Tag: 夜上海最新论坛


On Compliance: Regulation Z thresholds updated


first_img 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Trying to keep up with compliance these days can feel as if you might be running in circles, or if you are like me, paying the price in the form of an abundant loss of hair. New rules and requirements continue to be released, seemingly on a weekly basis. While staying current on these new requirements, credit unions also need to be aware of the annual threshold updates to certain regulations.The Consumer Financial Protection Bureau recently published a final rule revising dollar amounts for certain regulations falling under Regulation Z (1) that implement the CARD Act safe-harbor penalty fee amounts, (2) for points and fees related to the Home Ownership and Equity Protection Act (here’s a compliance guide ), and (3) for loan amount, point and fee limits under the ability-to-repay and qualified mortgage provisions of the Dodd-Frank Act.All of these threshold adjustments will be effective Jan. 1, 2017, except the credit card penalty fee amounts. continue reading »last_img read more


Library branch long overdue


first_img continue reading » One Illinois credit union has opened a branch in a local library as a touchpoint to serve the community and grow its membership.Five years ago, when Mike Lee took over as CEO of Kane County Teachers  Credit Union in Elgin,  Ill., he had a branch on a dead-end street and another in a historic building that wasn’t readily visible.Still another branch was a block off a major thoroughfare. And  with the name “Kane County Teachers Credit Union” over the door, “people thought you had to be a teacher or part of a union to join,” Lee says.He rebranded the $231 million asset institution as KCT Credit Union and partnered with the Gail Borden Public Library—one of its select employee groups—to open a branch in downtown Elgin. KCT CU’s branch in the Gail Borden Public Library saved the CU the cost of building a new branch. “A library is a place where there already are people,” says CEO Mike Lee.center_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more


RB RiverCenter Announces Holiday Hunt, Window Winners


first_imgRED BANK – Red Bank RiverCenter has announced the winners of its two new holiday promotions.During the holiday season the agency expanded its calendar to include a new event, the “We Double Dog Dare You Scavenger Hunt” during which shoppers visited 50-plus participating businesses in search of a hidden character inspired by the classic holiday movie A Christmas Story. Shoppers gathered stamps for every character they found, and once 15 were collected they entered to win Red Bank gift cards that can be used at 150 borough businesses. Three winners were drawn and received Red Bank gift cards. They were the Bemy family from Highlands, the Mullens from Rockaway Beach, N.Y., and the Mazzuccas from Fair Haven.The movie theme continued with the return of the window decorating contest. Businesses were invited to decorate their windows using any holiday movie of their choice. Some of the movies featured were A Christmas Story, White Christmas, Elf, The Grinch Who Stole Christmas.The winning window was at Lux Beauty Store, 88 Broad St. with the theme Twas the Night Before Christmas.“I had a lot of fun with it and shared with all of my customers,” owner Linda Martino said. “I’m thrilled with my win.”Martino will receive $500 in advertising dollars to use as she wishes. YESTERcades at 80 Broad St. was a close second with their painted A Christmas Story window, and rounding out third place was Rue Royale Couture at 24 Monmouth St. with The Grinch Who Stole Christmas, of course, with Cindy Lou Who.Shoppers voted online for their favorite windows and Mackenzie Leary of Ocean­port was the randomly drawn winner of a $50 Red Bank Gift Card. RiverCenter thanks all who participated.For more information about upcoming Red Bank events, please contact Red Bank RiverCenter at 732-842-4244 or visit www.ACoolLittleTown.com.last_img read more


Fair Haven Day Celebrated With Games, Food, New Play Set


first_imgFAIR HAVEN – Local residents came out to Fair Haven Fields June 15 to celebrate their town at Fair Haven Day. There was a climbing wall and bounce houses sponsored by various local businesses, giving children many opportunities for having fun. A favorite spot for the kids was a classic truck filled to the brim with bags of popcorn, all donated by Brennan’s Delicatessen. Face painting and colorful bandage wraps were also available. Mayor Ben Lucarelli and state Sen. Declan O’Scanlon were in attendance for the grand opening of a new toddler-friendly play set for the Fair Haven Fields playground, made possible through the fundraising efforts of local resident Cristina Stanley. All present enjoyed live music, great food and fun games with fireworks at the end of the night. Photos by Patrick Oliverolast_img read more