Touch Football Australia’s (TFA) Director of Referees, Greg West, hosted the event, teaching the crowd some new things about the referee discipline. The breakfast covered topics including teamwork, score line positions and outcomes, as well as rules and interpretations. Federation of International Touch (FIT) World Cup referees, David Baggio and Luke McKenzie, spoke to the referees on different occasions at the breakfast, using video examples from 2011 Youth Trans Tasman and Elite Eight Series games. A question and answer session was also held at the end of the breakfast, with Baggio and McKenzie being asked about how they got into refereeing, how long it took to progress through the levels of refereeing. They were also asked what training they take part in and what advice they have for referees from rural areas. Both McKenzie and Baggio spoke about how important it is to use opportunities like the National Youth Championships to make contacts, not only with the referee panel members, but with referees from around the country. Both also spoke of the friendships they’ve made throughout the years whilst refereeing at events.
About the authorAnsser SadiqShare the loveHave your say Silva insists West Ham was turning point for Evertonby Ansser Sadiq7 hours agoSend to a friendShare the loveEverton manager Marco Silva believes that his team experienced a turning point against West Ham United.The Blues boss believes their gritty 2-0 win at Goodison Park over the Hammers will see them revive their season.The Toffees were in the relegation zone before that game, but are now looking to get back into the top half of the table.”We performed so well, we showed that quality, that pride in ourselves to play the level we played,” Silva told reporters.”Of course we have to build from that. It was a turning point for us. It does not mean we will win all the matches from now until the end of the season of course but we have to play in that way, always to win, always with that pride in ourselves.”We have to play with that pace, with that desire to win the game, and play with freedom like we did even if that pressure was there.”
The Government will be increasing provisions to the Student Loan Bureau (SLB) in the new financial year.Education Minister, Hon. Rev. Ronald Thwaites, said that this will enable the organisation to provide more loan support to students, who wish to pursue tertiary education.“I believe that I can say that in the upcoming financial year, increased provision will be made so that those who have come to the level of tertiary education can be assisted by more ample availability of student loans and financing than has happened in the past. To me, this is a signal achievement,” he stated.The Education Minister was addressing the graduation ceremony for 67 teachers held on Sunday (January 13) at the Montego Bay Convention Centre, St. James.The SLB funds approximately 30 per cent of the island’s tertiary students. Minister Thwaites informed the audience that the Government had to find $2.7 billion this year to cover the obligations of the bureau.He said that despite the economic challenges, the Government continues to give priority to education, with the allocation to the sector commanding a large portion of the budget.“Jamaica spends 6.5 per cent of its Gross Domestic Product (GDP) and 14 per cent of its budget on education, a higher proportion than any other country in the Caribbean region, except Cuba,…after paying the debts that are due, education gets pride of place,” he pointed out.The Minister argued that given the significant investment, it is important that the education resources are utilised in the most efficient way possible to get the best returns from the sector.“We have to look radically at the way we spend our education dollar and to determine the best way to ensure that we are getting the highest returns,” he stated.He noted, for example, that the Government spends upwards of $2.5 billion each year “to keep teachers out of the classroom” as they pursue advanced studies and that such spending could no longer be afforded.“Teachers, who seek to be upgraded for services in the leadership and in the particular specialties of the education system, will have to do so virtually and by way of the holidays and other mechanisms, in order to preserve your places in the classrooms, because we cannot pay for the locum tenens (substitute teachers) anymore,” Rev. Thwaites stated.The 67 teachers, from the Sam Sharpe Teachers’ and Mico University colleges had successfully completed the Master of Science in Educational Leadership and Master of Science in Reading and Language Arts, through the Central Connecticut State University in the United States.
Tom Fennario APTN National NewsKANESATAKE MOHAWK TERRITORY – Drive past Torrey Daoust’s house from the back, and it could be mistaken it for an island. Brown water from the Ottawa River laps at his green lawn about a metre away from a row of sandbags.“I’ve slept three hours in the last twe days because I’m just worried about the water going up. I have to worry about my house and my mother’s house it’s very stressful,” said Daoust while driving through almost a metre of water in his pick up.Unlike some of his neighbours, Daoust hasn’t had to leave his home yet. But the 51 year old Mohawk man says that his house is precariously close to being flooded.“They told us today it’s going to come up another 18 inches [almost half a metre], as you can see it’s going to be right up against the sand bags here,” he said.Kanesatake Mohawk Territory is confronting what dozens of other municipalities in Quebec have faced in the last week, mass flooding that hasn’t been seen in generations. So far eight homes have been evacuated, and at least 20 more are in danger.“We’re fighting the clock right now,” said Grand Chief Serge Simon of the Mohawk Council of Kanesatake. “We’re working like crazy here.”Simon said that close to 300 tons of sand has been bagged by community members like 26 year old Anthony Fournier-Phillips.Fournier-Phillips has been throwing 20-35 kilogram bags of sand on to pallets for two days, and he says he’s starting to feel it in his lower back. Still, he intends to keep at it. He and a few dozen others have formed an assembly line making thousands of sandbags to transport for Kanesatake Mohawks in need.“Everybody is just trying to help out, get everything out as fast as possible for the guys who are laying out the bags,” Fournier-Phillips said.The armed forces have been called in to help the neighbouring municipality of Oka, but Grand Chief Simon says they’ve declined any help from the army even though volunteers are getting tired and that resources such as bags and twist ties are running thin.“We’re not ready to have the army back here, after what happened 26 years ago,” said Simon referring to the 1990 invasion of Kanesatake by armed forces, known as the “Oka crisis”. “We’re doing pretty good, I think we’re doing as good as the army could. I’m really proud of my community.”While Torrey Daoust is grateful for all the community support, at this point all he can do is hope that it’s enough. There’s no real Plan B if the sandbags fail to withstand rising floodwaters.“I have insurance for my belongings, but not the property itself, it’s a federal house. They won’t insure it, I have no deed for it,” Daoust explained.It’s a common problem in many First Nations. Here in Kanesatake, it’s one they’ll have to tackle in the days ahead when the waters finally email@example.com
April 7, 2017 Free Webinar | Sept. 9: The Entrepreneur’s Playbook for Going Global Prior to the 1990s, networking required business owners to put on their business attire, shove on dress shoes, drive to a pre-determined location at a pre-determined time, walk into a room full of people who didn’t know each other, go through introductions, explain their business, hand out business cards and hope people remembered to call later. Building relationships required handshakes, eye contact and, at minimum, picking up the phone and having a conversation. While a strong argument can be made that these steps still must be taken in order to build strong relationships with other business owners, a new form of networking has catapulted its way to the top.Shoving face-to-face interactions and business cards out of the way, websites have taken center stage and become the way for small business owners to gain exposure, explain their business and make sure that products and services are memorable. No longer are there pre-determined locations at pre-determined times. Google has helped take the work out of networking by connecting potential customers to potential business owners twenty-four hours a day, seven days a week.Related: How Do I Launch a Membership-Based Website?In the twenty-first century, there is no way a business owner can sustain a profitable business without having some way to advertise and communicate to their customer base through the internet. This means that there are a lot of small business owners who find themselves in a tough situation: They have to create a good without any experience with web design or five figures (or more) to invest in a website.Yet, for many businesses, their website is the face of the company. First impressions are created and potential customers and clients make decisions in a matter of seconds when scanning a website. For small business owners who must move forward with building their own websites, there are a few key elements they must consider.Related: 5 Things That Belong on the Front Page of Your WebsiteWhat’s the Purpose?Define the main purpose of the website being built. Is the goal to build an email list? Focus on products? Share more information about the company? No matter what purpose the website serves, it must be clear to the website visitor in just a matter of seconds. Tony Haile, author of Time’s “What You Think You Know About the Web Is Wrong,” shares his surprising statistic that 55 percent of website visitors spend fewer than 15 seconds actively on a page. Therefore, with just a few seconds to catch a visitor’s attention, the purpose of the website must be clear.Web Address and Web HostingThe most memorable domains, or web addresses, are the most simplistic ones. For instance, Nike.com is simpler than NikeShoes.com or NikeAthleticShoes.com. Small business owners tend to overthink their domain names rather than just focusing on something that is easy to remember for their clients and potential customers.Websites must be hosted and stored on a server. Small business owners are fortunate enough to have easy access to web host providers. According to Freeservers.com, “There are literally thousands of web hosting services available today, ranging from free services with limited options to expensive, specialized business web hosting services. Which option you choose depends primarily on how you plan to use your website and how much you want to spend.”Cheap doesn’t mean better, and taking the time to compare signup versus renewal pricing will pay off in the long run. In their article, “Low-Cost Hosting Guide: Find Cheap Web Host That Doesn’t Suck,” Web Hosting Secrets Revealed points out that “Some budget hosting companies now allow customers to lock in at low renewal price upon signup.”Related: The Difference Between Websites and AppsContent ManagementThe last website decision is which content management system to use. Often times the most user-friendly systems are also the most limiting. On the other end of the spectrum the most versatile systems require a larger learning curve.Joomla, WordPress, and Droopal make up 58.4 percent of the market share of content management systems. Make A Website Hub created an in-depth info graphic to show the pros and cons of each.CMS Comparison – WordPress vs Joomla vs DrupalWebsites are no longer optional for the small business owner. Customers and clients expect to be able to find companies on the web. Although in-depth sites can require a large investment from the budget, most small business owners are able to create a more affordable solution with a website that starts small and is able to grow with the company. Growing a business sometimes requires thinking outside the box. 4 min read Register Now » Opinions expressed by Entrepreneur contributors are their own.
in Data, Government, Origination, Secondary Market, Servicing Share FHFA: HARP Volume for 2012 to Total 1M Fannie Mae First-Lien Mortgages Fixed-Rate Mortgage Freddie Mac HARP Home Equity Investors Lenders & Servicers Loan-to-Value Ratio Mortgage Debt Mortgage Rates Prepayments Refinance Service Providers 2012-10-17 Carrie Bay October 17, 2012 461 Views Nearly 99,000 homeowners refinanced their mortgages in August through the Home Affordable Refinance Program (HARP), according to a report released by the “”Federal Housing Finance Agency””:http://www.fhfa.gov (FHFA) this week.[IMAGE]The federal government’s HARP initiative, which is applicable for borrowers with loans owned by “”Fannie Mae””:http://www.fanniemae.com or “”Freddie Mac””:http://www.freddiemac.com, has put 618,217 homeowners into new mortgages with lower interest rates since the beginning of this year, when a broader group of borrowers were made eligible for the program.According to FHFA, HARP is on target to reach a million borrowers in 2012. The agency attributes the continued[COLUMN_BREAK]high volume of HARP refinances to record-low mortgage rates and program enhancements that included the elimination of its maximum loan-to-value (LTV) ratio limit.Fannie Mae and Freddie Mac loans refinanced through HARP accounted for nearly one-quarter of all refinances in August, 24 percent to be exact. In states hard-hit by the housing downturn├â┬ó├óÔÇÜ┬¼├óÔé¼┼ô-Nevada, Arizona, and Florida├â┬ó├óÔÇÜ┬¼├óÔé¼┼ô-HARP refinances represented nearly half or more of total refis during the month.HARP refinances for borrowers with LTV ratios greater than 105 percent accounted for more than 70 percent of HARP volume in Nevada, Arizona, and Florida and more than 60 percent of the HARP refinances in Idaho and California. Nationwide, LTV ratios above 105 percent characterized more than half of new HARP loans made in August.FHFA also noted in its report that nearly 18 percent of HARP refinances for underwater borrowers were for shorter-term 15- and 20-year mortgages in August. By reducing their mortgage terms, these borrowers will be able to build equity faster.Since the program’s inception in 2009, FHFA reports, Fannie Mae and Freddie Mac have financed more than 1.6 million loans through HARP.
17May Rep. Runestad testifies on plan to better protect senior citizens from abuse Categories: Runestad News Legislation gives law enforcement the resources to help vulnerable adultsState Rep. Jim Runestad today testified before the House Families, Children, and Seniors Committee in support of his legislation to better protect senior citizens from abuse by giving law enforcement the resources to make accurate observations about incidents and assist officers in their investigations.“Some warning signs may be obvious, but other forms of abuse can be hard to spot,” said Runestad, of White Lake. “This plan is designed to cover all bases from physical abuse and neglect as well as financial abuse. Law enforcement will have the tools they need to better protect senior citizens and vulnerable adults.”Law enforcement will be given a specially designed form to record officer observations and to prompt officers to ask questions that expose the signs of neglect, abuse, and financial exploitation.The purpose of the form is to help law enforcement work with prosecutors and families to protect senior citizens, and prevent future abuse from happening.“Senior citizens who are subjected to any type of abuse are survivors. I will continue to fight for them,” Runestad said.While Michigan has penalties for convicted abusers, elder abuse is under-reported. Approximately one in 10 Americans age 60 years or older have experienced some form of elder abuse and only one in 14 cases of abuse are reported to authorities, according to the National Council on Aging.Scott Teter from the Michigan Office of Attorney General testified in support of the bill.House Bill 5813 remains under consideration by the House Families, Children, and Seniors Committee.###
UK regulator Ofcom has named three new members to its advisory committee for Northern Ireland.Fiona Boyle, Paul Wilson and Sharon O’Connor will take up their positions on September 1.Boyle runs her own consultancy, specialising in social research and evaluations, and development of policy issues. She is a former board member of Consumer Focus Post (NI) and Consumer Futures Post (NI). Previously, she was a member of Postwatch Northern Ireland.Wilson is project director for the Strategic Investment Board for NI Public Sector Shared Data Centre. In his 25 years working in telecommunications and IT, he held the positions of BT Ireland’s head of business operations and head of managed services. Prior to his career with BT, he worked for ICL.O’Connor is town clerk and chief executive of Derry City Council. She is a former non-executive director of the Arts Council of Northern Ireland and a former member of the BBC NI Broadcasting Council.
Sponsor Advertisement The HUI opened in the green, but despite the fact that gold spent most of the New York trading day in positive territory, there was someone there to sell gold shares. The HUI finished almost on its low of the day, down 1.63%. The highs for the day in platinum and palladium came in early morning Far East trading. The HFT boys showed up in platinum immediately, and by 11:30 a.m. in New York, the low was in. The subsequent rally didn’t get far. Palladium didn’t get the same treatment until shortly before 9 a.m. EST. It should be obvious, that the HFT boys were all over these two precious metals yesterday. Here are the charts. You won’t have to ask if “this is it” or not, as it will be self-evident From a net volume perspective, it was a very quiet trading day yesterday, so not too much of anything should be read into yesterday’s price action in gold. Ditto for silver. The tiny rally in early Far East trading wasn’t allowed to bet far, and from there it got sold down to its low of the day, which came at, or just before, the London a.m. gold fix. From there it rallied until precisely 12 o’clock noon in New York, and then chopped quietly sideways into the 5:15 p.m. EST electronic close. The low and high were reported by the CME at $1,279.60 and $1,290.80 in the December contract. Gold closed at $1,290.40 spot, up $3.10 from Thursday’s close. Net volume was fumes and vapours at only 76,000 contracts. The silver shares chopped around either side of unchanged for the entire New York trading session, and Nick Laird’s Intraday Silver Sentiment Index closed down a tiny 0.13%. The silver price didn’t do much until early afternoon in Hong Kong trading, and then got sold down to its low of the day which came shortly after the London open. The subsequent rally got capped about twenty minutes after the Comex open, and the silver price did little of anything after that. The CME recorded the low and high as $20.55 and $20.82 in the December contracts. Silver finished the Friday session at $20.78 spot, up 3.5 cents from Thursday. Net volume was a miniscule 20,500 contracts. The CME’s Daily Delivery Report showed that zero gold and one silver contract were posted for delivery on Tuesday. There were no reported changes in GLD, but there was a small amount of silver added to SLV, as an authorized participant deposited 385,264 troy ounces. There was no sales report from the U.S. Mint. There was very little in/out gold activity over at the Comex-approved depositories on Thursday. 395 troy ounces were reported received, and nothing shipped out the door. As always, it was an entirely different story in silver, as 801,444 troy ounces were reported received, and 751,562 ounces were shipped out. The link to that activity is here. Yesterday’s Commitment of Traders Report pretty much lived up to its advance billing, especially in gold. But silver wasn’t all that bad, either; although I was hoping/expecting slightly better numbers. The Commercial net short position in silver decreased by 16.0 million ounces, and is now down to 113.1 million ounces. Not surprisingly, the technical funds loaded up on the short side and sold some longs as well, as the high frequency traders in the Commercial category set prices lower at the start of the reporting week, and the technical funds followed the script like the brain-dead sheep that Ted Butler says they are. The Commercial traders stood by and happily did the opposite. The big surprise for me, was the substantial increase in the long position in the Nonreportable/small trader category. One would have thought they they would have mirrored the actions of the technical funds, but that was not the case. They increased their net long position by a chunky 2,662 contracts, or 13.3 million ounces. I’ve never seen that before on any price decline, and neither Ted nor myself are sure of what to make of it. The other surprise in silver was that Ted felt that JPMorgan’s short-side corner in silver didn’t decline by much, if at all, and still sits very close to his revised 75 million ounces based on the data from the latest Bank Participation Report that came out on Monday. But, just doing the math, JPMorgan still holds about two thirds of the entire Commercial net short position in silver all by itself. How’s that for concentration? In gold the Commercials traders decreased their net short position by an eye-watering 2.81 million [Comex paper] ounces, and all at the expense of the technical funds that sit in front of their computer screens buying and selling on the moving averages. The Commercials played them like a fiddle again last week. The Commercial net short position is down to 6.58 million ounces. This is not the lowest it has ever been, but it’s darn close. In the process, the non-Commercials sold 4,969 long contracts and bought an astounding 24,815 short contracts, for a total of 2.98 million [Comex paper] troy ounces. The Commercial traders happily did precisely the opposite. But, as in silver, the small traders in gold also ended the week increasing their net long position. It wasn’t much, only 1,669 contracts, but it should have been a decrease as well. I’ve never once mentioned copper in my COT comments, but I will today, as Ted Butler has mentioned it in his report from time to time, and it was the same story there as well. The Commercials tricked the tech funds into selling longs and buying short positions, while JPMorgan et al loaded up on the long side. The Noncommercial/small trader went long for the reporting week as well. I look forward to hearing what Ted has to say about all this in his weekly report to his paying subscribers later today, and if I find something I think you might be interested in, I’ll steal it for my Tuesday column. Here’s Nick Laird’s “Days of World Production to Cover Short Positions” chart for all physical commodities traded on the Comex, updated with yesterday’s COT data. The dollar index closed on Thursday in New York at 81.03. The price traded sideways in Far East trading up until 3 p.m. Hong Kong time. The subsequent rally topped out at 81.15 about 9:40 a.m. in London, and then by 9:15 a.m in New York, the index had fallen down to the 80.81 mark. The smallish rally after that didn’t last, and the index closed at 80.84, which was down 19 basis points from Thursday. Since JPMorgan has a long-side corner in the Comex futures market in gold, their positions won’t be found on this chart. The important take-away from this chart is the monstrous short positions held in all four precious metals, along with the fact that the four largest traders hold the lion’s share of the short position in all, to the point where the holdings of the next ‘5 through 8’ traders are almost immaterial. I have a decent number of stories for your weekend reading pleasure, including a few that I’ve been saving for today’s column. The deliberate nature of the current price decline is good news for future performance because it provides the explanation for why we have dropped so much in silver. We went down in price this year because JPMorgan and other commercial traders tricked the technical funds into selling on progressively lower prices on numerous occasions. The technical funds did well for some time early in the year as prices continued to fall, benefiting initial sales, but the choppy price action over the past few months has hurt the tech funds. But tech fund performance is moot; what is important is that Comex positioning caused the price decline, as is confirmed in COT and Bank Participation Report data. The reason this is also good news is because not only does it explain the decline, it rules out other reasons that would have been much more problematic. Let’s face it, had the big silver price decline been due to widespread investment selling, or collapsing industrial demand or a dramatic surge in mine or recycling output, that would temper future bullish expectations. But as far as I can tell, none of those things occurred; the clearest and most plausible explanation for the silver price decline was the rigging of price on the Comex. – Silver Analyst Ted Butler: 13 November 2013 Today’s pop ‘blast from the past’ is 37 years young, hailing from 1976. It’s amazing where all the times goes. This pop classic was a one-hit wonder for a singer/song-writer named Henry Gross; but what a hit it was! The astonishing story behind this song was that he wrote it about the death of Beach Boy Carl Wilson’s Irish Setter of the same name. You couldn’t make this stuff up! The link is here. Camille Saint-Saëns composed Carnival of the Animals in 1886 shortly after his disastrous concert tour of 1885/86. It’s a humorous musical suite of fourteen movements, and was written for private performance by an ad hoc ensemble of two pianos and other instruments. Saint-Saëns was adamant that the work would not be published in his lifetime, seeing it as detracting from his “serious” composer image. He relented only for the famous cello solo The Swan, which forms the penultimate movement of the work, and which was published in 1887 in an arrangement by the composer for cello and solo piano. Most of the time you hear this played as an encore piece when there’s a cellist as featured soloist, along with the harpist from the symphony orchestra involved. But for purists, the piano/cello duet is the only version worth your while. It’s a miniature masterpiece, and everyone has heard it in one form or another sometime in their lives. The link to the youtube.com video is here. Enjoy! There’s not much to discuss regarding yesterday’s price action in both gold and silver, but there was obvious price interference going on in both platinum and palladium. But as the Commitment of Traders Report so admirably showed, JPMorgan has covered as many short positions as they can in silver, and Ted Butler’s raptors are drowning in their almost-record long positions, and JPMorgan et al are also massively long the gold market, and in copper as well. But where we go from here, and the timing of that event, is only known to a handful of people. Until then, nothing will be allowed to happen price-wise. But the moment that policy changes, it will become immediately obvious in the price, and you won’t have to ask if “this is it” or not, as it will be self-evident. So all we can do until then is twiddle our thumbs and wait it out. That’s all I’m doing. I have nothing else for you today, and I’ll see you here on Tuesday. Celebrate Thanksgiving with Sprott Money’s Thanksgiving Sale! For 2 weeks only (November 15 – 28), enjoy FREE shipping & insurance when you buy $4,999 or more at Sprott Money! Owned and managed by Eric Sprott, Sprott Money Ltd. is a leading precious metals dealer selling gold, silver and platinum coins and bullion bars online and over the phone. Don’t miss your chance! Place your order now at http://store.sprottmoney.com/ or call us at 1-888-861-0775! No coupon code required. Since its inception, Sprott Money has prided itself on superior customer relations, providing its clients with only the highest quality bullion products in addition to delivering them discreetly and on time. Sprott Money also offers allocated, segregated, private and non-bank storage services in the US and in Canada. “In the sea of financial assets and currencies that are being decimated the world over, the one true safe haven continues to be gold.” – Eric Sprott
A young disabled woman was told that she had been evicted from her residential home while she lay critically ill in hospital.The care home in Barking, east London, run by the company Sahara Care, had originally issued the eviction notice to Lakhvinder Kaur (pictured) in a letter on 6 April, just days after she had made an allegation of physical abuse against a member of staff at the home.In the same letter in which the company told her that it had referred her abuse allegation to the care watchdog, the local council and the police, it also told her that it was giving her 28 days’ notice to leave the home, Sahara Parkside.Several weeks later, Kaur, who has spinal muscular atrophy, was rushed to hospital with blood poisoning.Just days after she was admitted, on 28 May, and while still fighting for her life, the care company told her she would not be allowed to return to Sahara Parkside when she was released from hospital.Kaur has been trying since last year to find accessible accommodation that will allow her to live independently and safely with the support she needs.And because her local authority Newham council has not been able to find somewhere safe and appropriate for her to live, the hospital that treated her has itself told the council that it needs to evict her because she has now recovered from the blood poisoning.She told the council in an email: “My current situation worries me because each time I am admitted to ICU [the intensive care unit] my chance of recovery is reduced and increases my risk of death.“This risk could be better managed if my housing and care package was addressed.”She also told her social worker: “I believe I have valid reasons to express my deep and worrying concerns about my hospital discharge particularly when there is so much uncertainty and unknowns around my housing and support package.”She has now been told that she will have to move temporarily into a hotel room when she leaves hospital.Her case highlights once again the drastic shortage of accessible housing across the country.The Equality and Human Rights Commission said only last month that disabled people had been left “demoralised and frustrated” by the housing system and faced a “chronic shortage” of accessible homes.Kaur has been trying to persuade the council that she needs a two-bed flat to provide the space she needs to comply with employment law for her personal assistants, and to ensure her own health and safety, as well as her need for privacy, and space to store vital medication and equipment.She believes that the continuing struggle to ensure the support she needed at Sahara Parkside contributed to the illness that left her in intensive care.A spokeswoman for Newham council said: “We are working to find an interim property for Laki to move in to when she is discharged from hospital so Laki can get the support she needs. This is whilst we find her a permanent home.”She said the council “recognises there is a chronic shortage of housing across the country”.But when asked if the council accepted that the continuing failure to find her accessible housing and provide the support she needs were breaches of her rights under article six (on disabled women) and article 19 (on independent living) of the UN Convention on the Rights of Persons with Disabilities, the spokeswoman denied that the council “has any direct responsibility for the implementation of any of the rights” under the convention.She said: “Even if it did have such responsibilities, in its view there have been no breaches by the council of articles 6 or 19.“The issue in this case is the shortage of properties, particularly in London.”She added: “The borough in which the safeguarding issue arose investigates the complaint.“As Sahara Homes is based in Barking and Dagenham, it would be for that local authority to carry out the investigation. Newham is chasing for the outcome of this investigation.”Kaur has been trying for eight years to secure a proper care package that will keep her safe, and allow her to live in her own home, manage her own support, and enjoy the typical social life of a woman in her 20s.Instead, she has had to move from one inappropriate care home and supported living setting to another. Last November, Disability News Service reported how she had been left been unable to leave Sahara Parkside for nearly three weeks because its managers were trying to evict her for complaining about her care, and for her attempts to enjoy a proper social life.Managers at the home even threatened to change the security code on the entrance if she left the building, and they tried twice – unsuccessfully – to persuade the police to evict her.Sahara said this week that it could not discuss individual cases.
Add to Queue Millennial Millionaires and Their Prenups — What They Need to Be Thinking About Learn from renowned serial entrepreneur David Meltzer how to find your frequency in order to stand out from your competitors and build a brand that is authentic, lasting and impactful. 6 min read –shares Guest Writer Divorce Opinions expressed by Entrepreneur contributors are their own. Next Article November 2, 2018 Bringing up the ‘P’ word before you marry may be awkward. But you can always tell your intended, ‘My lawyer made me do it.’ Fireside Chat | July 25: Three Surprising Ways to Build Your Brand Image credit: fizkes | Getty Images Enroll Now for $5 Copyrighter at Cross Marketing Kristen Gray There are those who say prenups (prenuptial agreements) kill the romance. But would you still think the same if you had a lot to lose should your marriage end in divorce?Related: How Will ‘Brangelina’ Divide Their Millions? And Who Gets the Winery?Over the past 20 years, the use of prenups has increased by a factor of five for millennials, according to the American Academy of Matrimonial Lawyers ( which defines millennials as those ages 18 to 34). From celebs like Kylie Jenner and Justin Bieber — who just signed premarital agreements with their partners — to Travis Scott, and Hailey Baldwin, and the many, many young marrieds active in the startup world, premarital agreements are trending, and for all the right reasons.That’s the view of Bay Area celebrity divorce lawyers Anne Cochran Freeman and Monica Mazzei, who practice family law at Sideman & Bancroft LLP. The two lawyers say they believe that with prenups, today’s entrepreneurs can best protect what they have worked so hard for.“What we are seeing today is an influx of up-and-coming millennials and entrepreneurs,” Mazzei told me. “These people are waiting longer to say, ‘I do,’ which means they typically have more assets, accumulated wealth from a 401(k) and stock options and possibly real-estate ventures.”They could potentially have a lot to lose if a prenup is not put in place. Who is to know that their assets could increase tenfold?”What many people don’t realize is that they also need to protect their intellectual property, not just their tangible assets. After all, people can launch several businesses during the course of a marriage. And, to some founders, a business is something they believe should be solely theirs no matter what.In that case, the very idea of a business has to be protected. “One of our clients simply had a business concept, a company that had not come into fruition. Her fiancé agreed to any future property or assets from said company being hers. The company is now worth $300 million,” Freeman said.In the case of Kylie Jenner and her makeup line, Kylie Cosmetics, the reality star opted to protect what assets she has now and those she will accumulate throughout her marriage, ensuring that her business will not be communal property. Because there are no exceptions to this clause, Jenner is 100 percent protected.Related: 6 Guidelines for Helping Your Business Survive a DivorceHow your startup comes into the mixCompanies today are also opting more and more for agreements where the board comes to an arrangement to protect assets among the partners in case divorces among them occur. “Stock options are a company’s property until an employee leaves the firm or [the company goes] public,” Freeman said. “But what if this employee gets a divorce before leaving, or what if they IPO? Adopting another partner to split stock options is never ideal.”Think of it this way: Every married couple is granted a prenup. This means either an agreement that the partners decide together, or that your state decides for you. Sure, you can always create a postnuptial agreement, but that option tends to become a bit messy should things ever go south.“Its best to arrange for a prenup while you still like one another,” said Mazzei. With millennials’ love of customization, it should be a no-brainer to opt for formulating a prenup with their partners.“A marriage is a two-person team; therefore, a couple needs to carve out some partnership in their marriage,” said Freeman. “This is commonly the family home or the greater salary, while investment properties are best left undivided, but the decision is yours. That’s the beauty of it.”How to bring up the “P” wordConvinced, but not sure how to bring up the topic? The “P” word can be daunting. “Love is in the air and the subject can be awkward, but it doesn’t have to be. Many of our clients blame their parents or their estate planner. It’s better this than to say it’s something you want to have,” said Freeman.Should you decide a prenup is a wise choice for you and your soon-to-be spouse, here are the guidelines to take note of:Make sure you attorney has business knowledge. “They must be business savvy and understand how to best plan for future contingencies,” said Freeman.”Both parties also need to have their own separate attorney for a prenup to be valid.”Plan ahead with a prenup. “It is advised to not start arranging for a prenup less than one month before your marriage,” Mazzei said. “You should get the ball rolling at least three to four months out, especially if you have a lot of property and assets. Our longest prenuptial agreement took a year and a half to finalize because of corporate counsel, working with people outside of the country, an estate-planning attorney, a tax attorney and family business.Pay attention to the details. Does your partner have offshore accounts? Where will you be living? These questions may require tax attorneys and estate attorneys to partner up on what will happen with your valuable assets. “Many of our clients are techies who are originally from China or India, and who now live in the Bay Area: Their agreements involve international attorneys, which increases the amount of time to draft an agreement,” Freeman said.Recognize that no two prenups are alike, because no two couples are alike. “Clients come to see us with examples of a friend’s ironclad contract, but agreements are not one size fits all,” Mazzei said. “There are many variables to consider, and they are unique to each relationship. Are there children involved, or will there ever be? How do children affect financial decisions? There are psychological aspects, and where you plan to live matters, too.”Prepare for the future. “Imagine,” said Freeman, “being divorced from your spouse, who took care of the children and home, and not having a nanny to come to the rescue. After a divorce, many of our Silicon Valley clients who once had their partner handle dinner arrangements, vacation planning and child-rearing while they were at the office, are left with the question, ‘Now, what?'”Related: Shark Tank’s Kevin O’Leary Says Married Entrepreneurs Must Do This or Risk DivorceExperiencing a divorce is a trying time no matter how much or how little money you have, and a breakup causes a ripple effect. You can’t call your ex-wife or secretary, so you turn to someone you trust: your lawyer. If this professional is both a oncierge-level specialist and a personal counsel to you in all the meaning of that word, you just may get back to living your best life — in one piece.
The U.S. Supreme Court on Tuesday declined to hear a challenge to controversial debit card “swipe fee” rules, dealing a blow to retailers, grocers and restaurant owners who argued the charges were unfairly high.Businesses pay the fees to banks when customers use debit cards to purchase goods or services. The fees reimburse banks for costs involved in offering debit cards.The high court’s refusal to hear the case keeps intact a March 2014 ruling by the U.S. Court of Appeals for the District of Columbia Circuit that found the fees set by the Federal Reserve at 21 cents per transaction were appropriate.The dispute between banks and merchants centers around swipe, or interchange, fees that are determined by Visa Inc (V.N), MasterCard Inc(MA.N) and other card networks.Before Congress intervened, retailers paid as much as 44 cents per transaction, which they said made it hard for small businesses to accept debit cards.In 2010, lawmakers ordered the Fed to cap the fees in hopes that would reduce prices for consumers. Banks said lower fees might not cover all of the costs in providing cards, such as monitoring for fraudulent purchases.”Consumers must come first in this process, not the bottom-line of retailers,” said Richard Hunt, president of the Consumer Bankers Association. “This drawn-out fight should put on notice those members of Congress who insist upon interfering with the free market.”The fee cap was included in the 2010 Dodd-Frank law in a provision known as the “Durbin amendment,” after its chief supporter, Democratic Senator Richard Durbin of Illinois. After the law passed, the Fed capped fees at 21 cents per transaction.The National Retail Federation, whose members include Wal-Mart (WMT.N) and JCPenney (JCP.N), the National Restaurant Association and other groups were expecting a much lower cap. They criticized the Fed’s interpretation of Dodd-Frank and, in 2011, sued the regulator.A U.S. district court in July 2013 agreed that lawmakers wanted much lower fees and overturned the Fed’s rule.But the appeals court disagreed, saying in 2014 that Dodd-Frank’s language was sufficiently ambiguous to give regulators leeway to set a higher fee cap.The high court’s decision not to hear the case “means retailers will keep paying billions of dollars more than they should, and that fee-hungry banks will continue to rake in unearned profits that ultimately come out of consumers’ pockets,” said the National Retail Federation’s general counsel, Mallory Duncan.Fed spokeswoman Susan Stawich declined to comment.The case is NACS v. Board of Governors of the Federal Reserve System, U.S. Supreme Court, No. 14-200.(Editing by Will Dunham) –shares Next Article January 20, 2015 3 min read Register Now » Swipe Fees Add to Queue U.S. Top Court Rejects Challenge to Debit Card ‘Swipe Fees’ Rules Learn how to successfully navigate family business dynamics and build businesses that excel. Reuters This story originally appeared on Reuters Free Webinar | July 31: Secrets to Running a Successful Family Business
April 22, 2015 Reuters –shares Add to Queue Register Now » Attend this free webinar and learn how you can maximize efficiency while getting the most critical things done right. Iowa’s Massive Bird Flu Outbreak Prompts Mexico to Ban Imported Poultry, Eggs Mexico, the biggest buyer of U.S. chicken, has halted imports of live birds and eggs from the U.S. state of Iowa due to an outbreak of deadly bird flu there, the Mexican government said on Tuesday.Mexico and other major countries last month imposed new export restrictions on poultry products from various U.S. states, but a new outbreak has hit top U.S. egg-producing state Iowa.Iowa found a lethal strain of bird flu in millions of hens at an egg-laying facility on Monday, the worst case so far in a national outbreak that prompted Wisconsin to declare a state of emergency.Bird flu, also called avian influenza or AI, is a viral disease that infects birds. Officials believe wild birds are spreading the virus but they do not know how it is entering barns.Shares of several leading meat companies’ in the United States fell on Tuesday on concerns over the Iowa outbreak.Mexico’s agriculture ministry said it and animal health body SENASICA had tightened controls and monitoring of migratory wild birds, and it said they were in constant contact with bird farms in Mexico to detect any suspicious cases domestically.The ministry emphasized that Mexico is self sufficient in the production of eggs for consumption, and that Mexican producers import fertilized eggs used for breeding.Iowa was already among 12 states that have detected bird flu in poultry since the beginning of the year. The other states are Arkansas, Idaho, Kansas, Minnesota, Missouri, Montana, North Dakota, Oregon, South Dakota, Washington and Wisconsin. Free Webinar | Sept 5: Tips and Tools for Making Progress Toward Important Goals 2 min read Next Article Food Image credit: threeboydad | Foap This story originally appeared on Reuters
Reviewed by Kate Anderton, B.Sc. (Editor)Jan 25 2019The crucial hormone insulin needs help acquiring the right structure. A protein that assists in the process of insulin folding has just been discovered in a new study conducted by researchers at the Department of Biomedical Sciences, University of Copenhagen. They hope the new research results can be used to develop treatments for conditions such as increased level of insulin in the blood known as hyperinsulinemia.Even though researchers have been familiar with and studied the hormone insulin for more than a hundred years, especially in connection with diabetes, they still make new discoveries concerning the hormone. Now researchers from the Faculty of Health and Medical Sciences at the University of Copenhagen have uncovered a hitherto unknown process in the production of insulin. The new research results have just been published in the scientific journal Diabetes.Insulin is produced in the beta cells of the pancreas. The hormone is produced as a precursor called proinsulin. For proinsulin to mature into functional insulin, it needs to be folded and processed correctly to acquire the right structure with assistance from proteins that are termed chaperones. The researchers have now discovered and identified such a chaperone. A proinsulin chaperone termed glucose-regulated protein GRP94.’Even though proinsulin has a relatively short sequence, it still needs help acquiring the right structure to become mature, functional insulin. However, several other studies have shown that proinsulin can be folded without help from proteins in artificial cell-free conditions. Yet, our study conducted in live cells shows that proinsulin is not folded correctly and does not acquire the right structure without help from GRP94,’ says last author of the study, Associate Professor Michal Tomasz Marzec from the Department of Biomedical Sciences at the University of Copenhagen.Impaired Insulin Production and SecretionIn the study the researchers removed or inhibited the protein GRP94 in to see what happened with the proinsulin and the cells. They observed that the proinsulin was not folded correctly and the beta cells did not secrete sufficient amounts of insulin. The researchers were surprised though to learn that removal of GRP94 did not affect cell viability. Nothing happened to the cells after they had removed the protein.Related StoriesVirus killing protein could be the real antiviral hero finds studyRNA-binding protein SRSF3 appears to be key factor for proper heart contraction, survivalStudy reveals how protein mutation is involved in Christianson syndrome’This is surprising, because one would anticipate that the beta cells would die from stress when huge amounts of misfolded proinsulin accumulate inside the cells. It is like removing the bearing beam without weakening the construction. This indicates that the GRP94 protein plays a very specialized function and that beta cells are well-prepared to mount effective responses to deal with consequences of misfolding of proinsulin. We are currently working to understand these responses and their biological and pathological consequences,’ says Associate Professor Michal Tomasz Marzec.According to the researchers, the research results may make it possible in the future to manipulate the process from proinsulin to insulin in the body’s beta cells. If you can use medicine to inhibit the assistant protein, the result would be reduced insulin secretion. This would be useful in connection with conditions like hyperinsulinemia, where the body produces too much insulin. In the long term, they also hope the new knowledge will be useful in connection with types 1 and 2 diabetes.’We hope this new discovery will guide the development of novel drugs. Understanding the biological processes behind the production of insulin in the cells will enable us to modify the processes. We thus hope we will be able to inhibit overproduction of insulin as it occurs in children and adults with hyperinsulinemia. In the long term we also hope we will be able to increase the production of insulin, ease the large production burden of beta cells in connection with type 2 diabetes and to maintain their secretion function for longer without the need for insulin injections,’ says Associate Professor Michal Tomasz Marzec. Source:https://healthsciences.ku.dk/newsfaculty-news/2019/01/researchers-discover-key-protein-in-the-production-of-insulin/
Source:https://uth.edu/news/story.htm?id=7847eef9-c204-4e6b-b9da-6f3a294a328d Reviewed by Alina Shrourou, B.Sc. (Editor)Feb 4 2019Only 1 in 20 U.S. adolescents is meeting national recommendations for sleeping, physical activity, and screen time, according to new research by The University of Texas Health Science Center at Houston (UTHealth).The study, published today in JAMA Pediatrics, also revealed differences in the findings between females and males, with just 3 percent of girls reaching all three guideline targets, compared to 7 percent of boys.”There is plenty of evidence to show how teenagers aren’t getting enough physical activity, or sufficient sleep, or keeping their screen time in check. But this is the first time these three factors, which have a crucial bearing on a child’s health, have been analyzed together among a nationally representative sample of U.S. adolescents,” said first author Gregory Knell, PhD, a postdoctoral research fellow at UTHealth School of Public Health in Dallas. “The results are a wake-up call for everyone who wants to make sure our children have a healthy future.”Related StoriesI’m a CPAP dropout: Why many lose sleep over apnea treatmentOlympus Europe and Cytosurge join hands to accelerate drug development, single cell researchSleep makes synapses ready for new learningIt is recommended by the National Sleep Foundation that children ages 14-18 sleep eight to 10 hours a night. The U.S. Department of Health and Human Services recommends at least an hour of moderate or vigorous physical activity daily, and limiting screen time to less than two hours.The research involved nearly 60,000 American high school students, using data from the 2011-2017 Youth Risk Behavior Surveillance Survey.”By far the most startling finding was how few adolescents across the board are meeting all three recommendations,” Knell said. “I expected the percentage of adolescents meeting all three requirements concurrently to be low, but not this low.The combined effect on children’s overall health could be considerable in terms of their physical health, emotional well-being, and academic performance.”The study further examined other attributes of the child – age, race or ethnicity, weight, and mental health – and how these were linked to sleep, physical activity, and screen time.Findings showed older teenagers, non-Hispanic black children, Asian children, those classified as obese, and those who showed signs of depression were the least likely to meet all recommendations when compared to their counterparts.The paper calls for more research to better understand the relationship among sleep, physical activity, and screen time by exploring the effect these behaviors have on each other and their wider implications over time. It also urged doctors to ask patients about these behaviors, provide them and their parents with advice, and make any necessary specialist referrals.”These findings are only scratching the surface and demonstrate a need to learn more about the role parenting style and home environment may play in increasing or curtailing these behaviors,” Knell said. “Although the study confirms and further reveals how few children are leading optimal lifestyles, it also raises many questions about what can be done to reverse that trend and improve their health.”
This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. Here are some sayings the company uses to describe the product; “any wine any amount, savor the glass preserve the bottle, just insert tip and pour” and my favorite “The wine you want in the amount you want without ever pulling the cork.”But “Open a bottle,” which is scribbled out, is the line you need to know because the bottle doesn’t open. Call it magic, or just call it technology as I would prefer. Either way, this is an incredibly innovative device, which works to perfection.How does it work? At last month’s Consumer Electronics Show in Las Vegas, Coravin displayed the upcoming model 11, which should set you back around $999. It shoots a thin needle into the bottle’s cork and any wrapping the cork is sealed in. No need to remove anything.A thin needle was inserted into the bottle, and then a company representative kindly poured me a glass of wine (I was not driving this night). She handed me the bottle to inspect, and it was a real bottle, no hidden curtains, no rabbit in a box, just a wine opener and a bottle. Which I then turned over to see if anything would spill and it was dry, not a drop. Upon close inspection of where the needle entered, you can barely see any evidence.This system allows your wine to remain fresh since the cork is not removed. My demonstrator explained after the Coravin is removed, the cork simply shrinks back together.The Coravin holds your bottle, and with load cell technology, the capsule-loading chamber creates the perfect amount of force for an airtight seal, ensuring no gas escapes after probing the bottle. According to Coravin, the capsules contain more than 99.99 percent pure argon gas to protect the remaining wine from oxidation.If the high-end price model scares you, there are more choices. The Coravin Model Two Wine System gives wine lovers the freedom to pour any wine, in any amount, without removing the cork for a sip or full glass.Model Two its referred to as an elegant design and durable craftsmanship with textured rubber grips and ergonomic lines. It includes two Coravin capsules to pour up to 30 glasses of wine. Model 11 will be out in September and will have an app to make it the world’s first connected and fully automatic wine preservation opener. The app will make suggestions for wine and will show how much gas is left in the capsules. Scientists to settle dispute over taste of wine in bottles with corks versus screw caps Explore further ©2018 Gregg Ellman Distributed by Tribune Content Agency, LLC. Citation: Gadgets: Device lets you pour the wine without removing the cork (2018, January 31) retrieved 18 July 2019 from https://phys.org/news/2018-01-gadgets-device-wine-cork.html www.coravin.com —-For $39.97 the Bluetooth (4.2) sound you get from a pair of Kempler and Strauss X2 wireless speakers is great for many reasons.While these are ideal for travel, why not use them on your desk at home or just about anywhere. They’re small, cool, have great sound and even live on a magnetic charging base, which is great when you see them snap in place.Each charge is good for about 4 hours with the internal 450mAh rechargeable batteries in each speaker.The speakers come in a pair so they can be separated for a wireless stereo sound.Think of them as donut holes, and you’ll understand the size of 1.9-by-1.2-inches each with a 2.4-ounce weight all packed into an aluminum body. And if you don’t eat donut holes, you haven’t lived.Travel straps to attach to each speaker are included along with a charging cable and a USB AC adapter plug. www.kemplerusa.com $39.97 in black or silver When you hear about the Coravin wine bottle opener, you might think it’s just another gimmicky gadget. I think it’s something you must see to believe. A few weeks ago, I saw it, I believed it, and I even had a drink out of it to prove it.
Citation: Data scandal threatens Zuckerberg vision for Facebook (2018, March 20) retrieved 18 July 2019 from https://phys.org/news/2018-03-scandal-threatens-zuckerberg-vision-facebook.html “If the business model is predicated on selling user data, it can seem as democratic as you want but it’s serving a surveillance function that undermines democratic values,” Young said. Facebook CEO Mark Zuckerberg is seen in 2013 explaining his mission “to make the world more open and connected” Mark Zuckerberg’s ambitious vision for Facebook spawned one of the world’s most powerful companies, but he now faces a moment of reckoning as it becomes clear the social network has been hijacked and manipulated for very different ends.Snowballing revelations on the misuse of the Facebook platform to spread disinformation, and to harvest personal data in ways users had never imagined, risks undermining the very business model underpinning the social media giant.Zuckerberg took an idea hatched in his Harvard dormitory and created a network connecting more than two billion people, crushing competing social networks while imagining new ways to connect friends to each other—and for marketers to reach users.The rise of social media fuelled a wave of optimism about empowering ordinary people, notably following the Arab Spring uprisings starting in 2010.”I had the feeling in 2011 that digital technologies were inherently democratic and would fuel democratic revolutions around the globe,” said Dannagal Young, a University of Delaware professor who studies social media.Young said these networks did indeed help propel the Arab Spring, as well as social movements like Black Lives Matter or #MeToo—but that the public had failed to grasp their darker side.”People use these platforms and do not understand the economic model,” Young said.”They don’t understand what is being commodified, as is everything they do and everything they share.”Eliminating gatekeepersWhile social networks appear to empower individuals by doing away with “gatekeepers”—such as the traditional mass media, or political authorities—the selling of user data can have the opposite effect. First it was “move fast and break things.” Then it was “connecting the world” and “building a global community.” Facebook’s reputation has been tarnished ever since 2016, following disclosures of Russian-led efforts to influence the US election—notably by spreading “fake news” and other forms of disinformation on social media.But things got markedly worse following weekend revelations that data on 50 million users was culled by a British-based political firm working on Donald Trump’s presidential campaign, prompting calls for investigations on both sides of the Atlantic.Zuckerberg, who began touring the United States after the presidential election, sparking speculation he might run for top office, last year offered his vision of a “global community” as more people become disillusioned with troubled political institutions.”The world feels anxious and divided, and Facebook has a lot of work to do,” the 33-year-old wrote.But first of all, Zuckerberg will need to focus on the more immediate mission he set himself earlier this year: to “fix” his embattled social network.’Polluted by bad actors’Roger Kay, a technology analyst and consultant for Endpoint Technologies Associates, noted that Facebook is just one of many online firms that make use of detailed digital records on its users’ activities, which can rarely be expunged.”Facebook adds to this, but it’s not the cause of the problem,” Kay said. “The problem is your long-term digital footprint.”Young, of the University of Delaware, voiced optimism that users can regain better control over their Facebook data—as more people learn about online privacy and how to determine what is shared about them.”We as users have a lot more control than we think,” she said. Explore further “If enough users go in and change their settings Facebook will be forced to respond. I do think there is a fix but it requires a whole lot of learning.”Then comes the issue of disinformation—which Facebook has been under mounting pressure to combat.Emily Vraga, a George Mason University professor of communication, said Facebook has taken positive steps in ferreting out false information in recent months.”But I would like to see even more of that,” she said.One way, she said, would be making Facebook’s algorithm available.”I do think the public should be more aware” of how the network operates, she said.For Young, both Facebook and Zuckerberg appear to have assumed that “when you crowdsource things the truth will come out”—a belief that appears naive in light of the “fake news” phenomenon.”It could be that 98 percent of people on Facebook do it in good faith,” she said, but “it doesn’t take a lot to undermine that system.”Kay also voiced doubt over Facebook’s ultimate ability to eliminate all malicious content without examining every item on its platform—an impossible task.”They can’t curate something with two billion users, there aren’t enough editors out there,” he said. “And if they held up the content, the users would go away.”He also notes that Facebook is not the first digital firm to be manipulated in such a way.”Social networks have come and gone,” Kay said. “They are first seen as an amazing way to connect people and then they become polluted by bad actors.” UK lawmaker: Facebook misled Parliament over data leak risk Mark Zuckerberg said this year his mission is to “fix” the problems of the social network © 2018 AFP Facebook “likes” are part of data profiles which can be scraped by marketers and others This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only.
For apartment building owners, Google Fiber can be a tough sell Explore further Citation: Plymouth startup creates One Spot app to streamline work of property managers (2018, April 27) retrieved 18 July 2019 from https://phys.org/news/2018-04-plymouth-startup-app-property.html Whether it’s the condition of the HVAC system or the locations of the utility meters, his team would jot down details on paper and take photos before the findings were cut and pasted together to form a report, a process that could take several weeks.But with the help of new Twin Cities property management software One Spot, Jackson’s team can complete their assessments in a fraction of the time and save a large chunk of money.”It takes an enormous amount of time to put these together. … Now, we can turn and burn these things,” said Jackson, vice president of Engineering and Property Services at the Twin Cities office of real estate company Colliers International.One Spot had its full commercial launch last month as a tool for property inspectors, tenants and primarily property managers who oversee the day-to-day maintenance of commercial properties like office buildings, industrial warehouses and retail strip malls.The Plymouth startup allows users to report on property repairs and assets in real-time. The mobile app lets property managers and tenants take photos of areas around their property that need repair and upload their geolocation points (the software is integrated with Google Maps). The points can be tagged with different categories and comments before they are e-mailed out for bids for contractors or pushed to internal team members. Tenants can also report issues and can see when a problem is fixed as well.”The commercial property manager, they are operating with things that are 10 years old. … Everything is so disorganized,” said Keith Pelatowski, chief executive of One Spot.Technology is better used in residential management of large apartment complexes than in commercial property management, Pelatowski said.Many times, property managers communicate with tenants and contractors through a mix of Snapchat, text, e-mail, and phone calls. But some communication can often fall through the cracks, Pelatowski said, with managers sometimes not hearing from tenants about issues, work being executed without managers and tenants knowing it was completed, and fees not being collected for work done. Before a client buys a commercial building, Tim Jackson’s team of maintenance technicians has to walk the property to check for any potential issues. This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. ©2018 Star Tribune (Minneapolis) Distributed by Tribune Content Agency, LLC. One Spot is supposed to help streamline communication and improve the workflow, Pelatowski said.One Spot was the brainchild of Rich Byrne and Steve Bartz, co-owners of Twin City Outdoor Services, or TCOS, a concrete-replacement and snow-management company. Several years ago, TCOS created an internal digital platform to keep track of bid work more efficiently. The clients liked what they saw, which led Bartz and Byrne to invest in a platform that could serve a range of users. After about two years of development, One Spot was piloted last year by 30 property-management companies in the Twin Cities.”What is really exciting is the ‘user-centered design’ approach, which means our customers can directly shape the future of the software based on their input and needs—in order to solve their problems,” Byrne said in a statement.Colliers’ engineering and property services division helped to test the One Spot program and became an official client at the beginning of this year. According to a case study, One Spot on average reduced Colliers’ time spent on a property condition assessment report from 40 hours to six hours and the cost to complete the report from $769 to just $115.Utilizing One Spot has also had a beneficial impact on Colliers later winning more business to continue to provide maintenance for a property, Jackson said. While there are other technology services that Colliers could use, they normally cost more and have longer contracts, Jackson said.”The (One Spot) program and the economics fit well for us,” he said.Colliers’ property management division also piloted the program last year with some of its portfolio. After recently reviewing some of the program’s updates, the department is considering becoming an official client, said Brett Greenfield, portfolio manager at Colliers.”I think that it is a fantastic app and I think that it definitely can improve the lives of our property managers in certain situations,” he said.There are other improvements that the One Spot team is already planning. Future development could include augmented-reality technology and possibly 360 degree views to better service the inside of multilevel buildings and give One Spot “a bit of a competitive advantage,” Pelatowski said. The company plans to also expand its focus to include the property management of residential complexes.
A startup is using Purdue University-patented technology to produce precise, customized medicine for pets. Arun Giridhar is one of the co-founders of Pinpoint Pharma, a precision compounding pharmacy for veterinarians. Pinpoint Pharma has created a printer that is faster than traditional methods of making customized medicine that is tailored to each individual animal’s needs. Credit: Purdue Research Foundation image/Oren Darling Provided by Purdue University Pinpoint Pharma has created a device similar to an inkjet printer that can precisely dispense pharmaceuticals to meet a growing need for customized medication for pets. Credit: Purdue Research Foundation image/Oren Darling While it can take more than an hour to produce a batch of 100 to 300 capsules, Pinpoint Pharma’s printer cuts the total time per patient to 10 minutes, including cleanup, and is flexible on the product form suited to the individual pet.”We can make about one dose every second, or even faster,” Giridhar said. The printer also is more precise, using a tracking mechanism to record how many drops of medicine are dispensed in each dose and the volume of each drop, in real time. Typically making a batch of pills can have variances in potency between doses, Giridhar said.The printer also helps make potent medications that have a narrow therapeutic index, where small differences in dose concentration can lead to serious therapeutic failures or adverse drug reactions.”In such cases, it becomes important to dose very precisely,” Giridhar said.Giridhar said what sets Pinpoint Pharma apart is that the team has more experience in this field and the company has worked with a wide variety of medications.Earlier this year, the startup was chosen by gener8tor, a nationally ranked accelerator based in Milwaukee, for its gBETA program, a seven-week accelerator for early-stage companies with local roots. Pinpoint Pharma was one of five startups selected from 52 applicants for the inaugural Indiana cohort; gener8tor also operates programs in Wisconsin, Michigan, Ohio and Minnesota. The program provides mentors, advice on business models and suggestions on ways to grow. It also gives the startups office space and up to $1 million in deals and perks from vendors.”Our experience with gBETA has helped Pinpoint Pharma move forward with our business model and develop new relationships with customers, mentors and investors,” Giridhar said. Explore further This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. Researchers commercialize drug dosage printer to improve personalized medicine production, cut side effects Pinpoint Pharma has created a printer that is faster than traditional methods of making customized medicine. The company is among three startups receiving assistance from the Purdue Foundry and eight startups from Indiana that will be featured Sept. 5-7 at the TechCrunch Disrupt SF Conference in San Francisco.Pinpoint Pharma is a precision compounding pharmacy for veterinarians, ensuring that the medicine tailored to each individual animal’s needs is easier for pet owners to give and for pets to take, which optimizes clinical outcomes.Arun Giridhar, Pinpoint Pharma’s chief executive officer, and three faculty members of Purdue’s Department of Industrial and Physical Pharmacy and Davidson School of Chemical Engineering founded Pinpoint Pharma two years ago, and have been joined recently by Angela Demaree, a nationally known veterinarian, who received her DVM from Purdue. The goal was to create a device like an inkjet printer that could precisely dispense pharmaceuticals to meet a growing need for customized medication for pets instead of a one-size-fits-all approach generally taken.”When a pet has a specific requirement as determined by their vet, we can dispense the exact amounts and ratios of active ingredients needed for a pill, in a form and flavor that the specific pet will love,” Giridhar said.For pets, the one-size-fits-all method doesn’t always work.”Our medicine printer allows veterinarians to be very precise in serving an animal as an individual rather than as the average of a population.”Giridhar said Pinpoint Pharma’s medicine printer has two advantages over other methods used to make customized drug products: it is faster and more precise. Citation: Startup creates printer that makes customized medicines for pets (2018, September 5) retrieved 17 July 2019 from https://phys.org/news/2018-09-startup-printer-customized-medicines-pets.html