young marrieds active in the startup world, premarital agreements are trending, and for all the right reasons.That’s the view of Bay Area celebrity divorce lawyers Anne Cochran Freeman and Monica Mazzei, who practice family law at Sideman & Bancroft LLP. The two lawyers say they believe that with prenups, today’s entrepreneurs can best protect what they have worked so hard for.“What we are seeing today is an influx of up-and-coming millennials and entrepreneurs,” Mazzei told me. “These people are waiting longer to say, ‘I do,’ which means they typically have more assets, accumulated wealth from a 401(k) and stock options and possibly real-estate ventures.”They could potentially have a lot to lose if a prenup is not put in place. Who is to know that their assets could increase tenfold?”What many people don’t realize is that they also need to protect their intellectual property, not just their tangible assets. After all, people can launch several businesses during the course of a marriage. And, to some founders, a business is something they believe should be solely theirs no matter what.In that case, the very idea of a business has to be protected. “One of our clients simply had a business concept, a company that had not come into fruition. Her fiancé agreed to any future property or assets from said company being hers. The company is now worth $300 million,” Freeman said.In the case of Kylie Jenner and her makeup line, Kylie Cosmetics, the reality star opted to protect what assets she has now and those she will accumulate throughout her marriage, ensuring that her business will not be communal property. Because there are no exceptions to this clause, Jenner is 100 percent protected.Related: 6 Guidelines for Helping Your Business Survive a DivorceHow your startup comes into the mixCompanies today are also opting more and more for agreements where the board comes to an arrangement to protect assets among the partners in case divorces among them occur. “Stock options are a company’s property until an employee leaves the firm or [the company goes] public,” Freeman said. “But what if this employee gets a divorce before leaving, or what if they IPO? Adopting another partner to split stock options is never ideal.”Think of it this way: Every married couple is granted a prenup. This means either an agreement that the partners decide together, or that your state decides for you. Sure, you can always create a postnuptial agreement, but that option tends to become a bit messy should things ever go south.“Its best to arrange for a prenup while you still like one another,” said Mazzei. With millennials’ love of customization, it should be a no-brainer to opt for formulating a prenup with their partners.“A marriage is a two-person team; therefore, a couple needs to carve out some partnership in their marriage,” said Freeman. “This is commonly the family home or the greater salary, while investment properties are best left undivided, but the decision is yours. That’s the beauty of it.”How to bring up the “P” wordConvinced, but not sure how to bring up the topic? The “P” word can be daunting. “Love is in the air and the subject can be awkward, but it doesn’t have to be. Many of our clients blame their parents or their estate planner. It’s better this than to say it’s something you want to have,” said Freeman.Should you decide a prenup is a wise choice for you and your soon-to-be spouse, here are the guidelines to take note of:Make sure you attorney has business knowledge. “They must be business savvy and understand how to best plan for future contingencies,” said Freeman.”Both parties also need to have their own separate attorney for a prenup to be valid.”Plan ahead with a prenup. “It is advised to not start arranging for a prenup less than one month before your marriage,” Mazzei said. “You should get the ball rolling at least three to four months out, especially if you have a lot of property and assets. Our longest prenuptial agreement took a year and a half to finalize because of corporate counsel, working with people outside of the country, an estate-planning attorney, a tax attorney and family business.Pay attention to the details. Does your  partner have offshore accounts? Where will you be living? These questions may require tax attorneys and estate attorneys to partner up on what will happen with your valuable assets. “Many of our clients are techies who are originally from China or India, and who now live in the Bay Area: Their agreements involve international attorneys, which increases the amount of time to draft an agreement,” Freeman said.Recognize that no two prenups are alike, because no two couples are alike. “Clients come to see us with examples of a friend’s ironclad contract, but agreements are not one size fits all,” Mazzei said. “There are many variables to consider, and they are unique to each relationship. Are there children involved, or will there ever be? How do children affect financial decisions? There are psychological aspects, and where you plan to live matters, too.”Prepare for the future. “Imagine,” said Freeman, “being divorced from your spouse, who took care of the children and home, and not having a nanny to come to the rescue. After a divorce, many of our Silicon Valley clients who once had their partner handle dinner arrangements, vacation planning and child-rearing while they were at the office, are left with the question, ‘Now, what?'”Related: Shark Tank’s Kevin O’Leary Says Married Entrepreneurs Must Do This or Risk DivorceExperiencing a divorce is a trying time no matter how much or how little money you have, and a breakup causes a ripple effect. You can’t call your ex-wife or secretary, so you turn to someone you trust: your lawyer. If this professional is both a oncierge-level specialist and a personal counsel to you in all the meaning of that word, you just may get back to living your best life — in one piece.last_img read more


US Top Court Rejects Challenge to Debit Card Swipe Fees Rules


first_img The U.S. Supreme Court on Tuesday declined to hear a challenge to controversial debit card “swipe fee” rules, dealing a blow to retailers, grocers and restaurant owners who argued the charges were unfairly high.Businesses pay the fees to banks when customers use debit cards to purchase goods or services. The fees reimburse banks for costs involved in offering debit cards.The high court’s refusal to hear the case keeps intact a March 2014 ruling by the U.S. Court of Appeals for the District of Columbia Circuit that found the fees set by the Federal Reserve at 21 cents per transaction were appropriate.The dispute between banks and merchants centers around swipe, or interchange, fees that are determined by Visa Inc (V.N), MasterCard Inc(MA.N) and other card networks.Before Congress intervened, retailers paid as much as 44 cents per transaction, which they said made it hard for small businesses to accept debit cards.In 2010, lawmakers ordered the Fed to cap the fees in hopes that would reduce prices for consumers. Banks said lower fees might not cover all of the costs in providing cards, such as monitoring for fraudulent purchases.”Consumers must come first in this process, not the bottom-line of retailers,” said Richard Hunt, president of the Consumer Bankers Association. “This drawn-out fight should put on notice those members of Congress who insist upon interfering with the free market.”The fee cap was included in the 2010 Dodd-Frank law in a provision known as the “Durbin amendment,” after its chief supporter, Democratic Senator Richard Durbin of Illinois. After the law passed, the Fed capped fees at 21 cents per transaction.The National Retail Federation, whose members include Wal-Mart (WMT.N) and JCPenney (JCP.N), the National Restaurant Association and other groups were expecting a much lower cap. They criticized the Fed’s interpretation of Dodd-Frank and, in 2011, sued the regulator.A U.S. district court in July 2013 agreed that lawmakers wanted much lower fees and overturned the Fed’s rule.But the appeals court disagreed, saying in 2014 that Dodd-Frank’s language was sufficiently ambiguous to give regulators leeway to set a higher fee cap.The high court’s decision not to hear the case “means retailers will keep paying billions of dollars more than they should, and that fee-hungry banks will continue to rake in unearned profits that ultimately come out of consumers’ pockets,” said the National Retail Federation’s general counsel, Mallory Duncan.Fed spokeswoman Susan Stawich declined to comment.The case is NACS v. Board of Governors of the Federal Reserve System, U.S. Supreme Court, No. 14-200.(Editing by Will Dunham) –shares Next Article January 20, 2015 3 min read Register Now » Swipe Fees Add to Queue U.S. Top Court Rejects Challenge to Debit Card ‘Swipe Fees’ Rules Learn how to successfully navigate family business dynamics and build businesses that excel. Reuters This story originally appeared on Reuters Free Webinar | July 31: Secrets to Running a Successful Family Businesslast_img read more


Law Firm Press – Video Press Release Solution Aimed At Revolutionizing How


first_imgAccording to Forbes, after 2018, more than 80% of consumer internet traffic will come from video contents. To address this growing trend, GVATE launched a custom-made video news wire services for large, medium and small scale law firms to enlarge their reach and increase ROI both locally and nationally. The name of the solution is Law Firm Press.Why is law firm press unique?CAN YOUR PRESS RELEASE MAKE THE HEADLINES TODAY, TOMORROW AND FOR THE NEXT 10+ years? What was once impossible is now a reality.More businesses are realizing the importance of PR distribution services. It’s beyond a newsflash or a database for journalists to cherry-pick news for their editorials. It is now an effective marketing tool deployed by informed business owners to promote news about their businesses and attract big investors or clients to their doorsteps.With a single optimized press release, you can reach hundreds of potential clients and millions of interested readers. With optimized video press releases, you wield the commercial power to continuously convert leads into long-term clients. In addition, SEO experts continuously optimize the video and your web page by building backlinks to your content every month. With every view comes an increase in authority and voice within your industry.Marketing Technology News: Captify and Publicis Media Release New Research Revealing Global Beauty Trends That Will Transform The Larger FMCG EcosystemWhat are some of the features of law firm press video press release?Many of the current crops of PR distribution services are generic in nature and do not offer premium services for law firms like Law Firm Press.Unlike some of the press release out there, law firm press aims to automate growth that is hard to find with standard press release without taking away the human touch of having a professional marketing expert available to address any of your creative needs.Marketing Technology News: iQIYI Launches World’s First Professional Interactive Video Guideline and Video Platform to Standardize Interactive Content CreationSome of the features that the solutions have to offer comprise of the following:Dedicated digital marketing managerVisual digital analytics dashboardMainstream and downstream national media coverageUnlimited word count for press releasesOngoing Search Engine Optimization (research, analysis, and audit)Priority video advertising5% discount off every additional within a 30 day periodOptimized video press releasesYouTube and Vimeo links embeddedPremium News NetworkSocial Media AdvertisingOngoing Backlinks generationIncreased ROIMarketing Technology News: Arvind Fashions Partners With Nucleus Vision to Create a More Seamless and Personalized Shopping Experience Law Firm Press – Video Press Release Solution Aimed At Revolutionizing How Law Firm Press Release Works PRNewswireMay 15, 2019, 7:55 pmMay 15, 2019 custom-made videoForbesGVATELaw Firm PressMarketing TechnologyNewsvideo contents Previous ArticleSoulmates.AI’s new Social ROI Reporter Measures the Real Value of Social Media MarketingNext ArticleUberall Study: Over 20% Using Voice Search Every Weeklast_img read more


WeRecover Launches Addiction Treatment Search Engine App for iOS And Android


first_img AndroidB2B  admissions portalIoSMarketing TechnologyNewsSearch Engine AppWeRecover Previous ArticleTBWA\Media Arts Lab Appoints Ricardo Adolfo as Executive Creative Director for Japan and KoreaNext Article3 Things to Know About Creating a High-Yielding Marketing Department The WeRecover app supports two user types: prospective patients and treatment providers.Prospective patients (and their families) can:Build a search query based on their clinical needs, contact information, insurance information and budgetMatch with treatment centers where they are admissibleRefine their results by taking a clinical self-assessment (based on models developed by ASAM and the DSM-5) to gauge their acuity and treatment needsFilter their matches by modalities, clinical services, activities, amenities and locationConnect with providers either by SMS or phoneProviders (treatment centers) can:Establish match criteria based upon their capacity to treat different types of clientsManage and view matchesSet capacity requirements so as to not receive matches when they are fullSet hours of availabilityManage communications amongst large, multidisciplinary admissions teamsAdditionally, WeRecover has announced the launch of a new product, MAP (Mobile Admissions Portal), which is available to providers within the WeRecover app. MAP enables providers to:Leverage WeRecover’s CRM to simplify their admissions process and workflowsInstantly check insurance benefitsSecurely send & receive referrals on a HIPAA-compliant cloudMAP utilizes WeRecover’s existing insurance technology and payor integrations to deliver providers a robust set of tools that enable them to check a prospective patient’s insurance benefits in realtime and make an immediate admissions decision. When a patient is inadmissible to a particular treatment program for any reason, MAP simplifies the referral process. Providers, while in communication with patients, can securely identify an appropriate facility for the patient and transmit the patient data to that facility with the patient’s consent.The goal of the WeRecover app, which includes the MATCH and MAP products, is to reduce the time spent by both patients and providers navigating the admissions process, and distill it down to a simple experience that can be navigated in minutes.Marketing Technology News: Adobe Survey Says That Voice and Screen Combined Are the Future Addiction treatment search engine WeRecover announced the launch of the WeRecover app for both iOS and Android. WeRecover is a venture-backed technology company committed to  broadening access to care for addiction treatment. They have helped thousands of people find treatment through their website since they launched in 2018. Today, their B2C treatment search engine (MATCH), and new B2B admissions portal (MAP), are now available together via the WeRecover mobile app. WeRecover Launches Addiction Treatment Search Engine App for iOS And Android PRNewswire9 hours agoJuly 23, 2019 WeRecover COO Max Jaffe explained, “We took a deep dive analyzing how people are currently finding and getting into substance use disorder treatment.  The reality is: there are many antiquated workflows that have yet to modernize. We’re leveraging sophisticated technological innovation to streamline many of the inefficiencies in admissions workflows in order to simplify the process for people and help them make more informed decisions about their own care. This app helps plug the enormous leakage in case management and continues to progress the ideal of transparency in a vertical of healthcare that desperately needs it.”Marketing Technology News: OpenText Automates Invoicing for Rosneft Deutschlandlast_img read more


Tumor tissuefreezing method may help more women with breast cancer in lower


first_imgInnovation in cancer care doesn’t always mean you have to create an entirely new treatment, sometimes it means radically innovating on proven therapies such that they’re redesigned to be accessible to the majority of the world’s population.”Bailey Surtees, Johns Hopkins University biomedical engineering graduate and the study’s first author Reviewed by James Ives, M.Psych. (Editor)Jul 15 2019A new reusable device created by the Johns Hopkins University can help women with breast cancer in lower income countries by using carbon dioxide, a widely available and affordable gas, to power a cancer tissue-freezing probe instead of industry-standard argon.A study detailing the tool’s success in animals was published this month in PLOS One. “This project is a remarkable example of success from the Biomedical Engineering Design Program,” says Nicholas Durr, an Assistant Professor of Biomedical Engineering at Johns Hopkins and the study’s senior author. “This team of undergraduates has been so successful because they created a practical solution for the problem after really understanding the constraints that needed to be met to be impactful.”The largest cause of cancer-related mortality for women across the globe, breast cancer disproportionately affects women in lower-income countries due to lack of treatment. While the survival rate for women in the United States is greater than 90%, they are significantly lower at 64%, 46% and 12% in Saudi Arabia, Uganda and The Gambia, respectively.”Instead of saying ‘She has breast cancer,” the locals we met while conducting focus groups for our research said ‘She has death,’ because breast cancer is often considered an automatic death sentence in these communities,” adds Surtees.In lower-income countries, the main barriers to treating breast cancer are inadequate treatment options–with surgery, chemotherapy and radiation being impractical or too expensive–and long travel times to regional hospitals where efficient treatment is available. Even if a woman is able to travel to a hospital for treatment, she may not be seen and recovery times will keep her out of work for an additional few weeks.Killing cancerous tissue with cold, or cryoablation, is preferable to surgically removing tumors in these countries because it eliminates the need for a sterile operating room and anesthesia, thus making it possible to local clinics to perform the procedure. It’s also minimally invasive, thereby reducing complications such as pain, bleeding and extended recovery time.Related StoriesHow cell-free DNA can be targeted to prevent spread of tumorsTrends in colonoscopy rates not aligned with increase in early onset colorectal cancerNew protein target for deadly ovarian cancerCurrent cryoablation technologies, however, are too expensive, with a single treatment costing upwards of $10,000, and are dependent on argon gas, which typically isn’t available in lower-income countries, to form the tissue-killing ice crystals.With these barriers in mind, the student-led research team, named Kubanda (which means “cold” in Zulu), wanted to create a tissue-freezing tool that uses carbon dioxide, which is already widely available in most rural areas thanks to the popularity of carbonated drinks.The research team tested their tool in three experiments to ensure it could remain cold enough in conditions similar to the human breast and successfully kill tumor tissue.In the first experiment, the team used the tool on jars of ultrasound gel, which thermodynamically mimics human breast tissue, to determine whether it could successfully reach standard freezing temperatures killing tissue and form consistent iceballs. In all trials, the device formed large enough iceballs and reached temperatures below -40 degrees Celsius, which meets standard freezing temperatures for tissue death for similar devices in the United States.For the second experiment, the team treated 9 rats with 10 mammary tumors. Afterwards, they looked at the tissue under a microscope and confirmed that the tool successfully killed 85% or more tissue for all tumors.Finally, the team tested the tool’s ability to reach temperatures cold enough for tissue destruction in the normal liver of a pig, which has a temperature similar to a human breast. The device was successfully able to stay cold enough during the entire experiment to kill the target tissue.”When we started the project, experts in the area told us it was impossible to ablate meaningful tissue volumes with carbon dioxide. This mindset may have come from both the momentum of the field and also from not thinking about the importance of driving down the cost of this treatment,” says Durr.While the results are promising, the device still requires additional experiments before it’s ready for commercial use. Mainly, the research team’s next steps are to ensure it can consistently kill cancer tissue under the same heat conditions as human breast tissue.In the near future, the team hopes to continue testing their device for human use, and expand its use to pets. Source:Johns Hopkins UniversityJournal reference:Surtees, B. et al. (2019) Validation of a low-cost, carbon dioxide-based cryoablation system for percutaneous tumor ablation. PLOS ONE. doi.org/10.1371/journal.pone.0207107.last_img read more


Gadgets Device lets you pour the wine without removing the cork


This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. Here are some sayings the company uses to describe the product; “any wine any amount, savor the glass preserve the bottle, just insert tip and pour” and my favorite “The wine you want in the amount you want without ever pulling the cork.”But “Open a bottle,” which is scribbled out, is the line you need to know because the bottle doesn’t open. Call it magic, or just call it technology as I would prefer. Either way, this is an incredibly innovative device, which works to perfection.How does it work? At last month’s Consumer Electronics Show in Las Vegas, Coravin displayed the upcoming model 11, which should set you back around $999. It shoots a thin needle into the bottle’s cork and any wrapping the cork is sealed in. No need to remove anything.A thin needle was inserted into the bottle, and then a company representative kindly poured me a glass of wine (I was not driving this night). She handed me the bottle to inspect, and it was a real bottle, no hidden curtains, no rabbit in a box, just a wine opener and a bottle. Which I then turned over to see if anything would spill and it was dry, not a drop. Upon close inspection of where the needle entered, you can barely see any evidence.This system allows your wine to remain fresh since the cork is not removed. My demonstrator explained after the Coravin is removed, the cork simply shrinks back together.The Coravin holds your bottle, and with load cell technology, the capsule-loading chamber creates the perfect amount of force for an airtight seal, ensuring no gas escapes after probing the bottle. According to Coravin, the capsules contain more than 99.99 percent pure argon gas to protect the remaining wine from oxidation.If the high-end price model scares you, there are more choices. The Coravin Model Two Wine System gives wine lovers the freedom to pour any wine, in any amount, without removing the cork for a sip or full glass.Model Two its referred to as an elegant design and durable craftsmanship with textured rubber grips and ergonomic lines. It includes two Coravin capsules to pour up to 30 glasses of wine. Model 11 will be out in September and will have an app to make it the world’s first connected and fully automatic wine preservation opener. The app will make suggestions for wine and will show how much gas is left in the capsules. Scientists to settle dispute over taste of wine in bottles with corks versus screw caps Explore further ©2018 Gregg Ellman Distributed by Tribune Content Agency, LLC. Citation: Gadgets: Device lets you pour the wine without removing the cork (2018, January 31) retrieved 18 July 2019 from https://phys.org/news/2018-01-gadgets-device-wine-cork.html www.coravin.com —-For $39.97 the Bluetooth (4.2) sound you get from a pair of Kempler and Strauss X2 wireless speakers is great for many reasons.While these are ideal for travel, why not use them on your desk at home or just about anywhere. They’re small, cool, have great sound and even live on a magnetic charging base, which is great when you see them snap in place.Each charge is good for about 4 hours with the internal 450mAh rechargeable batteries in each speaker.The speakers come in a pair so they can be separated for a wireless stereo sound.Think of them as donut holes, and you’ll understand the size of 1.9-by-1.2-inches each with a 2.4-ounce weight all packed into an aluminum body. And if you don’t eat donut holes, you haven’t lived.Travel straps to attach to each speaker are included along with a charging cable and a USB AC adapter plug. www.kemplerusa.com $39.97 in black or silver When you hear about the Coravin wine bottle opener, you might think it’s just another gimmicky gadget. I think it’s something you must see to believe. A few weeks ago, I saw it, I believed it, and I even had a drink out of it to prove it. read more